← UBS Group AG

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Cash flows from operating activities:
Net Income — — — — — — $7.6b $27.4b $5.1b $7.8b
Net Income From Continuing Operations — — — — — — $7.7b $27.4b $5.1b $7.8b
Other Adjustments To Reconcile Profit Loss ($6.9b) ($9.5b) $1.7b $55.0m ($387.0m) $3.0b $257.0m $3.9b ($116.0m) ($4.6b)
Adjustments For Depreciation And Amortisation Expense And Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss — — — — — $2.1b $2.1b $3.8b $3.8b $3.5b
Depreciation — — — — — — $2.1b $3.8b $3.8b $3.5b
Depreciation Amortization Depletion — — — — — — $2.1b $3.8b $3.8b $3.5b
Depreciation, amortization and impairment of non-financial assets — — — $1.9b $2.1b $2.1b $2.1b $3.8b $3.8b $3.5b
Adjustments For Deferred Tax Of Prior Periods $2.0m $4.0m $26.0m ($6.0m) $12.0m ($10.0m) $13.0m ($1.0m) $9.0m ($4.0m)
Deferred Income Tax — — — — — — $494.0m ($694.0m) ($495.0m) ($382.0m)
Deferred Tax — — — — — — $494.0m ($694.0m) ($495.0m) ($382.0m)
Deferred tax expense / (benefit) ($7.0m) $3.3b $425.0m $477.0m $352.0m $434.0m $494.0m ($694.0m) ($495.0m) ($382.0m)
Share of net (profits) / loss of associates and joint ventures and impairment related to associates ($106.0m) ($68.0m) ($528.0m) ($45.0m) ($84.0m) ($105.0m) ($32.0m) $348.0m ($144.0m) ($77.0m)
Dividends on equity investments, investment funds and associates received in cash $2k $2k $2k $3k $2k $3k $2k $2k $3k $3k
Earnings (Loss)es From Equity Investments — — — — — — ($32.0m) $348.0m ($144.0m) ($77.0m)
Additional Financial Items
Adjustments For Current Tax Of Prior Period $22.0m ($13.0m) $114.0m ($5.0m) ($67.0m) ($40.0m) ($41.0m) ($87.0m) ($102.0m) ($110.0m)
Adjustments For Undistributed Profits Of Associates $106.0m $68.0m $528.0m $45.0m $84.0m $105.0m $32.0m ($348.0m) $144.0m $77.0m
Amounts due from banks and amounts due to banks ($1.3b) ($3.2b) $3.5b ($4.3b) $3.6b $2.1b ($1.1b) $3.3b ($2.4b) ($77.0m)
Beginning Cash Position — — — — — — $207.9b $195.3b $340.2b $244.1b
Brokerage receivables and payables — — $11.4b ($2.3b) ($5.2b) $8.1b $6.0b ($6.0b) $2.2b $2.9b
Cash Flow From Continuing Financing Activities — — — — — — ($9.1b) ($58.3b) ($84.2b) ($30.9b)
Cash Flow From Continuing Investing Activities — — — — — — ($12.4b) $103.1b $711.0m ($22.8b)
Cash collateral on derivative instruments ($4.2b) ($2.5b) ($1.4b) $2.8b ($3.5b) ($3.3b) $76.0m $96.0m $242.0m $1.6b
Change In Other Working Capital — — — — — — $10.3b $67.7b ($23.4b) ($1.3b)
Change In Working Capital — — — — — — $18.2b $90.1b ($20.8b) $23.7b
Changes In Cash — — — — — — ($6.9b) $130.9b ($80.2b) ($31.8b)
Credit loss expense / (release) $37.0m $128.0m $118.0m $78.0m $694.0m ($148.0m) $29.0m $1.0b $551.0m $524.0m
Customer deposits $33.6b ($12.7b) $9.1b $23.2b $51.8b $29.8b ($8.7b) $52.8b ($15.1b) ($12.9b)
Disposal and redemption of debt securities measured at amortized cost — — — — — $4.5b $18.8b $10.4b $8.4b $11.8b
Disposal and redemption of financial assets measured at fair value — — — — — — — $4.2b $4.6b $5.2b
Disposal of property, equipment and software $209.0m $68.0m $114.0m $11.0m $366.0m $295.0m $161.0m $65.0m $108.0m $209.0m
Disposal of subsidiaries, business, associates and intangible assets $93.0m $336.0m $137.0m $114.0m $674.0m $593.0m $1.7b $121.0m $256.0m $653.0m
Distributions paid on UBS shares ($3.2b) ($2.2b) ($2.4b) ($2.5b) ($2.6b) ($1.3b) ($1.7b) ($1.7b) ($2.3b) ($2.9b)
End Cash Position — — — — — — $195.3b $340.2b $244.1b $231.4b
Financial assets and liabilities at fair value held for trading and derivative financial instruments $8.5b ($23.5b) $11.1b ($18.8b) $11.3b ($10.5b) $8.0b $3.7b ($13.6b) $25.2b
