First Western Financial Inc

Annual Trend FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Accrued interest receivable $2.8m $3.0m $6.6m $7.2m $10.4m $11.4m $10.4m $11.2m
Accounts receivable $4.5m $5.2m $4.9m $5.3m $4.9m $5.1m $4.8m $4.6m
Other receivables $1.4m $1.0m $1.4m $1.9m $2.0m $4.5m $5.7m $2.4m
Total cash and cash equivalents $73.4m $78.6m $156.0m $387.0m $196.5m $254.4m $236.0m $200.3m
Goodwill and other intangible assets, net $19.7m $24.3m $31.9m $32.1m $31.9m $31.6m $31.4m
Other assets $3.7m $16.5m $32.1m $22.7m $21.5m $24.5m $35.9m $38.4m
Cash and due from banks $1.6m $4.2m $2.4m $6.5m $4.9m $7.3m $9.8m $9.8m
Interest-bearing deposits in other financial institutions $71.8m $74.5m $153.6m $379.0m $191.6m $247.2m $226.3m $190.5m
Available-for-sale debt securities, at fair value (amortized cost of $45,623 and $0, respectively) $55.6m $0 $0 $45.6m
Held-to-maturity debt securities, net of allowance for credit losses of $74 and $71 (fair value of $90,635 and $68,161), respectively $75.7m $95.0m
Correspondent bank stock, at cost $2.5m $585k $2.6m $2.6m $7.1m $7.2m $5.9m $6.8m
Mortgage loans held for sale, at fair value $14.8m $48.3m $161.8m $30.6m $8.8m $7.3m $25.5m $40.2m
Loans held for sale, at fair value $0 $2.0m $0 $251k $0
Loans (includes $3,182 and $7,283 measured at fair value, respectively) $1.9b $2.5b $2.5b $2.4b $2.7b
Allowance for credit losses ($17.2m) ($23.9m) ($18.3m) ($21.4m)
Loans, net $1.9b $2.5b $2.5b $2.4b $2.6b
Premises and equipment, net $6.1m $5.2m $5.3m $24.0m $25.1m $25.3m $24.1m $25.7m
Other real estate owned, net $658k $658k $194k $0 $35.9m $3.0m
Deferred tax assets, net $4.3m $5.0m $6.1m $6.8m $6.9m $6.4m $3.1m $4.0m
Company-owned life insurance $14.7m $15.1m $15.4m $15.8m $16.2m $16.5m $17.0m $17.4m
Noninterest-bearing $202.9m $240.1m $481.5m $636.3m $583.1m $482.6m $375.6m $345.0m
Interest-bearing $734.9m $846.7m $1.1b $1.6b $1.8b $2.0b $2.1b $2.4b
Federal Home Loan Bank and Federal Reserve borrowings $15.0m $10.0m $149.6m $38.6m $146.9m $125.7m $57.0m $62.8m
Subordinated notes $6.6m $6.6m $24.3m $39.0m $52.1m $52.3m $52.6m $44.8m
Other liabilities $7.9m $20.2m $24.5m $24.7m $20.5m $21.8m $40.9m $33.9m
Total deposits $937.8m $1.1b $1.6b $2.2b $2.4b $2.5b $2.5b $2.7b
Total shareholders’ equity $116.9m $127.7m $155.0m $219.0m $240.9m $242.7m $252.3m $265.6m
Total assets $1.1b $1.3b $2.0b $2.5b $2.9b $3.0b $2.9b $3.2b
Accrued interest payable $231k $299k $453k $355k $1.1m $3.8m $2.0m $1.3m
Total liabilities $967.4m $1.1b $1.8b $2.3b $2.6b $2.7b $2.7b $2.9b
Preferred stock - no par value; 10,000,000 shares authorized; 0 issued and outstanding 0 0 0 0 0
Common stock - no par value; 90,000,000 shares authorized; 9,725,731 and 9,667,142 shares issued and outstanding as of December 31, 2025 and 2024, respectively 0 0 0 0 0
Additional paid-in capital $141.4m $142.8m $144.7m $188.6m $190.5m $192.9m $193.6m $194.2m
Retained earnings ($23.2m) ($15.0m) $9.6m $30.2m $51.9m $51.0m $59.5m $72.7m
Accumulated other comprehensive loss ($1.3m) ($164k) $680k $223k ($1.5m) ($1.2m) ($778k) ($1.3m)
Total liabilities and shareholders’ equity $1.1b $1.3b $2.0b $2.5b $2.9b $3.0b $2.9b $3.2b

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.