← CVB FINANCIAL CORP CVBF
Market Price
$23.25
Market Cap
$4.09B
P/E Ratio
15.30
Revenue (FY 2025)
↑2.7% YoY
$515.46M
3-Yr CAGR: -2.5%
Net Income
↑4.3% YoY
$209.30M
Net Margin: 40.6%
Free Cash Flow
↓-11.2% YoY
$217.34M
FCF Yield: 5.32%
EPS (Diluted)
↑5.6% YoY
$1.52
Basic: $1.52
Return on Equity
Efficiency
9.1%
ROA: 1.3%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (CVBF)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $292.6M | — | $284.6M | $101.4M | — | $0.94 | — | $123.3M | $110.6M | — |
| FY 2017 | $321.0M | +9.7% | $312.8M | $104.4M | +2.9% | $0.95 | +1.1% | $139.6M | $134.7M | +21.7% |
| FY 2018 | $392.5M | +22.3% | $379.7M | $152.0M | +45.6% | $1.24 | +30.5% | $168.4M | $164.2M | +21.9% |
| FY 2019 | $494.8M | +26.1% | $472.7M | $207.8M | +36.7% | $1.48 | +19.4% | $208.2M | $202.7M | +23.4% |
| FY 2020 | $465.9M | -5.8% | $451.6M | $177.2M | -14.8% | $1.30 | -12.2% | $185.1M | $180.4M | -11.0% |
| FY 2021 | $461.9M | -0.9% | $455.9M | $212.5M | +20.0% | $1.56 | +20.0% | $195.2M | $190.6M | +5.6% |
| FY 2022 | $555.5M | +20.3% | $546.3M | $235.4M | +10.8% | $1.67 | +7.1% | $273.7M | $268.4M | +40.8% |
| FY 2023 | $547.3M | -1.5% | $429.0M | $221.4M | -5.9% | $1.59 | -4.8% | $295.6M | $291.1M | +8.5% |
| FY 2024 | $501.8M | -8.3% | $319.1M | $200.7M | -9.4% | $1.44 | -9.4% | $249.8M | $244.6M | -16.0% |
| FY 2025 | $515.5M | +2.7% | $382.4M | $209.3M | +4.3% | $1.52 | +5.6% | $221.4M | $217.3M | -11.2% |
Valuation
Market Price
$23.25
Market Cap
$4.09B
Enterprise Value
N/A
P/E Ratio
15.30
P/B Ratio
1.79
FCF Yield
5.32%
Dividend Yield
3.44%
Shares Outstanding
Profitability & Margins
Gross Margin
74.19%
Operating Margin
60.92%
Net Margin
40.60%
Return on Equity (ROE)
9.12%
Return on Assets (ROA)
1.34%
Asset Turnover
0.03x
Revenue 3-Yr CAGR
-2.46%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
40.91
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$376.39M
Total Debt
N/A
Book Value / Share
$13.01
Cash Flow Efficiency
Operating Cash Flow
$221.41M
Capital Expenditures (CapEx)
$4.07M
Free Cash Flow
$217.34M
OCF / Revenue
42.95%
FCF / Revenue
42.17%
FCF 3-Yr CAGR
-6.79%
Per Share Metrics
EPS (Diluted)
$1.52
EPS (Basic)
$1.52
Dividends / Share
$0.80
Book Value / Share
$13.01
EPS YoY Growth
5.56%
Balance Sheet (FY 2025)
Total Assets
$15.63B
Total Liabilities
$13.34B
Stockholders' Equity
$2.30B
Current Assets
N/A
Current Liabilities
$9.20M