← Inter & Co, Inc.
| Annual Trend | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|
| Depreciation and amortization | $17.5m | $43.7m | $58.3m | $164.0m | $160.4m | $208.8m | $340.7m | |
| Impairment losses on financial assets | $138.6m | $213.7m | ($595.6m) | $1.1b | $1.5b | $1.8b | $2.4b | |
| Profit (loss) | $30.4m | $30.7m | ($55.1m) | ($14.1m) | $352.3m | $972.8m | $1.4b | |
| Result of equity interests in associates | — | $0 | $8.8m | $17.4m | $32.0m | $2.5m | $0 | |
| Expenses with provisions for contingencies | $8.4m | $15.3m | $19.0m | $25.9m | $38.6m | $49.1m | $56.0m | |
| Adjustments for income tax and social contribution | — | — | $176.0m | ($164.5m) | $87.6m | $232.7m | ($78.0m) | |
| Provisions/ (Reversals) for loss of assets | — | ($4.4m) | ($43.6m) | $5.2m | ($42.2m) | ($53.0m) | $0 | |
| Capital gains (losses) | — | $0 | $0 | ($66.4m) | ($41.8m) | ($55.5m) | $23.5m | |
| Provision for performance fees | — | $0 | $0 | ($150.4m) | ($135.3m) | ($73.7m) | ($41.6m) | |
| Deposits at Central Bank of Brazil | — | ($1.3b) | ($689.8m) | ($455.3m) | $190.4m | ($2.6b) | ($2.6b) | |
| Loans and advances to customers | ($1.5b) | ($4.1b) | ($7.4b) | ($5.9b) | ($8.1b) | ($7.2b) | ($14.2b) | |
| Amounts due from financial institutions | ($104.5m) | ($246.3m) | ($1.5b) | ($2.2b) | $540.4m | ($1.7b) | $1.6b | |
| Securities | ($466.1m) | $260.9m | ($573.3m) | ($602.5m) | $70.6m | ($296.3m) | ($429.4m) | |
| Derivative financial assets | — | ($27.5m) | ($59.4m) | $86.9m | ($4.2m) | $3.7m | ($58.4m) | |
| Non-current assets held for sale | — | $6.1m | $33.8m | ($37.1m) | ($7.4m) | ($60.3m) | ($151.9m) | |
| Other assets | ($56.4m) | ($356.2m) | ($790.1m) | ($318.7m) | ($341.9m) | ($494.3m) | ($899.7m) | |
| Deposits from banks | — | $604.4m | $3.6b | $2.6b | $1.6b | $966.0m | $3.3b | |
| Deposits from customers | $2.7b | $7.7b | $5.9b | $5.3b | $9.0b | $10.2b | $12.1b | |
| Securities issued | ($44.4m) | $9.9m | $1.8b | $2.6b | $1.9b | $1.8b | $4.2b | |
| Derivative financial liabilities | $19.9m | $35.8m | $9.8m | ($28.8m) | ($22.7m) | ($90.3m) | $121.2m | |
| Borrowings and on-lending | — | ($2.4m) | ($2.3m) | $11.4m | $69.7m | ($282.1m) | $688.6m | |
| Tax liabilities | — | $13.1m | $149.6m | $119.9m | $178.9m | $207.5m | $523.9m | |
| Provisions | ($9.3m) | ($13.7m) | $10.2m | ($21.3m) | ($25.6m) | $26.5m | ($62.2m) | |
| Other liabilities | $64.2m | $192.9m | $141.9m | $216.5m | $799.8m | $852.8m | $168.3m | |
| Cash flows used in obtaining control of subsidiaries or other businesses | — | ($24.9m) | ($93.8m) | ($546.0m) | ($62.4m) | ($81.7m) | $0 | |
| (Acquisition) of financial assets at FVOCI | ($62.0m) | ($135.6m) | ($255.7m) | ($251.4m) | ($256.2m) | ($427.7m) | ($460.5m) | |
| Proceeds from sale of financial assets at FVOCI | — | $4.9b | $27.8b | $8.0b | $19.4b | $17.7b | $9.8b | |
| (Acquisition) of financial assets at amortized cost | — | $75.6m | $21.5b | $9.2b | $14.9b | $11.0b | $5.7b | |
| Proceeds from sale of financial assets at amortized cost | — | $135.4m | $920.1m | $582.1m | $680.4m | ($554.5m) | ($249.5m) | |
| Proceeds from sale of financial assets at FVTPL | — | $81.2m | $393.4m | $126.2m | $818.6m | $98.9m | $26.2m | |
| Cost associated with issuing capital securities | — | — | — | $0 | $0 | ($38.8m) | $0 | |
| Payments to acquire or redeem entity's shares | — | ($153.1m) | $0 | $0 | ($16.4m) | ($19.0m) | ($27.1m) | |
| Resources to non-controlling interest | — | — | — | $0 | $1.3m | ($191k) | $1.4m | |
| Net cash from operating activities | $791.6m | $3.0b | $91.6m | $2.1b | $7.5b | $3.8b | $7.7b | |
| Purchase of property, plant and equipment | ($11.4m) | ($17.2m) | ($32.2m) | ($27.7m) | ($17.9m) | ($82.0m) | ($109.6m) | |
| Net cash used in investing activities | ($445.5m) | ($5.0b) | ($7.2b) | ($50.8m) | ($4.7b) | ($7.7b) | ($4.9b) | |
| Dividends paid | ($43.6m) | ($37.9m) | ($19.7m) | ($75.9m) | ($23.6m) | ($82.1m) | ($243.7m) | |
| Net cash from (used in) financing activities | $1.2b | $1.1b | $5.4b | ($1.2b) | ($38.7m) | $683.0m | ($269.4m) | |
| Effect of the exchange rate variation on cash and cash equivalents | $397k | $1.0m | ($30k) | ($217k) | $88.7m | $134.4m | $136.3m | |
| Increase (decrease) of capital in cash flow from financing activities | — | — | — | $0 | $0 | $823.0m | $0 | |
| Increase/(Decrease) in cash and cash equivalents | $1.6b | ($961.1m) | ($1.7b) | $831.4m | $2.8b | ($3.3b) | $2.6b | |
| Cash and cash equivalents at the beginning of the fiscal year | $3.1b | $2.2b | $500.4m | $1.3b | $4.3b | $1.1b | $3.8b | |
| Income tax paid | ($5.6m) | ($14.2m) | ($49.0m) | ($138.1m) | ($263.4m) | ($442.0m) | ($509.6m) |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.