← Nu Holdings Ltd.
| Annual Trend | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|
| ASSETS | |||||||
| Trade And Other Receivables | $3.1b | $5.2b | $9.3b | $14.5b | $14.6b | — | |
| Cash and Cash Equivalents | $2.3b | $2.7b | $4.2b | $5.9b | $9.2b | $15.0b | |
| Credit card receivables | $2.9b | $4.8b | $8.2b | $12.4b | $12.3b | $18.3b | |
| Accounts Receivable | — | — | $8.2b | $12.4b | $12.3b | $18.3b | |
| Allowance For Doubtful Accounts Receivable | — | — | ($1.0b) | ($2.1b) | ($2.4b) | ($3.5b) | |
| Cash Equivalents | — | — | $153.7m | $854.8m | $169.5m | $652.9m | |
| Gross Accounts Receivable | — | — | $9.3b | $14.5b | $14.6b | $21.8b | |
| Other Receivables | — | — | $767.6m | $2.1b | $1.6b | $1.3b | |
| Other Short Term Investments | — | — | $9.9b | $8.7b | $9.5b | $11.9b | |
| Prepaid Assets | — | — | $84.4m | $178.1m | $153.1m | $226.6m | |
| Property, Plant and Equipment | $9.8m | $14.1m | $27.5m | $39.3m | $25.9m | $27.6m | |
| Goodwill | $831k | $401.9m | $397.4m | $397.5m | $414.3m | $409.4m | |
| Intangible Assets Other Than Goodwill | $12.4m | $72.3m | $182.2m | $295.9m | $347.6m | — | |
| Intangible Assets | $12.4m | $72.3m | $182.2m | $295.9m | $347.6m | $601.7m | |
| Goodwill And Other Intangible Assets | — | — | $579.6m | $693.4m | $761.9m | $1.0b | |
| Other Intangible Assets | — | — | $182.2m | $295.9m | $347.6m | $601.7m | |
| Operating Lease Right-of-Use Asset | $10.7m | $6.4m | $19.0m | $30.5m | $20.3m | $22.2m | |
| Additional Financial Items | |||||||
| Allowance Account For Credit Losses Of Financial Assets | — | — | — | $1.4m | — | — | |
| Deferred Tax Assets | $125.1m | $360.8m | $811.0m | $1.5b | $1.8b | — | |
| Issued Capital | $45k | $83k | $83k | $84k | $84k | — | |
| Trade And Other Current Receivables | $1.5b | $2.3b | $4.2b | $6.3b | $6.1b | — | |
| Financial assets at fair value through profit or loss | $4.4b | $918.3m | $133.6m | $389.9m | $741.0m | $1.1b | |
| Securities | $4.3b | $8.2b | $9.9b | $104.4m | $885.4m | $3.1b | |
| Derivatives | — | — | — | — | $32.3m | $66.0m | |
| Financial assets at fair value through other comprehensive income | — | $8.2b | $9.9b | $8.8b | $9.9b | $12.2b | |
| Financial assets at amortized cost | $3.2b | $6.9b | $13.7b | $25.0b | $26.7b | $41.5b | |
| Loans to customers | $174.7m | $1.2b | $1.7b | $3.2b | $5.3b | $9.4b | |
| Compulsory and other deposits at central banks | $43.5m | $938.7m | $2.8b | $7.4b | $6.7b | $9.5b | |
| Other Non-Operating Current Assets | $123.5m | $283.3m | $541.9m | $936.2m | $663.6m | $1.4b | |
| Other financial assets | — | $18.5m | $478.3m | $131.5m | $78.1m | $148.8m | |
| Deferred Tax Assets, Non-Current | $125.1m | $360.8m | $811.0m | $1.5b | $1.8b | $2.5b | |
| Investments in associates | — | — | — | — | $99.4m | $98.7m | |
| Financial liabilities at fair value through profit or loss | $90.8m | $102.4m | $218.2m | $242.6m | $340.9m | $66.0m | |
| Financial liabilities at amortized cost | $9.4b | $14.7b | $23.4b | $34.6b | $39.9b | $60.7b | |
| Deposits | $5.6b | $9.7b | $15.8b | $23.7b | $28.9b | $41.9b | |
| Payables to network | $3.3b | $4.9b | $7.1b | $9.8b | $9.3b | $13.6b | |
| Borrowings and financing (i) | $97.5m | $147.2m | $585.6m | $1.1b | $1.7b | $4.4b | |
| Repurchase agreements | — | $3.0m | $197.2m | $210.5m | $308.6m | $783.8m | |
| Salaries, allowances and social security contributions | $25.8m | $97.9m | $90.6m | $166.9m | $180.2m | $236.6m | |
| Tax liabilities | $30.8m | $241.2m | $511.0m | $1.3b | $1.1b | $1.4b | |
| Lease liabilities | $12.0m | $7.6m | $20.4m | $36.9m | $26.2m | $29.2m | |
| Provisions and contingent liabilities | $16.5m | $18.1m | $17.9m | $8.1m | $22.6m | $30.9m | |
| Deferred income | $26.0m | $30.7m | $41.7m | $68.4m | $71.6m | $77.5m | |
| Other Non-Operating Current Liabilities | $83.8m | $182.2m | $636.0m | $532.3m | $621.6m | $966.9m | |
