Origin Bancorp, Inc.

Annual Trend FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Revenue from contracts with customers $18.8m $22.5m $26.0m $25.7m $28.1m $40.5m $43.9m $45.8m $46.8m
Interest and fees on loans $138.9m $169.4m $206.9m $209.1m $218.8m $286.1m $466.8m $517.3m $477.7m
Investment securities-taxable $6.2m $9.8m $12.0m $11.3m $14.6m $27.8m $31.7m $26.6m $33.5m
Investment securities-nontaxable $4.8m $4.5m $3.3m $5.4m $6.3m $7.2m $5.1m $3.7m $5.4m
Interest and dividend income on assets held in other financial institutions $2.7m $4.4m $4.9m $2.9m $2.0m $5.5m $19.8m $17.0m $21.3m
Interest-bearing deposits $19.3m $29.7m $44.7m $27.1m $13.4m $33.5m $196.5m $254.9m $199.5m
FHLB advances and other borrowings $2.4m $4.4m $8.1m $5.9m $4.7m $9.4m $17.3m $1.6m $1.7m
Subordinated indebtedness $548k $553k $557k $4.1m $7.3m $8.4m $10.1m $7.7m $5.8m
Net interest income $130.3m $153.5m $173.7m $191.5m $216.3m $275.3m $299.6m $300.4m $331.0m
Provision for credit losses $8.3m $1.0m $9.6m $59.9m ($10.8m) $24.7m $16.8m $7.4m $46.3m
Net interest income after provision for credit losses $122.0m $152.4m $164.1m $131.6m $227.0m $250.6m $282.8m $292.9m $284.7m
Other fee income $2.2m $1.8m $1.5m $2.3m $2.9m $3.5m $3.9m $8.9m $9.5m
Mortgage banking revenue $15.8m $9.6m $12.3m $29.6m $12.9m $6.7m $3.4m $6.6m $3.7m
Swap fee income $384k $927k $2.2m $2.5m $814k $457k $1.3m $323k $3.4m
Loss on sales of securities, net $0 ($8k) $20k $580k $1.7m $1.7m ($11.6m) ($14.8m) ($14.4m)
Change in fair value of equity investments $0 $2.0m $367k $0 $19k $0 $10.1m $5.2m $7.0m
Equity method investment (loss) income $444k $823k ($6k) $78k $5.7m ($199k) $405k $519k ($1.2m)
Other income $3.2m $3.8m $4.4m $5.1m $10.2m $4.7m $7.0m $3.4m $5.1m
Salaries and employee benefits $70.9m $80.5m $89.0m $91.1m $93.0m $119.0m $138.8m $148.8m $150.9m
Occupancy and equipment, net $15.9m $15.4m $16.8m $17.0m $17.3m $20.2m $26.8m $27.9m $29.8m
Data processing $5.2m $6.2m $7.0m $8.3m $9.1m $10.5m $11.6m $13.5m $13.6m
Office and operations $5.5m $5.9m $6.7m $5.6m $6.4m $8.1m $10.8m $11.4m $12.7m
Intangible asset amortization $518k $961k $1.3m $1.1m $844k $5.5m $9.6m $8.0m $6.6m
Regulatory assessments $2.9m $2.5m $1.7m $3.8m $2.9m $3.5m $6.5m $6.9m $5.5m
Advertising and marketing $2.9m $4.3m $3.8m $3.7m $3.4m $4.4m $6.0m $6.2m $5.6m
Professional services $4.7m $3.3m $3.6m $4.0m $3.6m $3.8m $5.9m $6.6m $6.6m
Electronic banking $2.1m $2.9m $3.4m $3.7m $3.6m $4.0m $4.7m $5.2m $5.7m
Total interest and dividend income $152.6m $188.1m $227.1m $228.7m $241.7m $326.6m $523.4m $564.6m $538.0m
Total noninterest income $29.2m $41.2m $46.5m $64.7m $62.2m $57.3m $58.3m $55.4m $59.8m
Net income $14.7m $51.6m $53.9m $36.4m $108.5m $87.7m $83.8m $76.5m $75.2m
Basic earnings per common share (in dollars per share) $0.51 $2.21 $2.30 $1.56 $4.63 $3.29 $2.72 $2.46 $2.42
Diluted earnings per common share (in dollars per share) $0.50 $2.20 $2.28 $1.55 $4.60 $3.28 $2.71 $2.45 $2.40
Loan-related expense $4.4m $3.0m $4.2m $6.3m $7.7m $6.1m $5.0m $3.2m $3.0m
Bank share tax expense $3.3m $2.9m $2.5m
Other expense $2.2m $2.8m $2.4m $3.3m $4.7m $4.3m $4.6m $10.5m $6.3m
Income before income tax expense $66.5m $44.4m $132.4m $107.4m $105.9m $97.3m $95.6m
Income tax expense $5.8m $10.8m $12.7m $8.0m $23.9m $19.7m $22.1m $20.8m $20.4m
Total interest expense $22.3m $34.6m $53.4m $37.2m $25.4m $51.3m $223.8m $264.2m $207.0m
Total noninterest expense $130.7m $131.2m $144.1m $151.9m $156.8m $200.4m $235.2m $251.0m $248.9m