← 1ST SOURCE CORP SRCE
Market Price
$88.57
Market Cap
$2.14B
P/E Ratio
13.82
Revenue (FY 2025)
↑12.1% YoY
$433.78M
3-Yr CAGR: 6.9%
Net Income
↑19.3% YoY
$158.28M
Net Margin: 36.5%
Free Cash Flow
↑17.4% YoY
$213.03M
FCF Yield: 9.97%
EPS (Diluted)
↑19.6% YoY
$6.41
Basic: $6.41
Return on Equity
Efficiency
12.4%
ROA: 1.7%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (SRCE)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $258.6M | — | $95.0M | $57.8M | — | $2.22 | — | $98.1M | $89.1M | — |
| FY 2017 | $284.3M | +10.0% | $110.3M | $68.1M | +17.8% | $2.60 | +17.1% | $117.3M | $111.8M | +25.5% |
| FY 2018 | $311.0M | +9.4% | $124.5M | $82.4M | +21.1% | $3.16 | +21.5% | $144.4M | $141.3M | +26.4% |
| FY 2019 | $325.0M | +4.5% | $136.0M | $92.0M | +11.6% | $3.57 | +13.0% | $164.6M | $156.6M | +10.8% |
| FY 2020 | $329.7M | +1.5% | $142.3M | $81.4M | -11.4% | $3.17 | -11.2% | $154.5M | $151.6M | -3.1% |
| FY 2021 | $336.7M | +2.1% | $150.6M | $118.5M | +45.6% | $4.70 | +48.3% | $166.8M | $163.9M | +8.1% |
| FY 2022 | $354.7M | +5.3% | $170.0M | $120.5M | +1.7% | $4.84 | +3.0% | $175.5M | $173.2M | +5.7% |
| FY 2023 | $369.3M | +4.1% | $167.5M | $124.9M | +3.7% | $5.03 | +3.9% | $187.9M | $182.0M | +5.1% |
| FY 2024 | $387.1M | +4.8% | $183.5M | $132.6M | +6.2% | $5.36 | +6.6% | $193.9M | $181.5M | -0.3% |
| FY 2025 | $433.8M | +12.1% | $216.9M | $158.3M | +19.3% | $6.41 | +19.6% | $223.1M | $213.0M | +17.4% |
Valuation
Market Price
$88.57
Market Cap
$2.14B
Enterprise Value
N/A
P/E Ratio
13.82
P/B Ratio
1.67
FCF Yield
9.97%
Dividend Yield
1.72%
Shares Outstanding
Profitability & Margins
Gross Margin
50.01%
Operating Margin
48.37%
Net Margin
36.49%
Return on Equity (ROE)
12.41%
Return on Assets (ROA)
1.75%
Asset Turnover
0.05x
Revenue 3-Yr CAGR
6.94%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$83.36M
Total Debt
N/A
Book Value / Share
$52.97
Cash Flow Efficiency
Operating Cash Flow
$223.12M
Capital Expenditures (CapEx)
$10.08M
Free Cash Flow
$213.03M
OCF / Revenue
51.44%
FCF / Revenue
49.11%
FCF 3-Yr CAGR
7.15%
Per Share Metrics
EPS (Diluted)
$6.41
EPS (Basic)
$6.41
Dividends / Share
$1.52
Book Value / Share
$52.97
EPS YoY Growth
19.59%
Balance Sheet (FY 2025)
Total Assets
$9.06B
Total Liabilities
$7.74B
Stockholders' Equity
$1.27B
Current Assets
N/A
Current Liabilities
N/A