FIRST HAWAIIAN, INC. FHB

Latest FY: 2025 Financial Services Banks - Regional
Market Price $27.64
Market Cap $3.39B
P/E Ratio 12.57
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑8.9% YoY
$880.79M
3-Yr CAGR: 3.6%
Net Income ↑20.0% YoY
$276.27M
Net Margin: 31.4%
Free Cash Flow ↑5.0% YoY
$303.29M
FCF Yield: 8.95%
EPS (Diluted) ↑22.9% YoY
$2.20
Basic: $2.21
Return on Equity Efficiency
10.0%
ROA: 1.2%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (FHB)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $491.7M $464.8M $230.2M $1.65 $219.9M $219.9M
FY 2017 $528.8M +7.6% $486.8M $183.7M -20.2% $1.32 -20.0% $269.8M $269.8M +22.7%
FY 2018 $745.3M +40.9% $665.6M $264.4M +43.9% $1.93 +46.2% $351.4M $351.4M +30.3%
FY 2019 $765.9M +2.8% $660.6M $284.4M +7.6% $2.13 +10.4% $296.5M $296.5M -15.6%
FY 2020 $733.1M -4.3% $686.1M $185.8M -34.7% $1.43 -32.9% $209.5M $209.5M -29.3%
FY 2021 $715.5M -2.4% $696.7M $265.7M +43.1% $2.05 +43.4% $417.1M $417.1M +99.1%
FY 2022 $793.1M +10.8% $743.4M $265.7M -0.0% $2.08 +1.5% $430.6M $426.6M +2.3%
FY 2023 $836.9M +5.5% $549.5M $235.0M -11.6% $1.84 -11.5% $255.0M $247.5M -42.0%
FY 2024 $808.5M -3.4% $451.2M $230.1M -2.1% $1.79 -2.7% $317.5M $288.7M +16.6%
FY 2025 $880.8M +8.9% $593.2M $276.3M +20.0% $2.20 +22.9% $335.1M $303.3M +5.0%
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Valuation

Market Price $27.64
Market Cap $3.39B
Enterprise Value N/A
P/E Ratio 12.57
P/B Ratio 1.21
FCF Yield 8.95%
Dividend Yield 3.76%
Shares Outstanding 121,649,000
%

Profitability & Margins

Gross Margin 67.35%
Operating Margin 35.10%
Net Margin 31.37%
Return on Equity (ROE) 9.98%
Return on Assets (ROA) 1.15%
Asset Turnover 0.04x
Revenue 3-Yr CAGR 3.56%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $1.04B
Total Debt N/A
Book Value / Share $22.77
💧

Cash Flow Efficiency

Operating Cash Flow $335.07M
Capital Expenditures (CapEx) $31.78M
Free Cash Flow $303.29M
OCF / Revenue 38.04%
FCF / Revenue 34.43%
FCF 3-Yr CAGR -10.75%
🏷️

Per Share Metrics

EPS (Diluted) $2.20
EPS (Basic) $2.21
Dividends / Share $1.04
Book Value / Share $22.77
EPS YoY Growth 22.91%
🏛️

Balance Sheet (FY 2025)

Total Assets $23.96B
Total Liabilities $21.19B
Stockholders' Equity $2.77B
Current Assets N/A
Current Liabilities N/A