← Nu Holdings Ltd.
| Annual Trend | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | $0 | $737.1m | $1.7b | $4.8b | $8.0b | $11.5b | $15.8b | |
| Gross Profit | — | $326.9m | $732.9m | $1.7b | $3.5b | $5.3b | $6.6b | |
| Additional Financial Items | ||||||||
| Average Effective Tax Rate | — | ($0) | ($0) | $0 | $0 | $0 | — | |
| Profit Loss Attributable To Noncontrolling Interests | — | — | ($341k) | ($56k) | — | — | — | |
| Profit Loss Attributable To Owners Of Parent | — | ($171.5m) | ($165.0m) | ($364.6m) | $1.0b | $2.0b | $2.9b | |
| Profit Loss Before Tax | — | ($193.2m) | ($170.2m) | ($308.9m) | $1.5b | $2.8b | $3.9b | |
| Tax Rate Effect Of Foreign Tax Rates | — | — | — | — | $0 | $0 | — | |
| Interest income and gains net of losses on financial instruments | — | — | — | $3.6b | $6.4b | $9.6b | $13.4b | |
| Fee and commission income | — | — | — | $1.2b | $1.6b | $1.9b | $2.3b | |
| Expected credit loss | — | — | — | — | ($2.3b) | ($3.2b) | ($4.2b) | |
| Customer support and operations | — | — | — | ($335.4m) | ($488.1m) | ($604.6m) | ($651.8m) | |
| Income taxes | — | — | — | ($55.7m) | ($508.5m) | ($823.1m) | ($996.7m) | |
| Depreciation Amortization Depletion Income Statement | — | — | — | $35.6m | $62.9m | $77.1m | $98.0m | |
| Depreciation And Amortization In Income Statement | — | — | — | $35.6m | $62.9m | $77.1m | $98.0m | |
| Diluted EPS | — | $1.32 | $1.60 | ($0.08) | $0.21 | $0.40 | $0.58 | |
| Diluted NI Availto Com Stockholders | — | ($171.5m) | ($165.0m) | ($364.6m) | $1.0b | $2.0b | $2.9b | |
| Interest Income | — | — | — | $3.6b | $6.4b | $9.6b | $13.4b | |
| Minority Interests | — | — | — | $56k | $0 | $0 | ($2.8m) | |
| Net Income From Continuing And Discontinued Operation | — | ($171.5m) | ($165.0m) | ($364.6m) | $1.0b | $2.0b | $2.9b | |
| Net Income From Continuing Operation Net Minority Interest | — | ($171.5m) | ($165.0m) | ($364.6m) | $1.0b | $2.0b | $2.9b | |
| Net Interest Income | — | — | — | $2.0b | $4.4b | $6.8b | $8.9b | |
| Normalized Income | — | ($171.5m) | ($165.0m) | ($364.6m) | $1.0b | $2.0b | $2.9b | |
| Other Gand A | — | — | — | $259.5m | $277.1m | $330.4m | $408.5m | |
| Reconciled Depreciation | — | — | — | $35.6m | $62.9m | $77.1m | $98.0m | |
| Salaries And Wages | — | — | — | $1.0b | $713.9m | $892.2m | $931.7m | |
| Selling General And Administration | — | — | — | $1.4b | $1.1b | $1.4b | $1.6b | |
| Tax Effect Of Unusual Items | — | — | — | $0 | $0 | $0 | $0 | |
| Tax Provision | — | — | — | $55.7m | $508.5m | $823.1m | $996.7m | |
| Tax Rate For Calcs | — | — | — | $0 | $0 | $0 | $0 | |
| Income before income taxes | — | ($193.2m) | ($170.2m) | ($308.9m) | $1.5b | $2.8b | $3.9b | |
| Pre-Tax Income | — | ($193.2m) | ($170.2m) | ($308.9m) | $1.5b | $2.8b | $3.9b | |
