UWM Holdings Corp

Annual Trend FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
ASSETS
Current assets:
Cash and Cash Equivalents, at Carrying Value $1k $51k $731.1m $704.9m $497.5m $507.3m $503.4m
Accounts Receivable $253.6m $415.7m $383.1m $512.1m $418.0m $526.7m
Cash and cash equivalents (includes restricted cash of $21.0 million and $16.0 million, respectively) $1k $51k $731.1m $704.9m $497.5m $507.3m $503.4m
Cash And Cash Equivalents $704.9m $497.5m $507.3m $503.4m
Other Receivables $57.0m $42.2m $29.1m
Prepaid Assets $54.5m $162.9m $177.0m
Assets, Current $412k $234k
Property, Plant and Equipment, Net $151.7m $152.5m $146.4m $146.2m $180.2m
Goodwill And Other Intangible Assets $4.5b $4.0b $4.0b $4.1b
Other Intangible Assets $4.5b $4.0b $4.0b $4.1b
Operating Lease, Right-of-Use Asset $104.8m $104.2m $99.1m $93.7m $94.3m
Operating lease right-of-use asset (includes $93.4 million and $92.6 million, respectively, with related parties) $93.1m $104.8m $104.2m $99.1m $93.7m $94.3m
Finance lease right-of-use asset, net (includes $20.7 million and $22.7 million, respectively, with related parties) $22.9m $57.0m $42.2m $29.1m $23.2m $21.2m
Other assets $58.0m $60.1m $83.8m $111.4m $151.8m $324.9m
Additional Financial Items
Accrued Liabilities, Current $3.9m
Mortgage loans at fair value $7.9b $17.5b $7.1b $5.4b $9.5b $9.9b
Derivative assets $61.1m $67.4m $82.9m $33.0m $100.0m $37.6m
Investment securities at fair value, pledged $0 $152.3m $113.3m $110.4m $103.0m $100.5m
Mortgage servicing rights $1.8b $3.3b $4.5b $4.0b $4.0b $4.1b
Premises and equipment, net $107.6m $151.7m $152.5m $146.4m $146.2m $180.2m
Loans eligible for repurchase from Ginnie Mae $563.4m $345.5m $856.9m $641.6m $1.1b
Warehouse lines of credit $6.9b $16.0b $6.4b $4.9b $8.7b $8.9b
Derivative liabilities $66.2m $36.7m $49.7m $40.8m $36.0m $26.6m
Secured lines of credit $320.3m $0 $750.0m $750.0m $500.0m $1.2b
Borrowings against investment securities $0 $118.8m $101.3m $93.8m $90.6m $87.5m
Senior notes $789.3m $2.0b $2.0b $2.0b $2.8b $3.0b
Operating lease liability (includes $99.7 million and $99.2 million, respectively, with related parties) $104.5m $112.2m $111.3m $106.0m $100.4m $100.6m
Finance lease liability (includes $22.9 million and $24.6 million, respectively, with related parties) $23.1m $58.0m $43.5m $30.7m $25.1m $23.5m
Non-controlling interest $0 $3.0b $3.0b $2.4b $1.9b $1.4b
Accumulated Depreciation ($73.9m) ($106.9m) ($145.7m) ($177.6m)
Available For Sale Securities $113.3m $110.4m $103.0m $100.5m
Capital Lease Obligations $154.8m $136.7m $125.5m $124.1m
Construction In Progress $1.3m $8.6m $6.1m $31.1m
Current Accrued Expenses $79.7m $94.9m $127.7m $117.7m
Current Debt $750.0m $750.0m $500.0m $1.2b
Current Debt And Capital Lease Obligation $750.0m $750.0m $500.0m $1.2b
Derivative Product Liabilities $51.5m $48.6m $38.7m $26.6m
Gross PPE $372.7m $381.5m $408.9m $473.3m
