Hagerty, Inc.

Annual Trend FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Net income $10.0m ($61.4m) $2.4m $28.2m $78.3m $149.2m
Depreciation and amortization $11.8m $22.1m $33.9m $45.8m $38.9m $37.5m
(Accretion) amortization of discount and premium, net $196k $34k ($3.4m) ($4.1m)
Provision for deferred taxes $1.5m $3.0m $3.0m $2.9m $2.9m ($34.5m)
Share-based compensation expense $0 $12.1m $18.0m $17.4m $18.9m
Funding of employee tax obligations upon vesting of share-based payments $0 $0 ($5.8m) ($3.9m)
Loss on disposals of equipment, software and other assets $2.6m $2.4m $4.3m $1.9m $500k $1.9m
Loss (gain) related to warrant liabilities, net ($41.9m) ($11.5m) $8.5m $0
Change in TRA Liability ($2.6m) $1.6m $32.2m
Non-cash lease expense $0 $10.9m $11.7m $8.1m $8.9m
Net investment gains $0 $0 ($2.2m) ($3.1m)
Other $758k $155k $533k ($1.5m) $5.3m $1.3m
Accounts, premiums and commissions receivable ($39.1m) ($52.0m) ($69.9m) $26.5m ($62.6m)
Deferred acquisition costs, net ($11.8m) ($23.0m) ($25.8m) ($34.3m) ($14.8m) ($22.8m)
Reinsurance recoverables ($1.3m) ($9.1m) ($3.4m)
Prepaid reinsurance premiums ($10.4m) ($8.0m) ($3.4m)
Advance premiums and due to insurers $13.7m $14.9m $8.4m $14.2m
Losses payable and provision for unpaid losses and loss adjustment expenses $5.2m $12.5m $21.0m $6.5m $36.4m ($3.0m)
Increase (Decrease) in Liability for Claims and Claims Adjustment Expense Reserve $22.4m $19.9m $36.9m $24.8m $32.0m $359k
Unearned premiums $25.6m $50.5m $60.3m $81.8m $40.3m $54.5m
Ceding commissions payable $31.7m ($31.4m) $8.8m
Other assets and liabilities, net ($13.3m) ($2.2m) ($10.0m) ($65.6m) $28.0m
Issuance of notes receivable $0 ($6.1m) ($24.9m) ($65.8m) ($74.7m)
Collection of notes receivable $0 $370k $10.4m $59.8m $37.7m
Purchases of fixed maturity securities $0 ($12.2m) ($4.2m) ($10.6m) ($669.5m) ($333.1m)
Purchases of equity securities $0 $0 ($10.9m) ($21.9m)
Proceeds from maturities of fixed maturity securities $0 $1.2m $1.2m $7.5m $48.4m $229.9m
Proceeds from Issuance of Preferred Stock and Preference Stock $0 $0 $79.2m $0 $0
Funding of TRA Liability payments $0 $0 ($223k)
Net Cash Provided by Operating Activities $84.6m $42.3m $55.3m $133.7m $177.0m $219.0m
Capital expenditures ($38.3m) ($43.4m) ($44.4m) ($26.4m) ($21.3m) ($24.5m)
Acquisitions, net of cash acquired, and other investments ($8.9m) ($14.6m) ($15.4m) ($8.7m) ($25.1m) ($1.6m)
Other investing activities ($255k) $48k ($721k) $121k $979k $3.0m
Net Cash Used in Investing Activities ($47.4m) ($69.0m) ($91.5m) ($52.6m) ($618.6m) ($185.2m)
Proceeds from long-term debt, net of issuance costs $73.0m $110.0m $94.4m $161.5m $62.0m $257.2m
Payments on long-term debt ($29.1m) ($42.5m) ($122.5m) ($139.8m) ($90.8m) ($187.9m)
Payment of Series A Convertible Preferred Stock dividends $0 $0 ($5.6m) ($5.6m)
Other financing activities $49k $2.3m $0 $552k
Net Cash Provided by (Used in) Financing Activities $39.9m $332.1m ($28.1m) $103.2m ($46.9m) $29.9m
Effect of exchange rate changes on cash and cash equivalents and restricted cash and cash equivalents $885k ($464k) ($504k) $865k ($3.0m) $2.4m
Change in cash and cash equivalents and restricted cash and cash equivalents $78.0m $304.9m ($64.8m) $185.1m ($491.4m) $66.2m
Beginning cash and cash equivalents and restricted cash and cash equivalents $299.1m $604.0m $539.2m $724.3m $232.8m $299.0m
Distributions paid to non-controlling interest unit holders $0 $0 ($6.7m) ($30.3m)