| Net income for the year | ($92.5m) | ($171.5m) | ($165.3m) | ($364.6m) | $1.0b | $2.0b | $2.9b | |
| Net Income | — | ($171.5m) | ($165.0m) | ($364.6m) | $1.0b | $2.0b | $2.9b | |
| Net Income Continuous Operations | — | ($171.5m) | ($165.0m) | ($364.6m) | $1.0b | $2.0b | $2.9b | |
| Net Income Attributable to Noncontrolling Interest | — | — | — | ($56k) | — | — | $2.8m | |
| Net Income Including Noncontrolling Interests | — | ($171.5m) | ($165.0m) | ($364.6m) | $1.0b | $2.0b | $2.9b | |
| Basic Earnings (Loss) Per Share | — | ($0.13) | ($0.10) | ($0.08) | $0.22 | $0.41 | $0.58 | |
| Diluted Earnings (Loss) Per Share | — | $1.32 | $1.60 | ($0.08) | $0.21 | $0.40 | $0.58 | |
| Weighted Average Shares Outstanding | — | — | — | 4.7b | 4.7b | 4.8b | 4.8b | |
| Weighted Average Shares Outstanding, Diluted | — | — | — | 4.7b | 4.9b | 4.9b | 4.9b | |
| Basic Average Shares | — | — | — | $4.7b | $4.7b | $4.8b | $4.8b | |
| Diluted Average Shares | — | — | — | $4.7b | $4.9b | $4.9b | $4.9b | |
| General And Administrative Expense | — | ($266.0m) | ($628.9m) | ($1.3b) | $991.0m | $1.2b | $1.3b | |
| General and administrative expenses | — | — | — | ($1.3b) | ($1.0b) | ($1.3b) | ($1.4b) | |
| Current Tax Expense (Income) | — | $22.3m | $219.8m | ($473.3m) | $1.2b | $1.5b | — | |
| Deferred Tax Expense (Income) | — | $44.0m | $224.7m | $417.6m | ($675.7m) | ($713.4m) | — | |
| Donations And Subsidies Expense | — | — | — | — | — | $32.9m | — | |
| Expense From Share-Based Payment Transactions With Employees | — | $56.3m | $225.4m | $286.4m | $255.6m | ($372.7m) | — | |
| Professional Fees Expense | — | $39.6m | $55.0m | $84.0m | $88.4m | — | — | |
| Selling Expense | — | $16.5m | $71.8m | $136.1m | $146.7m | $216.7m | $271.1m | |
| Interest and other financial expenses | — | — | — | ($1.5b) | ($2.0b) | ($2.8b) | ($4.6b) | |
| Transactional expenses | — | — | — | ($176.4m) | ($215.9m) | ($260.3m) | ($366.2m) | |
| Marketing expenses | — | — | — | ($153.0m) | ($171.0m) | ($246.4m) | ($302.8m) | |
| Other expenses | — | — | — | ($150.3m) | ($250.4m) | ($350.6m) | ($507.9m) | |
| Non-Operating Income (Expense) | — | — | — | — | $27.8m | $56.0m | $130.1m | |
| Interest Expense | — | ($113.9m) | ($367.3m) | $1.5b | $2.0b | $2.8b | $4.6b | |
| Income Tax Expense Continuing Operations | — | $21.7m | $4.8m | ($55.7m) | $508.5m | $823.1m | — | |
| Other Non Operating Income Expenses | — | — | — | ($29.9m) | ($20.7m) | ($8.6m) | $64.4m | |
| Selling And Marketing Expense | — | $16.5m | $71.8m | $136.1m | $146.7m | $216.7m | $271.1m | |
| Total cost of financial and transactional services provided | — | — | — | ($3.1b) | ($4.5b) | ($6.3b) | ($9.1b) | |
| Total operating (expenses) income | — | — | — | ($2.0b) | ($2.0b) | ($2.5b) | ($2.8b) |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.