PNC FINANCIAL SERVICES GROUP, INC.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
ASSETS
Property, Plant and Equipment, Net $5.5b $5.4b $5.7b $7.7b $7.7b $8.6b $8.8b $8.5b $8.7b $8.9b
Goodwill $9.1b $9.2b $9.2b $9.2b $9.2b $10.9b $11.0b $10.9b $10.9b $11.0b
Operating Lease, Right-of-Use Asset $2.0b $1.9b $1.9b $1.9b $1.7b $1.6b $1.7b
Additional Financial Items
Allowance for loan and lease losses ($2.6b) ($2.6b) ($2.6b) ($2.7b) ($5.4b) ($4.9b) ($4.7b) ($4.8b) ($4.5b) ($4.4b)
Allowance for unfunded lending related commitments $318.0m $584.0m $662.0m $694.0m $663.0m $719.0m $818.0m
Capital surplus $16.7b $16.4b $16.3b $16.4b $15.9b $17.5b $18.4b $19.0b $18.7b $18.9b
Cash and due from banks $4.9b $5.2b $5.6b $5.1b $7.0b $8.0b $7.0b $6.9b $6.9b $6.8b
Common stock held in treasury at cost: 153,084,091 and 147,373,633 shares ($19.2b) ($19.7b) ($20.9b)
Equity investments $10.7b $11.4b $12.9b $13.7b $6.1b $8.2b $8.4b $8.3b $9.6b $10.8b
Federal Home Loan Bank advances $17.5b $21.0b $21.5b $16.3b $3.5b $32.1b $38.0b $22.0b $13.0b
Interest-bearing (b) $176.9b $185.2b $193.9b $215.8b $252.7b $302.1b $311.8b $320.1b $334.1b $349.1b
Interest-earning deposits with banks $25.7b $28.6b $10.9b $23.4b $85.2b $74.2b $27.3b $43.8b $39.3b $32.9b
Investment securities – available-for-sale $87.4b $131.5b $44.2b $41.8b $62.0b $68.1b
Investment securities – held-to-maturity $1.4b $95.2b $90.8b $77.7b $70.1b
Loans $210.8b $220.5b $226.2b $239.8b $241.9b $288.4b $326.0b $321.5b $316.5b $331.5b
Loans held for sale $2.5b $2.7b $994.0m $1.1b $1.6b $2.2b $1.0b $734.0m $850.0m $1.9b
Mortgage servicing rights $1.8b $1.8b $2.0b $1.6b $1.2b $1.8b $3.4b $3.7b $3.7b $3.7b
Net loans $208.2b $217.8b $223.6b $237.1b $236.6b $283.5b $321.3b $316.7b $312.0b $327.1b
Noninterest-bearing $80.2b $79.9b $74.0b $72.8b $112.6b $155.2b $124.5b $101.3b $92.6b $91.7b
Other $4.2b $4.8b $5.0b $8.8b $3.0b $3.1b $3.7b $3.0b $3.1b $2.4b
Senior debt $23.0b $20.7b $16.7b $26.8b $32.5b $38.6b
Subordinated debt $8.0b $5.2b $5.9b $6.1b $6.4b $7.0b $6.3b $4.9b $4.1b $3.0b
Total borrowed funds $52.7b $59.1b $57.4b $60.3b $37.2b $30.8b $58.7b $72.7b $61.7b $57.1b
Total deposits $257.2b $265.1b $267.8b $288.5b $365.3b $457.3b $436.3b $421.4b $426.7b $440.9b
Total equity $46.9b $47.6b $47.8b $49.3b $54.0b $55.7b $45.8b $51.1b $54.5b $60.6b
Total shareholders’ equity $45.7b $47.5b $47.7b $49.3b $54.0b $55.7b $45.8b $51.1b $54.4b $60.6b
Assets $366.4b $380.8b $382.3b $410.3b $466.7b $557.2b $557.3b $561.6b $560.0b $573.6b
Total assets $366.4b $380.8b $382.3b $410.3b $466.7b $557.2b $557.3b $561.6b $560.0b $573.6b
LIABILITIES AND EQUITY
Accrued expenses and other liabilities $9.4b $8.7b $9.0b $11.8b $9.5b $12.7b $15.8b $15.6b $16.4b $14.2b
Long-term Debt $58.7b $72.7b $61.7b $57.1b
Deferred Tax Liabilities, Net $2.4b $2.0b $1.9b $2.7b $801.0m $203.0m
Liabilities $319.5b $333.2b $334.5b $361.0b $412.6b $501.5b $511.5b $510.4b $505.6b $512.9b
Total liabilities $319.5b $333.2b $334.5b $361.0b $412.6b $501.5b $511.5b $510.4b $505.6b $512.9b
Stockholders’ equity:
Accumulated Other Comprehensive Income (Loss), Net of Tax ($265.0m) ($148.0m) ($725.0m) $799.0m $2.8b $409.0m ($10.2b) ($7.7b) ($6.6b) ($3.4b)
Accumulated other comprehensive income (loss) ($265.0m) ($148.0m) ($725.0m) $799.0m $2.8b $409.0m ($10.2b) ($7.7b) ($6.6b) ($3.4b)
Additional Paid in Capital $16.7b $16.4b $16.3b $16.4b $15.9b $17.5b $18.4b $19.0b $18.7b $18.9b
Common Stock, Value, Issued $2.7b $2.7b $2.7b $2.7b $2.7b $2.7b $2.7b $2.7b $2.7b $2.7b
Common stock ($5 par value, Authorized 800,000,000 shares, issued 543,497,966 and 543,310,646 shares) $2.7b $2.7b $2.7b $2.7b $2.7b $2.7b $2.7b $2.7b $2.7b $2.7b
Preferred Stock, Value, Issued $0
Preferred stock $0 $0
Retained Earnings (Accumulated Deficit) $31.7b $35.5b $38.9b $42.2b $46.8b $50.2b $53.6b $56.3b $59.3b $63.3b
Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after Tax $553.0m $446.0m $530.0m
Stockholders' Equity Attributable to Parent $45.7b $47.5b $47.7b $49.3b $54.0b $55.7b $45.8b $51.1b $54.4b $60.6b
Noncontrolling interests $1.2b $72.0m $42.0m $29.0m $31.0m $31.0m $38.0m $36.0m $44.0m $51.0m
Stockholders' Equity Attributable to Noncontrolling Interest $1.2b $72.0m $42.0m $29.0m $31.0m $31.0m $38.0m $36.0m $44.0m $51.0m
Liabilities and Equity $366.4b $380.8b $382.3b $410.3b $466.7b $557.2b $557.3b $561.6b $560.0b $573.6b
Total liabilities and equity $366.4b $380.8b $382.3b $410.3b $466.7b $557.2b $557.3b $561.6b $560.0b $573.6b

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.