1ST SOURCE CORP

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Interest income:
Additional Financial Items
Other Interest and Dividend Income $1.2m $1.4m $1.6m $2.2m $1.3m $1.4m $2.6m $3.7m $5.9m $5.8m
Amortization of Intangible Assets $580k $360k $80k $30k $20k $20k $20k $110k $20k $260k
Debt Securities, Realized Gain (Loss) ($345k)
Goodwill, Impairment Loss $0 $0 $0 $0 $0
Loans and leases $176.0m $194.7m $234.5m $258.3m $242.8m $235.0m $263.9m $387.3m $451.3m $471.0m
Investment securities, taxable $11.8m $13.7m $19.4m $20.9m $18.1m $17.8m $26.3m $24.5m $25.7m $36.4m
Investment securities, tax-exempt $2.7m $2.6m $1.9m $1.4m $895k $601k $1.0m $1.4m $1.0m $1.2m
Other $5.9m $5.6m $6.5m $6.5m $7.9m $4.9m $14.3m $17.4m $12.4m $14.1m
Deposits $15.3m $19.2m $34.6m $50.5m $30.5m $12.3m $25.2m $123.2m $166.8m $155.9m
Short-term borrowings $525k $1.1m $2.8m $1.9m $517k $115k $1.5m $7.0m $9.0m $1.6m
Subordinated notes $4.2m $4.0m $3.6m $3.7m $3.4m $3.3m $3.5m $4.2m $4.2m $4.0m
Long-term debt and mandatorily redeemable securities $2.1m $2.4m $2.3m $2.9m $2.9m $2.5m $69k $3.9m $3.2m $4.7m
Net interest income $169.7m $185.6m $213.9m $223.9m $225.8m $236.6m $263.5m $278.6m $300.8m $348.2m
Provision for credit losses $19.5m $15.8m $36.0m ($4.3m) $13.2m $5.9m $12.5m $12.6m
Net interest income after provision for credit losses $163.8m $176.7m $194.4m $208.0m $189.8m $240.9m $250.2m $272.8m $288.4m $335.6m
Trust and wealth advisory, service charges on deposit accounts, and debit card income $40.2m $43.4m $44.9m $45.9m $45.6m $52.5m $53.3m $54.4m $57.4m $58.8m
Mortgage banking $4.5m $4.8m $3.8m $4.7m $15.7m $11.8m $4.1m $3.5m $4.2m $4.1m
Insurance commissions $5.5m $5.9m $6.5m $6.8m $7.0m $7.2m $6.7m $6.9m $6.7m $7.7m
Equipment rental $25.9m $30.4m $31.8m $30.7m $23.4m $16.6m $12.3m $8.8m $5.2m $3.0m
Losses on investment securities available-for-sale ($345k) $0 $279k ($680k) ($184k) ($2.9m) ($3.9m) ($8.7m)
Salaries and employee benefits $86.8m $86.9m $93.9m $97.1m $101.6m $105.8m $105.1m $115.6m $121.9m $129.6m
Net occupancy $9.7m $10.6m $10.0m $10.5m $10.3m $10.5m $10.7m $11.1m $11.9m $12.7m
Furniture and equipment $19.5m $20.8m $23.4m $24.8m $25.7m $25.9m $5.4m $5.7m $5.6m $6.5m
Data processing $19.1m $19.9m $22.4m $25.1m $27.6m $29.8m
Depreciation - leased equipment $21.7m $25.2m $26.2m $25.1m $20.2m $13.7m $10.0m $7.1m $4.1m $2.4m
Professional fees $5.2m $6.8m $7.7m $7.0m $6.3m $8.7m $7.3m $6.7m $7.1m $7.1m
FDIC and other insurance $3.1m $2.5m $2.9m $1.8m $2.6m $2.7m $3.6m $5.9m $6.1m $5.8m
Business development and marketing $4.9m $7.5m $6.1m $6.3m $4.2m $8.0m $5.8m $7.2m $6.9m $8.9m
Net loss (income) attributable to noncontrolling interests $0 $0 $0 ($55k) ($24k) ($23k) ($23k) ($7k) $5k $18k
Total interest income $191.8m $212.4m $257.3m $282.9m $263.0m $254.8m $293.8m $416.9m $484.0m $514.4m
Total noninterest income $88.9m $98.7m $97.0m $101.1m $103.9m $100.1m $91.3m $90.6m $86.3m $85.6m
Income before income taxes $89.1m $101.4m $105.0m $120.2m $106.3m $154.9m $156.8m $161.7m $171.1m $204.4m
Net Income (Loss) Attributable to Parent $57.8m $68.1m $82.4m $92.0m $81.4m $118.5m $120.5m $124.9m $132.6m $158.3m
Net Income (Loss) Available to Common Stockholders, Basic $57.8m $68.1m $82.4m $92.0m $81.4m $118.5m $120.5m $124.9m $132.6m $158.3m
Net Income (Loss) Attributable to Noncontrolling Interest $0 $55k $24k $23k $23k $7k ($5k) ($18k)
Earnings Per Share, Basic $2.22 $2.60 $3.16 $3.57 $3.17 $4.70 $4.84 $5.03 $5.36 $6.41
Earnings Per Share, Diluted $2.22 $2.60 $3.16 $3.57 $3.17 $4.70 $4.84 $5.03 $5.36 $6.41
Common Stock, Dividends, Per Share, Declared $0.72 $0.76 $0.96 $1.10 $1.13 $1.21 $1.26 $1.30 $1.40 $1.52
Weighted Average Number of Shares Outstanding, Basic 25.9m 25.9m 25.9m 25.6m 25.5m 25.0m 24.7m 24.6m 24.5m 24.5m
Weighted Average Number of Shares Outstanding, Diluted 25.9m 25.9m 25.9m 25.6m 25.5m 25.0m 24.7m 24.6m 24.5m 24.5m
Noninterest expense:
Labor and Related Expense $86.8m $86.9m $93.9m $97.1m $101.6m $105.8m $105.1m $115.6m $121.9m $129.6m
Interest Expense $22.1m $26.8m $43.4m $59.0m $37.2m $18.1m $30.3m $138.3m $183.2m $166.2m
Current Income Tax Expense (Benefit) $28.5m $30.5m $23.2m $33.9m $49.0m $20.9m $45.7m $46.2m $36.0m $51.5m
Income tax expense $31.3m $33.3m $22.6m $28.1m $24.9m $36.3m $36.3m $36.7m $38.4m $46.1m
Interest Income (Expense), Net $169.7m $185.6m $213.9m $223.9m $225.8m $236.6m $263.5m $278.6m $300.8m $348.2m
Total interest expense $22.1m $26.8m $43.4m $59.0m $37.2m $18.1m $30.3m $138.3m $183.2m $166.2m
Total noninterest expense $163.6m $174.0m $186.5m $189.0m $187.4m $186.1m $184.7m $201.7m $203.6m $216.8m
Income Tax Expense (Benefit) $31.3m $33.3m $22.6m $28.1m $24.9m $36.3m $36.3m $36.7m $38.4m $46.1m