TRUPANION, INC.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income (Loss) Available to Common Stockholders, Basic ($6.9m) ($1.5m) ($927k) ($1.8m) ($5.8m) ($35.5m) ($44.7m) ($44.7m) ($9.6m) $19.4m
Depreciation, Depletion and Amortization $3.8m $4.2m $4.5m $5.6m $7.1m $12.0m $10.9m $12.5m $16.5m $15.8m
Amortization $500k
Amortization of Debt Issuance Costs and Discounts $58k
Amortization of Intangible Assets $200k $900k $1.9m $4.9m $4.8m $5.7m $5.3m $4.6m
Depreciation $3.8m $4.2m $4.3m $4.7m $5.2m $7.1m $6.1m $6.7m $11.2m $11.2m
Deferred Income Tax Expense (Benefit) $0 ($626k) ($34k) $105k ($130k) ($1.8m) ($420k) ($798k) ($735k) ($579k)
Share-based Payment Arrangement, Noncash Expense $2.9m $3.4m $4.8m $6.8m $8.9m $28.2m $33.4m $33.2m $33.4m $38.3m
Payment, Tax Withholding, Share-based Payment Arrangement $662k $1.2m $1.8m $1.7m $1.1m $4.7m $4.4m $1.5m $2.5m $3.7m
Goodwill and Intangible Asset Impairment $0
Goodwill, Impairment Loss $0 $0 $5.3m $1.1m
Share-based Payment Arrangement, Expensed and Capitalized, Amount $2.9m $3.4m $4.8m $7.0m $9.1m $28.9m $35.0m $35.3m $33.9m $38.5m
Equity Method Investment, Realized Gain (Loss) on Disposal $1.0m
Gain (Loss) on Disposition of Assets ($24k)
Gain (Loss) on Extinguishment of Debt $1.6m
Income (Loss) from Equity Method Investments ($352k) ($126k) ($171k) ($253k) ($219k) ($182k) ($305k)
Income Tax Expense (Benefit) $38k ($428k) ($7k) $169k $113k $310k $476k ($342k) ($5k) $2.6m
Operating Lease, Expense $200k
Other Nonoperating Income (Expense) $58k $1.2m $1.3m $1.6m $581k ($14k) $3.1m $7.7m $14.4m $21.9m
Changes in operating assets and liabilities:
Additional Financial Items
Increase (Decrease) in Accounts Receivable $1.8m $10.2m $11.2m $22.8m $43.3m $66.2m $67.0m $35.4m $6.7m $27.2m
Increase (Decrease) in Accounts Payable $652k $3.0m $4.5m $4.1m $10.0m $8.8m $3.1m $1.6m $2.1m $26.0m
Debt Securities, Available-for-sale, Allowance for Credit Loss, Not Previously Recorded ($1.7m) $1.7m
Foreign Currency Transaction Gain (Loss), before Tax $0 $0 $0 ($7.8m)
General and Administrative Expense $15.2m $16.8m $18.2m $21.0m $21.8m $31.9m $39.4m $60.2m $63.7m $76.6m
Goodwill $33.0m $32.7m $42.0m $43.7m $37.0m $39.4m
Operating Expenses $40.0m $45.7m $52.4m $66.5m $86.7m $139.4m $164.9m $171.5m $188.1m $216.9m
Payments of Financing Costs $195k $694k
Proceeds from Stock Options Exercised $3.7m $2.5m $3.6m $3.0m $6.0m $3.6m $2.3m $2.7m $752k $1.7m
Realized Investment Gains (Losses) $0 $0 $0 $0 $0 $0
Other Operating Income (Expense), Net $46k ($383k) ($240k) ($105k) ($153k) $1.9m ($1.1m) ($1.3m) $1.7m ($2.1m)
Net Cash Provided by (Used in) Operating Activities $5.0m $9.7m $12.7m $16.2m $21.5m $7.5m ($8.0m) $18.6m $48.3m $89.5m
Cash flows from investing activities:
Payments to Acquire Property, Plant, and Equipment $1.9m $3.1m $56.9m $5.4m $7.5m $12.4m $17.1m $18.3m $9.7m $14.1m
Payments to Acquire Businesses, Net of Cash Acquired $48.3m $0 $15.0m $0 $0
Payments for (Proceeds from) Other Investing Activities $1.1m $2.9m ($57k) $1.8m $1.6m ($1.6m) ($2.1m) ($1.7m)
Net Cash Provided by (Used in) Investing Activities ($6.5m) ($13.1m) ($81.5m) ($28.0m) ($76.7m) ($51.9m) ($67.5m) $7.6m ($13.5m) ($95.9m)
Cash flows from financing activities:
Repayments of Long-term Debt $10.0m $0 $32.5m $0 $571k $1.7m $1.4m $134.4m
Proceeds from Issuance of Common Stock $192.3m $0 $0
Payments for Repurchase of Common Stock $5.8m $0 $0
Proceeds from (Payments for) Other Financing Activities $365k ($438k) ($78k) $0 $0 ($378k) ($840k) ($614k)
Net Cash Provided by (Used in) Financing Activities $7.7m $5.1m $71.2m $14.0m $170.8m ($1.1m) $60.7m $59.1m ($4.0m) ($22.9m)
Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents ($16k) $252k ($1.5m) $424k ($1.9m) $1.2m
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $2.6m $115.6m ($45.3m) ($16.2m) $85.8m $29.0m ($28.1m)
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $6.3m $2.1m $1.6m $30.6m $146.2m $100.9m $84.6m $170.5m $199.5m $171.5m
Supplemental disclosure of cash flow information:
Interest Paid, Excluding Capitalized Interest, Operating Activities $153k $333k $1.0m $1.2m $1.4m $16k $3.4m $12.1m $13.2m $13.1m
Income Taxes Paid, Net $1.0m

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.