← ING GROEP NV

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025 TTM
Cash flows from operating activities:
Net Income — — — — — — $3.7b
$7.3b +98.34%
$6.4b -12.28%
$6.3b -1.02%
$9.8b +55.40%
Net Income From Continuing Operations — — — — — — $5.5b $10.5b $9.3b $9.1b $9.8b
–  Assets designated at fair value through profit or loss — — — — — ($1.9b) $45.0m $260.0m $40.0m $1.2b —
–  Assets mandatorily at fair value through profit or loss — — — — — $1.6b ($4.1b) ($7.4b) $274.0m ($19.0b) —
–  Other financial liabilities at fair value through profit or loss — — — — — ($6.8b) $9.9b $4.4b ($7.8b) $10.0b —
Profit or Loss $5.0b $5.5b $7.0b $5.7b — — — — — $8.6b —
Other Adjustments To Reconcile Profit Loss $1.1b $703.0m ($1.8b) $1.2b $1.7b ($1.2b) ($6.3b) $260.0m — — —
Depreciation Amortization Depletion — — — — — — $711.0m $674.0m $673.0m $665.0m $668.0m
Depreciation And Amortization — — — — — — $711.0m $674.0m $673.0m $665.0m $668.0m
– Depreciation and amortisation $536.0m $520.0m $520.0m $789.0m $829.0m $834.0m $711.0m $674.0m $673.0m $665.0m $668.0m
Proceeds From Sales Of Investments Other Than Investments Accounted For Using Equity Method — — — — — — — — $13.0m $4.0m —
Change In Working Capital — — — — — — ($23.2b) ($17.9b) ($31.3b) ($18.1b) ($14.5b)
Change In Other Current Assets — — — — — — ($7.0b) ($5.4b) $577.0m ($18.7b) ($10.8b)
Change In Other Current Liabilities — — — — — — $4.4b $6.8b ($7.9b) $11.5b $2.1b
–  Other assets — — — — — ($113.0m) ($2.9b) $1.7b $263.0m ($914.0m) —
–  Provisions and other liabilities ($2.8b) ($2.5b) $4.1b $11.8b ($3.9b) ($7.2b) ($2.7b) $2.3b ($542.0m) $1.1b —
Capital Expenditure — — — — — — ($231.0m) ($246.0m) ($332.0m) ($351.0m) ($596.0m)
Proceeds From Sales Of Property Plant And Equipment Classified As Investing Activities $63.0m $65.0m $17.0m $81.0m $75.0m $39.0m $83.0m $57.0m $50.0m $39.0m —
Proceeds from debt securities $106.2b $95.5b $152.5b $90.8b $65.3b $85.1b $92.7b $116.4b $124.7b $150.4b —
Repayments of debt securities ($123.7b) ($96.8b) ($131.2b) ($94.5b) ($99.2b) ($76.2b) ($82.8b) ($90.6b) ($113.0b) ($135.2b) ($159.6b)
– Other investments — — — — $12.0m ($179.0m) $10.0m $15.0m $13.0m $4.0m —
Net Other Investing Changes — — — — — ($1.0m) — $1.0m — ($1.0m) $1.0m
Net cash flow from/(used in) investing activities $6.1b $11.8b $5.5b ($2.5b) ($8.5b) $6.2b ($5.3b) ($8.5b) ($6.0b) ($15.7b) —
Cash flows from financing activities:
Issuance Of Debt — — — — — — $93.7b $118.7b $129.3b $154.1b $174.1b
Long Term Debt Issuance — — — — — — $93.7b $118.7b $129.3b $154.1b $174.1b
Long Term Debt Payments — — — — — — ($84.2b) ($93.8b) ($116.2b) ($138.3b) ($159.6b)
Net Issuance Payments Of Debt — — — — — — $9.5b $24.9b $13.1b $15.8b $14.5b
Net Long Term Debt Issuance — — — — — — $9.5b $24.9b $13.1b $15.8b $14.5b
Repayment Of Debt — — — — — — ($84.2b) ($93.8b) ($116.2b) ($138.3b) ($159.6b)
Repayments Of Borrowings Classified As Financing Activities — — — $97.0m — $40k — — — — —
Common Stock Dividend Paid — — — — — — ($3.1b) ($3.0b) ($3.9b) ($3.9b) ($3.9b)
Net Common Stock Issuance — — — — — — ($1.7b) ($3.5b) ($3.8b) ($3.7b) ($2.8b)
