← James River Group Holdings, Inc. JRVR
Market Price
$4.17
Market Cap
$200.21M
P/E Ratio
5.27
Revenue (FY 2025)
↓-2.8% YoY
$687.61M
3-Yr CAGR: -5.5%
Net Income
↑158.5% YoY
$47.43M
Net Margin: 6.9%
Free Cash Flow
↑90.6% YoY
-$23.59M
FCF Yield: -11.78%
EPS (Diluted)
↑125.8% YoY
$0.79
Basic: $0.86
Return on Equity
Efficiency
8.8%
ROA: 147.8%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (JRVR)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $586.2M | — | $252.4M | $74.5M | — | $2.49 | — | $154.3M | $154.3M | — |
| FY 2017 | $817.6M | +39.5% | $253.3M | $43.6M | -41.5% | $1.44 | -42.2% | $207.8M | $207.8M | +34.6% |
| FY 2018 | $885.6M | +8.3% | $273.8M | $63.8M | +46.5% | $2.11 | +46.5% | $290.0M | $290.0M | +39.6% |
| FY 2019 | $907.1M | +2.4% | $224.4M | $38.3M | -39.9% | $1.25 | -40.8% | $1,489.0M | $1,488.5M | +413.2% |
| FY 2020 | $668.7M | -26.3% | $180.1M | $4.8M | -87.4% | $0.16 | -87.2% | $-273.8M | $-274.4M | -118.4% |
| FY 2021 | $772.9M | +15.6% | $772.9M | $-172.8M | -3,682.1% | $-4.94 | -3,187.5% | $-913.5M | $-919.8M | -235.2% |
| FY 2022 | $813.7M | +5.3% | $251.3M | $31.0M | +117.9% | $0.59 | +111.9% | $222.7M | $214.5M | +123.3% |
| FY 2023 | $812.0M | -0.2% | $287.2M | $-107.7M | -447.7% | $-3.13 | -630.5% | $88.0M | $81.5M | -62.0% |
| FY 2024 | $707.6M | -12.9% | $128.6M | $-81.1M | +24.7% | $-3.06 | +2.2% | $-247.1M | $-252.0M | -409.1% |
| FY 2025 | $687.6M | -2.8% | $236.9M | $47.4M | +158.5% | $0.79 | +125.8% | $-18.8M | $-23.6M | +90.6% |
Valuation
Market Price
$4.17
Market Cap
$200.21M
Enterprise Value
N/A
P/E Ratio
5.27
P/B Ratio
0.36
FCF Yield
-11.78%
Dividend Yield
0.96%
Shares Outstanding
Profitability & Margins
Gross Margin
34.45%
Operating Margin
9.42%
Net Margin
6.90%
Return on Equity (ROE)
8.81%
Return on Assets (ROA)
147.81%
Asset Turnover
21.43x
Revenue 3-Yr CAGR
-5.46%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$260.94M
Total Debt
N/A
Book Value / Share
$11.64
Cash Flow Efficiency
Operating Cash Flow
-$18.79M
Capital Expenditures (CapEx)
$4.80M
Free Cash Flow
-$23.59M
OCF / Revenue
-2.73%
FCF / Revenue
-3.43%
FCF 3-Yr CAGR
N/A
Per Share Metrics
EPS (Diluted)
$0.79
EPS (Basic)
$0.86
Dividends / Share
$0.04
Book Value / Share
$11.64
EPS YoY Growth
125.82%
Balance Sheet (FY 2025)
Total Assets
$32.09M
Total Liabilities
$4.19B
Stockholders' Equity
$538.15M
Current Assets
N/A
Current Liabilities
N/A