| Equity attributable to shareholders of the parent company | $438.1m | $4.4b | $4.9b | $6.4b | $7.6b | $11.3b | |
| Available For Sale Securities | — | — | $570.1m | $604.5m | $1.6b | $4.4b | |
| Capital Lease Obligations | — | — | $20.4m | $36.9m | $26.2m | $29.2m | |
| Cash Financial | — | — | $1.5b | $1.8b | $1.9b | $2.1b | |
| Current Accrued Expenses | — | — | $90.6m | $166.9m | $180.2m | $236.6m | |
| Current Debt | — | — | $38.3m | $113.6m | $222.9m | $1.6b | |
| Current Debt And Capital Lease Obligation | — | — | $38.3m | $113.6m | $222.9m | $1.6b | |
| Derivative Product Liabilities | — | — | $9.4m | $28.2m | $32.3m | $66.0m | |
| Gross PPE | — | — | $46.5m | $69.8m | $46.2m | $49.8m | |
| Income Tax Payable | — | — | $511.0m | $1.3b | $1.1b | $1.4b | |
| Invested Capital | — | — | $5.5b | $7.3b | $8.2b | $13.2b | |
| Investments And Advances | — | — | $10.5b | $9.3b | $11.2b | $16.3b | |
| Long Term Capital Lease Obligation | — | — | $20.4m | $36.9m | $26.2m | $29.2m | |
| Long Term Equity Investment | — | — | — | $0 | $99.4m | $98.7m | |
| Long Term Provisions | — | — | $35.5m | $30.1m | $52.0m | $75.6m | |
| Net PPE | — | — | $46.5m | $69.8m | $46.2m | $49.8m | |
| Net Tangible Assets | — | — | $4.3b | $5.7b | $6.9b | $10.3b | |
| Non Current Deferred Liabilities | — | — | $163.6m | $287.8m | $276.1m | $339.5m | |
| Ordinary Shares Number | — | — | $4.7b | $4.8b | $4.8b | $4.9b | |
| Other Current Borrowings | — | — | $38.3m | $113.6m | $222.9m | $1.6b | |
| Other Equity Adjustments | — | — | ($137.7m) | $156.4m | ($828.2m) | ($184.3m) | |
| Other Payable | — | — | $122.8m | $158.2m | $244.6m | $470.0m | |
| Other Properties | — | — | $46.5m | $69.8m | $46.2m | $49.8m | |
| Share Issued | — | — | $4.7b | $4.8b | $4.8b | $4.9b | |
| Tangible Book Value | — | — | $4.3b | $5.7b | $6.9b | $10.3b | |
| Total equity | $438.1m | $4.4b | $4.9b | $6.4b | $7.6b | $11.3b | |
| Total Capitalization | — | — | $5.4b | $7.2b | $8.0b | $11.6b | |
| Total Debt | — | — | $605.9m | $957.2m | $578.0m | $1.9b | |
| Total Tax Payable | — | — | $511.0m | $1.3b | $1.1b | $1.4b | |
| Total Assets | $10.2b | $19.9b | $29.9b | $43.5b | $49.9b | $74.9b | |
| LIABILITIES AND EQUITY | |||||||
| Accounts Payable | — | — | $7.1b | $9.8b | $9.3b | $13.6b | |
| Non Current Deferred Revenue | — | — | $122.5m | $287.8m | $276.1m | $339.5m | |
| Payables And Accrued Expenses | — | — | $7.8b | $11.4b | $10.9b | $15.8b | |
| Deferred Tax Liabilities | $8.7m | $29.3m | $41.1m | — | — | — | |
| Long Term Debt | — | — | $547.2m | $806.7m | $328.9m | $269.8m | |
| Long Term Debt And Capital Lease Obligation | — | — | $567.6m | $843.6m | $355.1m | $299.0m | |
| Non Current Deferred Taxes Liabilities | — | $29.3m | $41.1m | — | — | — | |
| Total Liabilities | $9.7b | $15.4b | $25.0b | $37.1b | $42.3b | $63.6b | |
| Additional Paid-In Capital | $638.0m | $4.7b | $5.0b | $5.0b | $5.1b | $5.1b | |
| Retained Earnings | — | — | $64.6m | $1.3b | $3.4b | $6.4b | |
| Accumulated Other Comprehensive Income | ($97.5m) | ($109.2m) | ($137.7m) | $156.4m | ($828.2m) | ($184.3m) | |
| Capital Stock | — | — | $83k | $84k | $84k | $84k | |
| Common Stock Equity | — | — | $4.9b | $6.4b | $7.6b | $11.3b | |
| Gains Losses Not Affecting Retained Earnings | — | — | ($137.7m) | $156.4m | ($828.2m) | ($184.3m) | |
| Noncontrolling Interests | — | $1.5m | — | — | $787k | — | |
| Noncontrolling Interest | — | $1.5m | — | — | $787k | $30.6m | |
| Minority Interest | — | — | $0 | $0 | $787k | $30.6m | |
| Total Equity Gross Minority Interest | — | — | $4.9b | $6.4b | $7.6b | $11.3b | |
| Total Stockholders' Equity | $45k | $83k | $83k | $84k | $84k | $84k | |
| Total liabilities and equity | $10.2b | $19.9b | $29.9b | $43.5b | $49.9b | $74.9b |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.