← REGIONS FINANCIAL CORP

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income From Continuing Operations — — — — — — $2.2b $2.1b $1.9b $2.2b
Net Income (Loss) Attributable to Parent $1.2b $1.3b $1.8b $1.6b $1.1b $2.5b $2.2b $2.1b $1.9b $2.2b
Net Income (Loss) Available to Common Stockholders, Basic $1.1b $1.2b $1.7b $1.5b $991.0m $2.4b $2.1b $2.0b $1.8b $2.1b
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest — — — — — — — $2.1b $1.9b $2.2b
Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent $1.2b $1.3b $1.6b $1.6b $1.1b $2.5b $2.2b — — —
Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest $5.0m $6.0m $191.0m $0 $0 — — — — —
Depreciation, Amortization and Accretion, Net $574.0m $537.0m $462.0m $426.0m $421.0m $371.0m $353.0m $236.0m $144.0m $84.0m
Depreciation Amortization Depletion — — — — — — $353.0m $236.0m $144.0m $84.0m
Deferred Income Tax Expense (Benefit) $49.0m $208.0m $183.0m $62.0m ($158.0m) $165.0m $22.0m $32.0m $21.0m $78.0m
Deferred Income Tax — — — — — — $22.0m $32.0m $21.0m $78.0m
Deferred Tax — — — — — — $22.0m $32.0m $21.0m $78.0m
Payment, Tax Withholding, Share-based Payment Arrangement — $22.0m $35.0m $29.0m $8.0m $22.0m $24.0m $35.0m $27.0m $23.0m
Share-based Payment Arrangement, Expense — — — — — — — — — $69.0m
Goodwill, Impairment Loss $0 $0 — — — — — — — —
Impairment of Intangible Assets (Excluding Goodwill) $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal — — — — — — — — $495.0m $456.0m
Gain (Loss) on Disposition of Business — — $281.0m $0 $0 — — — — —
Gain (Loss) on Extinguishment of Debt ($14.0m) $0 $0 ($16.0m) ($22.0m) ($20.0m) $0 $4.0m $0 $0
Income Tax Expense (Benefit) $514.0m $614.0m $387.0m $403.0m $220.0m $694.0m $631.0m $533.0m $461.0m $587.0m
Operating Lease, Lease Income — — — $11.0m $8.0m $1.0m — — — —
Changes in operating assets and liabilities:
Additional Financial Items
Increase (Decrease) in Other Operating Assets $219.0m $405.0m ($171.0m) $347.0m $246.0m $231.0m $2.2b ($194.0m) $831.0m ($251.0m)
Provision for Loan, Lease, and Other Losses — — — — — — $271.0m $553.0m $487.0m $470.0m
Bank Owned Life Insurance Income $95.0m $81.0m $65.0m $78.0m $95.0m $82.0m $62.0m $78.0m $102.0m $95.0m
Increase (Decrease) in Other Operating Liabilities $189.0m $110.0m ($470.0m) $453.0m $459.0m ($76.0m) $2.1b ($659.0m) $3.0m ($896.0m)
Proceeds from Stock Options Exercised — $8.0m $11.0m $5.0m $5.0m — — — — —
Parent Company $317.0m $346.0m $452.0m $577.0m $595.0m $608.0m $663.0m $787.0m $890.0m $912.0m
Debt Securities, Available-for-sale, Realized Gain (Loss) — — — — — — — — $208.0m ($53.0m)
Equipment Expense $317.0m $330.0m $325.0m $325.0m $348.0m $365.0m $392.0m $412.0m $406.0m $421.0m
Goodwill $4.9b $4.9b $4.8b $4.8b $5.2b $5.7b $5.7b $5.7b $5.7b $5.7b
Proceeds from Issuance of Redeemable Preferred Stock — — — $490.0m $346.0m $390.0m $0 $0 $489.0m —
