← TFS Financial CORP
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | |||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | |||||||||||
| Net Income (Loss) Attributable to Parent | $80.6m | $88.9m | $85.4m | $80.2m | $83.3m | $81.0m | $74.6m | $75.2m | $79.6m | $91.0m | |
| Net Income (Loss) Available to Common Stockholders, Basic | $79.8m | $88.0m | $84.2m | $78.7m | $81.7m | $79.5m | $73.1m | $73.7m | $78.2m | $89.5m | |
| Depreciation, Depletion and Amortization | $5.5m | $5.6m | $5.7m | $5.9m | $5.4m | $5.4m | $5.4m | $4.9m | $4.6m | $4.6m | |
| Depreciation, Amortization and Accretion, Net | $19.4m | $20.9m | $25.2m | $22.9m | $32.8m | $32.6m | $27.0m | $18.1m | $19.0m | $23.0m | |
| Deferred Income Tax Expense (Benefit) | $11.1m | $3.5m | $3.9m | $21.9m | $21.8m | ($14.2m) | ($26.9m) | $3.7m | $2.7m | $1.4m | |
| Share-based Payment Arrangement, Noncash Expense | $13.4m | $11.3m | $11.4m | $11.8m | $12.1m | $13.7m | $11.0m | $10.0m | $9.5m | $9.6m | |
| Payment, Tax Withholding, Share-based Payment Arrangement | $7.7m | $2.5m | $1.8m | $1.5m | $1.9m | $5.6m | — | — | — | — | |
| Share-based Payment Arrangement, Expense | $5.7m | $3.9m | $4.7m | $4.5m | $4.8m | $5.4m | $3.9m | $4.2m | $3.9m | $4.0m | |
| Goodwill, Impairment Loss | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Gain (Loss) on Disposition of Other Assets | ($613k) | ($562k) | ($1.1m) | ($116k) | $955k | ($689k) | ($810k) | $199k | ($365k) | $19k | |
| Income Tax Expense (Benefit) | $41.8m | $44.5m | $35.8m | $22.0m | $16.9m | $19.1m | $17.5m | $18.1m | $20.7m | $23.8m | |
| Additional Financial Items | |||||||||||
| Bank Owned Life Insurance Income | $7.4m | $6.4m | $6.2m | $6.7m | $7.2m | $10.0m | $10.0m | $9.4m | $10.0m | $10.7m | |
| Gain (Loss) on Sales of Loans, Net | $6.2m | $2.2m | $3.4m | $1.9m | $28.4m | $33.1m | $1.1m | $498k | $2.7m | $5.3m | |
| Parent Company | $23.4m | $27.7m | $37.6m | $50.5m | $55.5m | $56.6m | $58.3m | $58.3m | $59.0m | $59.5m | |
| Gain (Loss) on Sale of Properties | — | — | — | — | $4.7m | $0 | $181k | $0 | $0 | — | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | — | — | — | — | ($9.0m) | $1.0m | ($1.5m) | ($1.5m) | $2.5m | |
| Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to Settlement | $0 | — | — | — | — | — | — | — | — | — | |
| Net Cash Provided by (Used in) Operating Activities | $84.9m | $108.7m | $147.0m | $103.0m | $121.8m | $83.2m | $38.9m | $90.7m | $88.6m | $82.4m | |
| Cash flows from investing activities: | |||||||||||
| Payments to Acquire Property, Plant, and Equipment | $9.1m | $4.2m | $8.4m | $3.8m | $3.2m | $1.3m | $2.7m | $5.1m | $3.1m | $11.5m | |
| Payments for (Proceeds from) Other Investing Activities | ($584k) | ($792k) | $0 | ($736k) | ($921k) | ($3.2m) | ($1.3m) | ($2.3m) | ($4.1m) | ($2.9m) | |
| Net Cash Provided by (Used in) Investing Activities | ($454.4m) | ($754.8m) | ($474.9m) | ($342.0m) | $147.6m | $547.4m | ($1.9b) | ($1.0b) | ($124.7m) | ($384.0m) | |
| Cash flows from financing activities: | |||||||||||
| Proceeds from Issuance of Long-term Debt | $40.3m | $0 | $15.1m | $275.0m | $250.0m | $100.0m | $600.0m | $350.0m | $725.0m | $225.0m | |
| Repayments of Long-term Debt | $186.3m | $208.1m | $281.8m | $420.7m | $350.1m | $4.7m | $3.6m | $77.9m | $427.3m | $427.0m | |
| Payments for Repurchase of Common Stock | $128.4m | $54.0m | $19.7m | $9.1m | $413k | $0 | $6.3m | $6.0m | $1.9m | $4.0m | |
| Payments of Ordinary Dividends, Common Stock | $23.4m | $27.7m | $37.6m | $50.5m | $55.5m | $56.6m | $58.3m | $58.3m | $59.0m | $59.5m | |
| Other Interest and Dividend Income | $3.4m | $5.5m | $9.0m | $10.2m | $4.9m | $3.6m | $8.1m | $31.9m | $52.2m | $38.0m | |
| Net Cash Provided by (Used in) Financing Activities | $445.3m | $683.1m | $329.4m | $244.3m | ($46.5m) | ($640.2m) | $1.7b | $1.0b | $33.1m | $267.3m | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | — | — | — | — | $369.6m | $466.7m | $463.7m | $429.4m |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.