Sezzle Inc. SEZL

Latest FY: 2025 Financial Services Credit Services
Market Price $128.90
Market Cap $4.37B
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑66.1% YoY
$450.28M
3-Yr CAGR: 53.1%
Net Income ↑69.5% YoY
$133.13M
Net Margin: 29.6%
Free Cash Flow ↑412.5% YoY
$209.25M
FCF Yield: 4.78%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
78.4%
ROA: 33.3%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (SEZL)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2020 $58.8M $54.5M $-32.4M $-24.8M $-25.2M
FY 2021 $114.8M +95.3% $109.5M $-75.2M -132.1% $-72.1M $-72.8M -188.7%
FY 2022 $125.6M +9.4% $117.0M $-38.1M +49.3% $8.5M $8.5M +111.6%
FY 2023 $159.4M +26.9% $143.4M $7.1M +118.6% $-25.7M $-25.8M -404.6%
FY 2024 $271.1M +70.1% $257.4M $78.5M +1,006.3% $40.9M $40.8M +258.4%
FY 2025 $450.3M +66.1% $436.3M $133.1M +69.5% $209.9M $209.3M +412.5%
$

Valuation

Market Price $128.90
Market Cap $4.37B
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 25.53
FCF Yield 4.78%
Dividend Yield N/A
Shares Outstanding 33,627,000
%

Profitability & Margins

Gross Margin 96.89%
Operating Margin 39.26%
Net Margin 29.57%
Return on Equity (ROE) 78.40%
Return on Assets (ROA) 33.26%
Asset Turnover 1.13x
Revenue 3-Yr CAGR 53.06%
🛡️

Financial Health & Liquidity

Current Ratio 0.87
Cash Ratio 3.04
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $64.05M
Total Debt N/A
Book Value / Share $5.05
💧

Cash Flow Efficiency

Operating Cash Flow $209.91M
Capital Expenditures (CapEx) $655.00K
Free Cash Flow $209.25M
OCF / Revenue 46.62%
FCF / Revenue 46.47%
FCF 3-Yr CAGR 191.37%
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $5.05
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $400.23M
Total Liabilities $400.23M
Stockholders' Equity $169.81M
Current Assets $18.32M
Current Liabilities $21.05M