Financing Receivable, Credit Loss, Expense (Reversal) — — — — $1.3b ($524.0m) — — — —
Revenue from Contract with Customer, Including Assessed Tax — — $71.0m $79.0m $84.0m $104.0m — — — —
Unrealized Gain (Loss) on Investments — — — — $50.0m $3.0m $0 $0 — —
Beginning Cash Position — — — — — — $29.4b $11.2b $6.8b $10.7b
Cash Flow From Continuing Financing Activities — — — — — — ($8.3b) ($5.1b) $2.6b ($568.0m)
Cash Flow From Continuing Investing Activities — — — — — — ($12.9b) ($1.6b) ($262.0m) ($1.4b)
Change In Other Current Assets — — — — — — ($124.0m) ($109.0m) ($199.0m) ($87.0m)
Change In Other Current Liabilities — — — — — — $2.1b ($659.0m) $3.0m ($896.0m)
Change In Receivables — — — — — — ($2.2b) $194.0m ($831.0m) $251.0m
Change In Working Capital — — — — — — ($274.0m) ($574.0m) ($1.0b) ($732.0m)
Changes In Account Receivables — — — — — — ($2.2b) $194.0m ($831.0m) $251.0m
Changes In Cash — — — — — — ($18.2b) ($4.4b) $3.9b $195.0m
End Cash Position — — — — — — $11.2b $6.8b $10.7b $10.9b
Financing Cash Flow — — — — — — ($8.3b) ($5.1b) $2.6b ($568.0m)
Free Cash Flow — — — — — — $2.8b $2.2b $1.5b $2.2b
Gain Loss On Investment Securities — — — — — — $1.0m $5.0m $208.0m $53.0m
Investing Cash Flow — — — — — — ($12.9b) ($1.6b) ($262.0m) ($1.4b)
Issuance Of Capital Stock — — — — — — $0 $0 $489.0m $0
Net Business Purchase And Sale — — — — — ($1.2b) $0 $0 — —
Net Intangibles Purchase And Sale — — — — — — ($288.0m) ($157.0m) ($146.0m) ($30.0m)
Net Preferred Stock Issuance — — — — — — $0 $0 ($11.0m) ($350.0m)
Operating Gains Losses — — — — — — ($29.0m) ($44.0m) $159.0m ($31.0m)
Other Non Cash Items — — — — — — $514.0m $31.0m ($79.0m) $156.0m
Preferred Stock Issuance — — — — — — $0 $0 $489.0m $0
Preferred Stock Payments — — — — — — $0 $0 ($500.0m) ($350.0m)
Purchase Of Business — — — — — ($1.2b) $0 $0 — —
Purchase Of Intangibles — — — — — — ($288.0m) ($157.0m) ($146.0m) ($30.0m)
Repurchase Of Capital Stock — — — — — — ($230.0m) ($252.0m) ($848.0m) ($1.4b)
Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to Settlement $0 ($12.0m) $0 ($2.0m) $0 ($11.0m) ($6.0m) ($17.0m) ($3.0m) ($3.0m)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI on Derivatives, Net of Tax $89.0m $53.0m — — — — — — — —
Net Cash Provided by (Used in) Operating Activities $2.0b $2.3b $2.3b $2.6b $2.3b $3.0b $3.1b $2.3b $1.6b $2.2b
Cash flows from investing activities:
Capital Expenditure — — — — — — ($288.0m) ($157.0m) ($146.0m) ($30.0m)
Payments to Acquire Businesses, Net of Cash Acquired — — — — $381.0m $1.2b $0 $0 — —
Net Investment Purchase And Sale — — — — — — ($3.2b) $437.0m ($1.3b) ($2.0b)
Purchase Of Investment — — — — — — ($9.0b) ($2.6b) ($9.6b) ($7.3b)
Gain (Loss) on Sale of Investments $6.0m $22.0m $1.0m ($28.0m) $4.0m $3.0m ($1.0m) ($5.0m) ($208.0m) ($53.0m)