Cash Dividends Paid — — — — — — ($3.1b) ($3.0b) ($3.9b) ($3.9b) ($3.9b)
Dividends Paid Classified As Financing Activities $2.5b $2.6b $2.6b $2.7b $3.0m $2.4b $3.1b $3.0b $3.9b — ($3.9b)
Dividends Paid Ordinary Shares Per Share — — $0.44 $0.45 $0.12 $0.41 — — — — ($3,860,000,000.00)
Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners — $2.6b $2.6b $2.7b — — — $2.5b $2.1b $2.1b —
Dividends and other cash distributions paid — — — — — — — ($3k) ($4k) ($4k) —
Dividends paid $2.6b $2.6b $2.7b $2.7b $3.0m $1.3b $2.2b $2.7b $3.6b $3.9b ($3.9b)
Net Other Financing Charges — — — — — $1.0m ($1.0m) — $1.0m $1.0m $3.0m
Net cash flow from/(used in) financing activities ($19.1b)
($3.9b) +79.28%
$16.0b +504.84%
($4.2b) -125.99%
($34.8b) -737.65%
$5.4b +115.48%
$4.6b -13.70%
$18.4b +295.87%
$5.4b -70.80%
$8.2b +53.42%
—
Beginning Cash Position — — — — — — $107.7b $95.4b $93.0b $69.1b $79.4b
Cash and cash equivalents at beginning of year $16.2b $19.0b $47.5b $54.0b $111.6b $107.7b $95.4b $93.0b $69.1b $54.1b $79.4b
Effect Of Exchange Rate Changes $155.0m $260.0m $204.0m $95.0m ($425.0m) ($565.0m) ($504.0m) ($898.0m) ($740.0m) ($1.1b) ($609.0m)
– Exchange rate differences and other — — — — — — ($330.0m) $260.0m $869.0m ($703.0m) —
Additional Supplementary Disclosures
Additional Supplementary Disclosures
- Associates and joint ventures $1.1b $245.0m $116.0m ($507.0m) ($24.0m) ($91.0m) ($48.0m) ($55.0m) ($26.0m) ($1.0m) —
- Financial assets at fair value through other comprehensive income — — — $26.4b $46.5b $64.7b $14.5b $11.9b $16.9b $33.1b —
Additional Financial Items
Adjustments For Current Tax Of Prior Period $23.0m $110.0m $7.0m $16.0m ($85.0m) ($12.0m) ($29.0m) ($72.0m) ($34.0m) ($92.0m) —
Adjustments For Unrealised Foreign Exchange Losses Gains — — — — — — — — $869.0m ($703.0m) —
Cash Flow From Continuing Financing Activities — — — — — — $4.7b $18.4b $5.4b $8.2b $7.8b
Cash Flow From Continuing Investing Activities — — — — — — ($5.3b) ($8.5b) ($6.0b) ($15.7b) ($26.8b)
Cash and balances with central banks — — — — — — — $90.2b $70.4b $52.9b —
Change In Cash Supplemental As Reported — — — — — — ($11.8b) ($1.5b) ($23.2b) ($13.8b) —
Change In Other Working Capital — — — — — — $4.4b ($26.2b) $18.1b $43.8b $46.1b
Changes In Cash — — — — — — ($11.8b) ($1.5b) ($23.2b) ($13.8b) ($20.5b)
Deposits from banks — — — — — — — ($5.1b) ($6.3b) ($7.1b) —
End Cash Position — — — — — — $95.4b $93.0b $69.1b $54.1b $58.8b
Financing Cash Flow — — — — — — $4.6b
$18.4b +295.87%
$5.4b -70.80%
$8.2b +53.42%
$7.8b -4.83%
Free Cash Flow — — — — — — ($11.3b) ($11.6b) ($22.9b) ($6.7b) ($2.2b)
Income Tax Expense (Benefit) — — $2.1b — — — — — — — —
Interest Paid Classified As Operating Activities $31.7b $31.0b $14.9b $14.6b $9.7b $8.7b $14.2b $33.7b $41.2b $37.7b —
Interest Received Classified As Operating Activities $44.8b $45.0b $28.7b $29.0b $23.4b $21.5b $28.1b $51.0b $57.2b $51.6b —
Investing Cash Flow — — — — — — ($5.3b) ($8.5b) ($6.0b) ($15.7b) ($26.8b)
Loans and advances to banks — — — — — — — $7.9b $5.0b $8.3b —
Net Business Purchase And Sale — — — — — $27.0m $7.0m $0 $0 — $0