Invested Capital $3.0b $2.9b $3.5b $4.5b
Investments And Advances $113.3m $110.4m $103.0m $100.5m
Leases $160.9m $163.5m $164.2m $168.2m
Line Of Credit $750.0m $750.0m $500.0m $1.2b
Long Term Capital Lease Obligation $154.8m $136.7m $125.5m $124.1m
Long Term Provisions $60.5m $62.9m $87.6m $102.3m
Machinery Furniture Equipment $64.1m $81.2m $121.7m $158.5m
Net Debt $2.1b $2.3b $2.9b $3.8b
Net PPE $298.9m $274.7m $263.1m $295.8m
Net Tangible Assets ($4.3b) ($3.9b) ($3.8b) ($3.9b)
Non Current Deferred Liabilities $53.4m $45.8m $82.7m $202.0m
Ordinary Shares Number $92.6m $93.7m $157.9m $268.4m
Other Payable $105.6m $90.0m $105.1m $48.9m
Other Properties $146.4m $128.2m $116.9m $115.6m
Share Issued $92.6m $93.7m $157.9m $268.4m
Tangible Book Value ($4.3b) ($3.9b) ($3.8b) ($3.9b)
Total equity $2.4b $3.2b $3.2b $2.5b $2.1b $1.6b
Total Capitalization $2.2b $2.2b $3.0b $3.3b
Total Debt $3.0b $3.0b $3.5b $4.4b
Assets $412k $425.6m $22.5b $13.6b $11.9b $15.7b $16.9b
Total assets $412k $425.6m $22.5b $13.6b $11.9b $15.7b $16.9b
LIABILITIES AND EQUITY
Current liabilities:
Dividends Payable $9 $159 $160 $160 $161
Accounts payable, accrued expenses and other $847.7m $1.1b $439.7m $469.1m $580.7m $707.8m
Accrued distributions and dividends payable $0 $9.2m $159.5m $159.6m $159.8m $161.3m
Accounts Payable $138.7m $167.6m $174.8m $236.9m
Payables And Accrued Expenses $483.5m $512.1m $567.4m $564.8m
Liabilities, Current $426k $5.2m
Deferred Income Tax Liabilities, Net $4.2m $5.1m
Long-term Debt $2.0b $2.0b $2.0b $2.8b $3.0b
Long Term Debt And Capital Lease Obligation $2.2b $2.2b $3.0b $3.2b
Non Current Deferred Taxes Liabilities $53.4m $45.8m $82.7m $202.0m
Deferred Tax Liabilities, Net $32.4m $36.3m $30.3m
Liabilities $426k $20.1m $19.4b $10.4b $9.4b $13.6b $15.3b
Total liabilities $426k $20.1m $19.4b $10.4b $9.4b $13.6b $15.3b
Stockholders’ equity:
Preferred Stock, Value, Issued $0 $0 $0 $0 $0
Additional Paid in Capital $24.8m $437k $903k $1.7m $3.5m $9.9m
Retained Earnings (Accumulated Deficit) ($39k) ($5.8m) $141.8m $142.5m $110.7m $157.8m $189.4m
Additional Paid in Capital, Common Stock $24k $10.8m
Preferred stock, $0.0001 par value - 100,000,000 shares authorized, none issued and outstanding as of December 31, 2025 or December 31, 2024 0 0 0 0 0
Common stock, $0.0001 par value $1k $1k $159k $159k $160k $160k $160k
Capital Stock $159k $160k $160k $160k
Preferred Stock $0 $0 $0 $0
Stockholders' Equity Attributable to Parent ($14k) $5.0m
Stockholders' Equity Attributable to Noncontrolling Interest $3.0b $3.0b $2.4b $1.9b $1.4b
Minority Interest $3.0b $2.4b $1.9b $1.4b
Total Equity Gross Minority Interest $3.2b $2.5b $2.1b $1.6b
Liabilities and Equity $412k $425.6m $22.5b $13.6b $11.9b $15.7b $16.9b
Total liabilities and equity $412k $425.6m $22.5b $13.6b $11.9b $15.7b $16.9b

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.