ATLANTIC AMERICAN CORP AAME

Latest FY: 2024 Financial Services Insurance - Life
Market Price $1.48
Market Cap $28.96M
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2024) ↑0.8% YoY
$188.23M
3-Yr CAGR: -1.9%
Net Income ↓-2,395.9% YoY
-$4.27M
Net Margin: -2.3%
Free Cash Flow ↑80.0% YoY
$4.58M
FCF Yield: 15.80%
EPS (Diluted) ↓-666.7% YoY
$-0.23
Basic: $-0.23
Return on Equity Efficiency
-4.3%
ROA: -1.1%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (AAME)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2015 $165.9M $65.8M $4.4M $2.2M $1.9M
FY 2016 $166.1M +0.1% $64.6M $2.6M -39.9% $1.3M $0.9M -51.2%
FY 2017 $181.1M +9.1% $67.1M $4.5M +71.8% $2.6M $2.5M +175.1%
FY 2018 $185.6M +2.5% $55.0M $-0.7M -115.5% $4.5M $4.2M +65.1%
FY 2019 $198.2M +6.8% $58.8M $-0.4M +45.2% $-1.8M $-1.9M -144.9%
FY 2020 $195.3M -1.4% $74.6M $12.2M +3,252.6% $0.56 $9.0M $8.7M +565.8%
FY 2021 $199.6M +2.2% $67.3M $4.3M -64.8% $0.19 -66.1% $1.1M $1.0M -88.8%
FY 2022 $187.9M -5.9% $64.4M $1.5M -64.4% $0.06 -68.4% $6.5M $6.3M +545.0%
FY 2023 $186.8M -0.6% $68.9M $-0.2M -111.2% $-0.03 -150.0% $2.6M $2.5M -59.8%
FY 2024 $188.2M +0.8% $66.7M $-4.3M -2,395.9% $-0.23 -666.7% $4.8M $4.6M +80.0%
$

Valuation

Market Price $1.48
Market Cap $28.96M
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 0.30
FCF Yield 15.80%
Dividend Yield 1.35%
Shares Outstanding 20,397,200
%

Profitability & Margins

Gross Margin 35.44%
Operating Margin -2.63%
Net Margin -2.27%
Return on Equity (ROE) -4.28%
Return on Assets (ROA) -1.08%
Asset Turnover 0.48x
Revenue 3-Yr CAGR -1.93%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $35.57M
Total Debt N/A
Book Value / Share $4.88
💧

Cash Flow Efficiency

Operating Cash Flow $4.80M
Capital Expenditures (CapEx) $225.00K
Free Cash Flow $4.58M
OCF / Revenue 2.55%
FCF / Revenue 2.43%
FCF 3-Yr CAGR 67.07%
🏷️

Per Share Metrics

EPS (Diluted) $-0.23
EPS (Basic) $-0.23
Dividends / Share $0.02
Book Value / Share $4.88
EPS YoY Growth -666.67%
🏛️

Balance Sheet (FY 2024)

Total Assets $393.43M
Total Liabilities $293.81M
Stockholders' Equity $99.61M
Current Assets N/A
Current Liabilities N/A