← ING GROEP NV

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
ASSETS
Property and equipment 9 $1.0b $1.8b $1.7b $3.2b $2.8b $2.5b $2.4b $2.4b $2.4b $2.5b
Intangible Assets Other Than Goodwill $1.5b $1.5b $1.8b $1.9b — — — — — —
Intangible assets 10 $1.5b $1.5b $1.8b $1.9b $1.4b $1.2b $1.1b $1.2b $1.3b $1.5b
Other assets 11 — $13.1b $8.4b $7.0b $5.9b $6.0b $8.8b $7.1b $6.9b $8.0b
Additional Financial Items
Allowance Account For Credit Losses Of Financial Assets — — $4.5b $4.6b $5.8b $5.4b $6.1b — — —
Cash and balances with central banks $18.1b $22.0b $50.0b $53.2b $111.1b $106.5b $87.6b $90.2b $70.4b $52.9b
Current tax assets — $324.0m $202.0m $251.0m $419.0m $549.0m $349.0m $311.0m $485.0m $458.0m
Current tax liabilities — $750.0m $822.0m $554.0m $342.0m $271.0m $325.0m $396.0m $276.0m $411.0m
Customer deposits — $539.8b $555.7b $574.4b $609.5b $617.4b $640.8b $650.3b $691.7b $721.4b
Debt securities in issue — $96.1b $119.8b $118.5b $82.1b $91.8b $95.9b $124.7b $142.4b $151.2b
Deferred Tax Assets $1.6b $1.1b $958.0m $1.2b $1.6b $1.3b $1.4b $1.1b $1.0b $788.0m
Deposits from banks 12 $32.0b $36.8b $37.3b $34.8b $78.1b $85.1b $56.6b $23.3b $16.7b $18.5b
Financial assets at fair value through other comprehensive income — — $31.2b $34.5b $35.9b $30.6b $31.6b $41.1b $46.4b $56.7b
Investment Property $65.0m $65.0m $54.0m $46.0m $20.0m $26.0m $18.0m $14.0m $19.0m $27.0m
Investments in associates and joint ventures 8 — $1.1b $1.2b $1.8b $1.5b $1.6b $1.5b $1.5b $1.7b $1.6b
Issued Capital $39.0m $39.0m $39.0m $39.0m $39.0m $39.0m $37.0m $35.0m $31.0m $30.0m
Loans and advances to banks $28.9b $28.8b $30.4b $35.1b $25.4b $23.6b $35.1b $16.7b $21.8b $21.2b
Loans and advances to customers 7 — $571.9b $589.7b $608.0b $594.0b $625.1b $644.9b $647.3b $683.6b $727.7b
Other liabilities 16 — $16.1b $13.5b $12.8b $11.6b $12.8b $13.6b $13.7b $12.4b $12.0b
Other reserves $5.9b $4.4b $3.6b $4.0b $2.3b ($540.0m) ($2.2b) ($2.8b) ($687.0m) ($3.1b)
Provisions 15 — $1.7b $1.0b $688.0m $691.0m $995.0m $1.1b $920.0m $774.0m $941.0m
Securities at amortised cost — $9.3b $47.3b $46.1b $50.6b $48.3b $48.2b $48.3b $50.3b $53.9b
Share capital and share premium $17.0b $17.0b $17.1b $17.1b $17.1b $17.1b $17.2b $17.2b $17.1b $17.1b
Shareholders’ equity (parent) $47.3b $48.4b $49.0b $51.0b $51.6b $52.1b $56.5b $54.7b $52.7b $54.1b
Subordinated loans 18 $17.2b $16.0b $13.7b $16.6b $15.8b $16.7b $15.8b $15.4b $17.9b $18.1b
Unused Tax Losses For Which No Deferred Tax Asset Recognised $973.0m $1.1b $1.0b $922.0m $903.0m $819.0m $937.0m $815.0m $951.0m $640.0m
– Designated as at fair value through profit or loss — $4.2b $2.9b $3.1b $4.1b $6.4b $50.9b $55.4b $49.5b $55.8b
– Mandatorily at fair value through profit or loss — — $64.8b $41.6b $44.3b $42.7b $46.8b $55.0b $56.5b $72.3b
– Non-trading derivatives — — — — — $2.1b $3.0b $2.0b $2.1b $1.3b
– Trading assets — $116.7b $50.2b $49.3b $51.4b $51.4b $56.9b $60.2b $72.9b $55.7b
– Trading liabilities — $73.6b $31.2b $28.0b $32.7b $27.1b $39.1b $37.2b $35.3b $23.4b
Total equity $47.9b $49.1b $49.9b $51.9b $52.6b $52.8b $57.0b $55.6b $53.7b $55.3b
Total Assets $842.2b $843.9b $884.6b $888.5b $933.9b $949.2b $976.8b $980.3b $1.0t $1.1t
LIABILITIES AND EQUITY
Deferred Tax Liabilities $624.0m $362.0m $180.0m $322.0m $343.0m $311.0m $2.7b $1.4b $1.2b $1.9b
Deferred Tax Liability Asset $1.0b $744.0m $778.0m $920.0m $1.3b $991.0m ($1.2b) ($362.0m) ($208.0m) $1.1b
Increase Decrease Through Business Combinations Deferred Tax Liability Asset ($44.0m) ($3.0m) ($27.0m) ($2.0m) $0 ($1.0m) — $5.0m — —
Increase Decrease Through Net Exchange Differences Deferred Tax Liability Asset $45.0m $1.0m $23.0m $2.0m ($9.0m) $15.0m ($5.0m) $10.0m $6.0m $23.0m
Total Liabilities $794.4b $794.7b $834.8b $836.6b $881.2b $896.4b $919.8b $924.7b $970.2b $1.0t
Retained earnings — $27.0b $28.3b $29.9b $32.1b $35.5b $41.5b $40.3b $36.2b $40.0b
Noncontrolling Interests $606.0m $715.0m $803.0m $893.0m $1.0b $736.0m $504.0m $944.0m $995.0m $1.3b
Total liabilities and equity — $843.9b $884.6b $888.5b $933.9b $949.2b $976.8b $980.3b $1.0t $1.1t

Amounts are shown in USD as reported in each fiscal year filing.

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.