Net Foreign Currency Exchange Gain Loss — — — — — — — $447.0m $1.1b ($427.0m) $2.4b
Net Investment Purchase And Sale — — — — — — ($5.2b) ($8.4b) ($5.8b) ($15.4b) ($26.1b)
Net PPE Purchase And Sale — — — — — — ($148.0m) ($189.0m) ($282.0m) ($312.0m) ($570.0m)
Net cash flow ($4.4b) $2.6b $28.3b $6.4b $58.0b ($3.3b) ($11.8b) ($1.5b) ($23.2b) ($13.8b) ($1.6b)
Operating Gains Losses — — — — — — — $447.0m $1.1b ($427.0m) $243.0m
Other Non Cash Items — — — — — — $5.5b ($2.8b) ($780.0m) $3.4b —
Parent Company $2.6b $2.6b $2.7b $2.7b $3.0m $1.3b $2.2b $2.7b $3.6b $3.9b —
Payments Of Lease Liabilities Classified As Financing Activities — — — $271.0m $273.0m $301.0m $296.0m $291.0m $290.0m $282.0m —
Payments To Acquire Or Redeem Entitys Shares — — — — — — — — — $3.7b —
Proceeds From Disposal Or Maturity Of Availableforsale Financial Assets $32.5b $32.8b — — — — — — — — —
Proceeds from issuance of subordinated loans $2.1b $2.3b $1.9b $3.4b $2.2b $3.2b $983.0m $2.2b $4.6b $3.7b —
Purchase Of Investment — — — — — — ($43.7b) ($70.0b) ($131.6b) ($196.7b) ($234.7b)
Purchase Of PPE — $264.0m $286.0m $355.0m $287.0m $184.0m ($231.0m) ($246.0m) ($332.0m) ($351.0m) ($596.0m)
Purchases of treasury shares — — — — — — — ($3.5b) ($3.8b) ($3.7b) —
Repayments of principal portion of lease liabilities — — — ($271.0m) ($273.0m) ($301.0m) ($296.0m) ($291.0m) ($290.0m) ($282.0m) —
Repayments of subordinated loans ($1.0b) ($2.3b) ($4.6b) ($933.0m) ($2.8b) ($2.4b) ($1.1b) ($2.9b) ($2.9b) ($2.8b) —
Result before tax — — $7.0b $5.7b $3.4b $8.4b $17.4b $6.0b $7.8b $11.8b —
Sale Of Business — — — — — $27.0m $7.0m $0 $0 — $0
Sale Of Investment — — — — — — $38.5b $61.6b $125.8b $181.3b $208.6b
Sale Of PPE — — — — — — $83.0m $57.0m $50.0m $39.0m $26.0m
Taxation paid ($1.6b) ($1.7b) ($1.6b) ($2.3b) ($1.7b) ($1.9b) ($1.5b) ($2.7b) ($2.8b) ($2.4b) —
Taxes Refund Paid — — — — — — ($1.5b) ($2.7b) ($2.8b) ($2.4b) ($2.7b)
Treasury bills and other eligible bills included in securities at AC — — — — — — — $0 $37.0m $0 —
– Addition to loan loss provisions $974.0m $676.0m $656.0m $1.1b $2.7b $516.0m $1.9b $520.0m $1.2b $1.3b —
– Associates and joint ventures — $245.0m $116.0m $67.0m $24.0m $57.0m $58.0m $164.0m $107.0m $225.0m —
– Revaluations — — — — — ($1.3b) ($6.0b) $1.8b $1.0b $1.1b —
– Securities at amortised cost — — — — — $64.7b $38.5b $61.4b ($110.1b) $148.0b —
–  Customer deposits $23.5b $18.3b $19.7b $18.0b $39.7b $10.3b $25.1b $8.5b $41.1b $36.2b —
–  Trading liabilities — — — — — ($5.6b) $12.0b ($1.9b) ($2.0b) ($11.8b) —
–  Deposits from banks, not payable on demand — — — — — $8.4b ($27.0b) ($31.8b) ($7.8b) $1.1b —
–  Loans and advances to banks, not available on demand ($1.5b) $3.2b ($211.0m) ($3.9b) $53.1b $8.7b ($32.8b) $12.7b ($7.7b) $3.5b —
–  Loans and advances to customers ($29.7b) ($21.4b) ($31.4b) ($16.7b) $2.9b ($27.9b) ($19.3b) ($5.8b) ($34.4b) ($58.4b) —
–  Non–trading derivatives — — — — — $290.0m ($5.5b) $2.4b ($54.0m) $1.5b —
–  Trading assets — — — — — ($25.0m) ($5.5b) ($3.4b) ($12.7b) $17.2b —

Amounts are shown in USD as reported in each fiscal year filing.

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.