RYAN SPECIALTY HOLDINGS, INC.

Annual Trend FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Net income $63.1m $70.5m $56.6m $163.3m $194.5m $229.9m $214.2m
Amortization $48.3m $63.6m $107.9m $103.6m $106.8m $157.8m $274.4m
Depreciation $4.8m $3.9m $4.8m $5.7m $9.0m $9.8m $13.1m
Amortization of debt issuance costs $12.1m $12.2m $23.9m $9.6m
Amortization of interest rate cap premium $0 $0 $4.6m $7.0m $7.0m $7.0m
Deferred income tax expense ($800k) $203k ($1.2m) $9.0m $7.1m $16.8m $26.0m
Deferred income tax expense from common control reorganizations $0 $0 $18.4m $9.5m $48.6m
Income from equity method investments $759k $414k ($8.7m) ($18.2m) ($21.2m)
Equity method investment in VSIC $0 $0 ($16.6m)
Prepaid and deferred compensation expense $10.8m $21.6m $46.5m $28.8m $12.2m $30.8m $38.8m
Non-cash equity-based compensation $8.2m $10.8m $67.5m $77.5m $69.7m $79.0m $69.5m
Loss (gain) on Tax Receivable Agreement $0 $0 $5.6m $11.2m ($2.1m) $1.1m
Commissions and fees receivable – net ($3.7m) ($31.2m) ($29.7m) ($20.4m) ($44.2m) ($22.0m) ($57.6m)
Accrued interest liability $250k $4k $760k $7.8m $934k $20.3m $9.4m
Other current and non-current assets ($19.1m) $5.8m ($20.7m) $1.3m
Other current and non-current liabilities ($43.3m) $75.4m ($7.0m) $9.7m
Asset acquisitions ($100k) ($5.2m) ($343.2m) ($7.7m) $0 $0 ($3.0m)
Repayments of prepaid incentives $3.9m $337k $228k $0 $0
Proceeds from Senior Secured Notes $0 $0 $394.0m $0 $1.2b $0
Borrowings on Revolving Credit Facility $420.5m $305.5m $0 $0 $0 $1.2b $1.3b
Repayments on Revolving Credit Facility ($271.6m) ($734.2m) $0 $0 $0 ($1.2b) ($1.3b)
Receipt of contingently returnable consideration $0 $0 $1.9m
Payment of contingent consideration $0 $0 ($4.5m) ($6.2m) ($4.5m) $0 ($29.3m)
Tax distributions to non-controlling LLC Unitholders ($39.9m) ($71.7m) ($82.7m) ($64.1m)
Receipt of taxes related to net share settlement of equity awards $0 $0 $7.2m $7.8m $27.9m $35.9m
Payment of Tax Receivable Agreement liabilities $0 $0 ($8.3m) ($16.2m) ($21.6m) ($25.2m)
Distributions and Declared Distributions paid to non-controlling LLC Unitholders $0 ($22.2m) ($27.2m)
Payments related to Ryan Re preferred units $0 ($2.1m) ($3.7m)
Net change in fiduciary liabilities $34.2m $136.1m $147.4m $17.4m $97.2m $114.0m $237.6m
Total cash flows provided by operating activities $149.5m $135.4m $273.5m $335.5m $477.2m $514.9m $643.7m
Total cash flows used in investing activities ($148.0m) ($768.5m) ($457.9m) ($22.4m) ($476.2m) ($1.8b) ($834.0m)
Total cash flows provided by (used in) financing activities $62.3m $1.1b $429.3m $314.8m ($12.6m) $1.2b $78.1m
Capital expenditures ($8.0m) ($12.5m) ($9.8m) ($15.0m) ($29.8m) ($47.0m) ($68.0m)
Business combinations – net of cash acquired and cash held in a fiduciary capacity $0 ($446.7m) ($1.7b) ($746.5m)
Debt issuance costs paid ($293k) ($78.8m) ($2.4m) ($2.4m) $0 ($25.5m) ($2.9m)
Proceeds from term debt $0 $1.6b $0 $0 $0 $107.6m $0
Repayment of term debt ($7.5m) ($144.8m) ($16.5m) ($16.5m) ($16.5m) ($8.2m) ($17.0m)
Class A common stock dividends and Dividend Equivalents paid $0 $0 ($80.2m) ($62.3m)
Effect of changes in foreign exchange rates on cash, cash equivalents, and cash and cash equivalents held in a fiduciary capacity $1.4m ($883k) ($126k) $584k ($1.5m) $15.9m
NET CHANGE IN CASH, CASH EQUIVALENTS, AND CASH AND CASH EQUIVALENTS HELD IN A FIDUCIARY CAPACITY $64.0m $493.5m $244.0m $627.7m ($11.1m) ($75.5m) ($96.3m)
CASH, CASH EQUIVALENTS, AND CASH AND CASH EQUIVALENTS HELD IN A FIDUCIARY CAPACITY—Beginning balance $350.1m $583.1m $752.7m $992.7m $838.8m $1.7b $1.6b
Cash and cash equivalents $402.2m $895.7m $1.1b $1.8b $1.8b $540.2m $158.3m
Cash and cash equivalents held in a fiduciary capacity $752.7m $774.7m $917.5m $1.1b $1.4b
Taxes paid related to net share settlement of equity awards $9.9m $0 $0 ($7.2m) ($8.8m) ($27.5m) ($37.0m)

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.