Sale Of Investment — — — — — — $5.8b $3.0b $8.3b $5.3b
Net Other Investing Changes — — — — — — ($94.0m) ($191.0m) ($158.0m) ($150.0m)
Net Cash Provided by (Used in) Investing Activities ($631.0m) ($785.0m) ($3.0b) $509.0m ($4.9b) ($2.9b) ($12.9b) ($1.6b) ($262.0m) ($1.4b)
Cash flows from financing activities:
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale $4.4b $3.6b $3.4b $3.5b $4.9b $5.8b $4.4b $2.9b $3.2b $3.3b
Proceeds from Issuance of Long-term Debt $3.4b $6.6b $21.8b $21.3b $4.7b $647.0m $0 $2.0b $3.7b $0
Issuance Of Debt — — — — — — $0 $2.0b $3.7b $0
Long Term Debt Issuance — — — — — — $0 $2.0b $3.7b $0
Net Issuance Payments Of Debt — — — — — — $0 $0 $4.1b ($1.6b)
Net Long Term Debt Issuance — — — — — — $0 $0 $3.6b ($1.9b)
Net Short Term Debt Issuance — — — — — — $0 $0 $500.0m $250.0m
Repayments of Long-term Debt $3.9b $6.3b $17.5b $25.9b $10.9b $1.8b $0 $2.0b $100.0m $1.9b
Long Term Debt Payments — — — — — — $0 ($2.0b) ($100.0m) ($1.9b)
Repayment Of Debt — — — — — — $0 ($2.0b) ($100.0m) ($1.9b)
Net Common Stock Issuance — — — — — — ($230.0m) ($252.0m) ($348.0m) ($1.1b)
Payments for Repurchase of Common Stock $839.0m $1.3b $2.1b $1.1b $0 $467.0m $230.0m $252.0m $348.0m $1.1b
Payments of Ordinary Dividends, Common Stock $317.0m $346.0m $452.0m $577.0m $595.0m $608.0m $663.0m $787.0m $890.0m $912.0m
Common Stock Payments — — — — — — ($230.0m) ($252.0m) ($348.0m) ($1.1b)
Other Interest and Dividend Income $36.0m $46.0m $70.0m $59.0m $42.0m $59.0m $290.0m $375.0m $412.0m $430.0m
Cash Dividends Paid — — — — — — ($762.0m) ($885.0m) ($994.0m) ($1.0b)
Common Stock Dividend Paid — — — — — — ($663.0m) ($787.0m) ($890.0m) ($912.0m)
Preferred Stock Dividend Paid — — — — — — ($99.0m) ($98.0m) ($104.0m) ($91.0m)
Proceeds from (Payments for) Other Financing Activities ($2.0m) ($7.0m) ($1.0m) $0 ($3.0m) $3.0m $0 $0 — —
Net Other Financing Charges — — — — — — ($24.0m) ($35.0m) ($27.0m) ($23.0m)
Net Cash Provided by (Used in) Financing Activities ($1.2b) ($3.0b) $327.0m ($2.5b) $16.4b $11.3b ($8.3b) ($5.1b) $2.6b ($568.0m)
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect — — — $576.0m $13.8b $11.5b ($18.2b) ($4.4b) $3.9b $195.0m
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents — — — $4.1b $18.0b $29.4b $11.2b $6.8b $10.7b $10.9b
Supplemental disclosure of cash flow information:
Change In Cash Supplemental As Reported — — — — — — ($18.2b) ($4.4b) $3.9b $195.0m
Interest Paid, Excluding Capitalized Interest, Operating Activities $299.0m $363.0m $581.0m $851.0m $408.0m $185.0m $303.0m $1.4b $2.2b $2.1b
Income Taxes Paid, Net $314.0m $181.0m $57.0m $85.0m $132.0m $367.0m $336.0m $376.0m $64.0m $178.0m

Data sourced from SEC EDGAR 10-K filings via EdgarTools. Amounts are shown in USD as reported in each fiscal year filing.

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.