|
Total revenue
|
|
$58.8m
|
$114.8m
|
$125.6m
|
$159.4m
|
$271.1m
|
$450.3m
|
|
Total operating expenses
|
|
$86.7m
|
$183.5m
|
$154.0m
|
$137.2m
|
$188.9m
|
$273.5m
|
|
Operating Income
|
|
($27.9m)
|
($68.7m)
|
($28.4m)
|
$22.2m
|
$82.2m
|
$176.8m
|
|
Personnel
|
|
$30.7m
|
$56.8m
|
$51.2m
|
$46.4m
|
$51.8m
|
$54.8m
|
|
Third-party technology and data
|
|
$2.5m
|
$5.5m
|
$8.2m
|
$7.8m
|
$9.6m
|
$14.4m
|
|
Marketing, advertising, and tradeshows
|
|
$4.3m
|
$9.3m
|
$19.0m
|
$12.0m
|
$9.7m
|
$32.2m
|
|
General and administrative
|
|
$7.2m
|
$15.8m
|
$16.4m
|
$8.6m
|
$11.4m
|
$16.8m
|
|
Provision for credit losses
|
|
$19.6m
|
$52.6m
|
$29.4m
|
$23.2m
|
$55.0m
|
$89.3m
|
|
Other income, net
|
|
($126k)
|
($65k)
|
($226k)
|
$1.9m
|
$354k
|
$123k
|
|
Fair value adjustment on warrants
|
|
—
|
$0
|
$50k
|
($456k)
|
($1.3m)
|
$0
|
|
Loss on extinguishment of line of credit
|
|
$0
|
($1.1m)
|
($814k)
|
$0
|
($260k)
|
$0
|
|
Foreign currency translation adjustment
|
|
$495k
|
$69k
|
($1.2m)
|
($3k)
|
($941k)
|
$905k
|
|
Total Comprehensive Income
|
|
($31.9m)
|
($75.1m)
|
($39.3m)
|
$7.1m
|
$77.6m
|
$134.0m
|
|
Income before taxes
|
|
($32.4m)
|
($75.1m)
|
($38.0m)
|
$7.7m
|
$67.3m
|
$162.9m
|
|
Net Income
|
|
($32.4m)
|
($75.2m)
|
($38.1m)
|
$7.1m
|
$78.5m
|
$133.1m
|
|
Basic (in usd per share)
|
|
($0.17)
|
($0.38)
|
($0.18)
|
$1.27
|
$13.98
|
$3.93
|
|
Diluted (in usd per share)
|
|
($0.17)
|
($0.38)
|
($0.18)
|
$1.25
|
$13.13
|
$3.72
|
|
Transaction expense
|
|
$22.5m
|
$43.5m
|
$40.8m
|
$39.2m
|
$51.4m
|
$66.0m
|
|
Net interest expense
|
|
($4.3m)
|
($5.3m)
|
($8.6m)
|
($16.0m)
|
($13.8m)
|
($14.0m)
|
|
Income tax expense (benefit)
|
|
$31k
|
$58k
|
$69k
|
$611k
|
($11.2m)
|
$29.8m
|