Financial assets at fair value not held for trading and other financial assets and liabilities ($77.2b) ($2.0b) $11.1b $33.0m $320.0m $19.6b $5.7b $9.9b $5.3b ($13.4b)
Financing Cash Flow — — — — — — ($9.1b) ($58.3b) ($84.2b) ($30.9b)
Free Cash Flow — — — — — — $13.0b $84.4b $1.3b $19.5b
General And Administrative Expense — — $6.8b $5.3b $4.9b $5.6b $5.2b $10.2b $10.1b $8.8b
Goodwill — — — — — $6.1b $6.0b $6.0b $6.0b $6.1b
Inflows from securities financing transactions measured at amortized cost — — — — — — — — $6.3b $2.3b
Interest Received Classified As Operating Activities $12.2b $12.4b $7.7b $15.3b $11.9b $11.2b $15.7b $44.6b $53.5b $42.6b
Interest received in cash $12.2b $12.4b $7.7b $15.3b $11.9b $11.2b $15.7b $44.6b $53.5b $42.6b
Investing Cash Flow — — — — — — ($12.4b) $103.1b $709.0m ($22.8b)
Loans and advances to customers $3.7b ($14.2b) ($5.2b) ($3.1b) ($33.7b) ($27.5b) $3.5b $27.9b $27.0b ($16.3b)
Net Business Purchase And Sale — — — — — — $1.7b $117.0m $192.0m $636.0m
Net PPE Purchase And Sale — — — — — — ($1.5b) ($1.6b) ($1.9b) ($2.2b)
Net loss / (gain) from financing activities $9.6b $2.1b ($4.8b) $6.5b $3.2b $100.0m ($16.6b) $8.5b ($5.3b) $17.9b
Net loss / (gain) from investing activities ($1.2b) ($203.0m) ($46.0m) $220.0m ($698.0m) ($230.0m) ($1.5b) ($102.0m) $101.0m ($485.0m)
Net movements in treasury shares and own equity derivative activity ($1.2b) ($730.0m) ($1.4b) ($1.6b) ($1.4b) ($3.3b) ($6.0b) ($2.8b) ($2.9b) ($5.2b)
Net profit / (loss) $3.3b $1.1b $4.5b $4.3b $6.6b $7.5b $7.7b $27.9b $5.1b $7.8b
Operating Gains Losses — — — — — — ($1.5b) $246.0m ($43.0m) ($562.0m)
Other Non Cash Items — — — — — — ($10.7b) ($33.9b) $17.1b ($10.7b)
Other net adjustments ($267.0m) ($513.0m) ($1.2b) $854.0m ($8.1b) $3.8b $5.8b ($15.2b) $22.4b ($28.6b)
Outflows from securities financing transactions measured at amortized cost — — — — — — — — ($4.7b) ($2.7b)
Payables from securities financing transactions measured at amortized cost — — — — — ($751.0m) ($1.2b) ($2.0b) ($552.0m) $800.0m
Payments Of Lease Liabilities Classified As Financing Activities — — — $518.0m $569.0m — — — — —
Proceeds From Disposal Or Maturity Of Availableforsale Financial Assets $54.1b $14.9b — — — — — — — —
Provisions and other non-financial assets and liabilities ($6.9b) ($9.5b) $1.7b $55.0m ($387.0m) $3.0b $257.0m $3.9b ($116.0m) ($4.6b)
Purchase Of Business — — — — — — ($3.0m) ($4.0m) ($64.0m) ($17.0m)
Purchase Of PPE — — — — — — ($1.6b) ($1.7b) ($2.0b) ($2.4b)
Purchase of debt securities measured at amortized cost — — — — — ($4.9b) ($30.8b) ($14.2b) ($6.0b) ($21.6b)
Purchase of financial assets measured at fair value — — — — — — — ($4.2b) ($4.6b) ($16.7b)
Purchase of property, equipment and software ($1.8b) ($1.6b) ($1.7b) ($1.6b) ($1.9b) ($1.8b) ($1.6b) ($1.7b) ($2.0b) ($2.4b)
Purchase of subsidiaries, business, associates and intangible assets ($26.0m) ($102.0m) ($287.0m) ($26.0m) ($46.0m) ($1.0m) ($3.0m) ($4.0m) ($64.0m) ($17.0m)
Receivables from securities financing transactions measured at amortized cost — — — — — ($1.6b) $5.7b ($3.5b) ($23.9b) $40.5b
Repayment of Swiss National Bank funding — — — — — — — ($56.5b) ($42.6b) —
Repurchase Of Capital Stock — — — — — ($3.3b) ($6.0b) — — —
Sale Of Business — — — — — — $1.7b $121.0m $256.0m $653.0m
Sale Of PPE — — — — — — $161.0m $65.0m $108.0m $209.0m
of which: amounts due from banks — — — — — $13.9b $13.4b $19.2b $17.4b $18.3b
of which: cash and balances at central banks — — — — — $192.7b $169.4b $314.1b $223.3b $209.9b
