← Nu Holdings Ltd. NU
Market Price
$15.20
Market Cap
$67.58B
P/E Ratio
N/A
Revenue (FY 2025)
↑37.0% YoY
$15.77B
3-Yr CAGR: 48.8%
Net Income
↑45.5% YoY
$2.87B
Net Margin: 18.2%
Free Cash Flow
N/A
FCF Yield: N/A
EPS (Diluted)
N/A
Basic: N/A
Return on Equity
Efficiency
3,415,347.6%
ROA: 3.8%
⚡ Elevated ROE due to low book equity from buybacks
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (NU)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2019 | — | — | — | $-92.5M | — | — | — | — | — | — |
| FY 2020 | $737.1M | — | $326.9M | $-171.5M | -85.3% | — | — | — | — | — |
| FY 2021 | $1,698.0M | +130.4% | $732.9M | $-0.3M | +99.8% | — | — | — | — | — |
| FY 2022 | $4,792.2M | +182.2% | $1,663.0M | $-0.1M | +83.6% | — | — | — | — | — |
| FY 2023 | $8,029.0M | +67.5% | $3,490.9M | $1,030.5M | +1,840,332.1% | — | — | — | — | — |
| FY 2024 | $11,517.1M | +43.4% | $5,252.9M | $1,972.1M | +91.4% | — | — | — | — | — |
| FY 2025 | $15,774.7M | +37.0% | $6,625.0M | $2,868.9M | +45.5% | — | — | — | — | — |
Valuation
Market Price
$15.20
Market Cap
$67.58B
Enterprise Value
$54.47B
P/E Ratio
N/A
P/B Ratio
879,743.66
FCF Yield
N/A
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
42.00%
Operating Margin
0.82%
Net Margin
18.19%
Return on Equity (ROE)
3,415,347.62%
Return on Assets (ROA)
3.83%
Asset Turnover
0.21x
Revenue 3-Yr CAGR
48.76%
Financial Health & Liquidity
Current Ratio
1.45
Cash Ratio
15.52
Debt / Equity
22,593.131
Debt / Assets
0.025
Cash & Equivalents
$15.00B
Total Debt
$1.90B
Book Value / Share
$0.00
Cash Flow Efficiency
Operating Cash Flow
N/A
Capital Expenditures (CapEx)
$7.21M
Free Cash Flow
N/A
OCF / Revenue
N/A
FCF / Revenue
N/A
FCF 3-Yr CAGR
N/A
Per Share Metrics
EPS (Diluted)
N/A
EPS (Basic)
N/A
Dividends / Share
N/A
Book Value / Share
$0.00
EPS YoY Growth
N/A
Balance Sheet (FY 2025)
Total Assets
$74.89B
Total Liabilities
$63.57B
Stockholders' Equity
$84.00K
Current Assets
$1.40B
Current Liabilities
$966.92M