of which: money market paper — — — — — $1.2b $12.5b $7.0b $3.1b $3.2b
Profit or Loss $3.3b $1.1b $4.5b $4.3b $6.6b $7.5b $7.7b $27.9b $5.1b $7.8b
Net cash flow from / (used in) operating, investing and financing activities $18.9b ($19.2b) $23.0b ($7.5b) $42.6b $39.7b ($6.9b) $131.0b ($80.2b) ($31.8b)
Capital Expenditure — — — — — — ($1.6b) ($1.7b) ($2.0b) ($2.4b)
Net Investment Purchase And Sale — — — — — — ($12.7b) ($3.8b) $2.4b ($21.3b)
Purchase Of Investment — — — — — — ($31.5b) ($18.4b) ($10.6b) ($38.3b)
Sale Of Investment — — — — — — $18.8b $14.6b $13.0b $17.0b
Net Other Investing Changes — — — — — — — $108.4b ($2.0m) —
Net cash flow from / (used in) investing activities $36.3b $5.1b ($6.1b) ($1.6b) ($6.8b) ($2.1b) ($12.4b) $103.2b $709.0m ($22.8b)
Issuance Of Debt — — — — — — $79.1b $109.7b $100.1b $131.5b
Issuance of debt designated at fair value and long-term debt measured at amortized cost $33.3b $49.5b $60.7b $65.0b $80.3b $98.3b $79.1b $109.7b $100.1b $131.5b
Long Term Debt Issuance — — — — — — $79.1b $109.7b $100.1b $131.5b
Net Issuance Payments Of Debt — — — — — — ($804.0m) ($53.1b) ($79.5b) ($21.4b)
Net Long Term Debt Issuance — — — — — — $11.4b ($56.3b) ($72.1b) ($23.1b)
Net Short Term Debt Issuance — — — — — — ($12.2b) $3.2b ($7.4b) $1.7b
Net issuance (repayment) of short-term debt measured at amortized cost $5.4b $24.1b ($12.2b) ($17.1b) $23.8b ($3.1b) ($12.2b) $3.2b ($7.4b) $1.7b
Long Term Debt Payments — — — — — — ($67.7b) ($166.0b) ($172.3b) ($154.6b)
Repayment Of Debt — — — — — — ($67.7b) ($166.0b) ($172.3b) ($154.6b)
Repayment of debt designated at fair value and long-term debt measured at amortized cost ($33.9b) ($43.3b) ($44.3b) ($68.9b) ($87.1b) ($79.9b) ($67.7b) ($109.5b) ($129.7b) ($154.6b)
Net Common Stock Issuance — — — — — — ($6.0b) ($2.8b) ($2.9b) ($5.2b)
Common Stock Payments — — — — — ($3.3b) ($6.0b) — — —
Cash Dividends Paid — — — — — — ($1.7b) ($1.7b) ($2.3b) ($2.9b)
Common Stock Dividend Paid — — — — — — ($1.7b) ($1.7b) ($2.3b) ($2.9b)
Dividends Paid Ordinary Shares Per Share $0.60 $0.60 $0.65 $0.70 $0.73 $0.37 $0.50 $0.55 $0.70 $0.90
Dividends Received From Associates Classified As Investing Activities $50 $51 $42 — — — — — — —
Net Other Financing Charges — — — — — — ($616.0m) ($721.0m) ($987.0m) ($958.0m)
Net cash flow from / (used in) financing activities ($972.0m) $26.6b $190.0m ($25.6b) $12.4b $10.3b ($9.1b) ($58.3b) ($84.2b) ($30.9b)
Net cash flows from other financing activities — — — ($526.0m) ($575.0m) ($282.0m) ($617.0m) ($721.0m) ($987.0m) ($959.0m)
Effect Of Exchange Rate Changes — — — — — — ($5.7b) $14.0b ($15.9b) $19.1b
Effects of exchange rate differences on cash and cash equivalents ($806.0m) $265.0m ($1.7b) $1.3b $11.1b ($5.3b) ($5.7b) $14.0b ($15.9b) $19.1b
Cash and cash equivalents acquired upon the acquisition of the Credit Suisse Group — — — — — — — $108.5b — $276.0m
Cash and cash equivalents at the beginning of the year $121.1b $102.2b $126.1b $119.9b $173.5b $207.9b $195.3b $340.3b $244.1b $231.4b
Change In Cash Supplemental As Reported — — — — — — ($6.9b) $130.9b ($80.2b) ($31.8b)
Interest Paid Classified As Operating Activities $6.1b $6.6b $4.6b $10.8b $6.3b $4.7b $8.2b $36.0b $48.3b $37.7b
Income taxes paid, net of refunds ($656.0m) ($1.0b) ($951.0m) ($804.0m) ($1.0b) ($1.1b) ($1.6b) ($1.9b) ($1.9b) ($2.0b)
Taxes Refund Paid — — — — — — ($1.6b) ($1.9b) ($1.9b) ($2.0b)

Data sourced from SEC EDGAR 10-K filings via EdgarTools. Amounts are shown in USD as reported in each fiscal year filing.

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.