← nCino, Inc. NCNO
Market Price
$20.82
Market Cap
$2.26B
P/E Ratio
N/A
Revenue (FY 2026)
↑10.8% YoY
$136.56M
3-Yr CAGR: 2.3%
Net Income
↑129.4% YoY
$9.70M
Net Margin: 7.1%
Free Cash Flow
↑54.7% YoY
$82.56M
FCF Yield: 3.65%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity
Efficiency
0.9%
ROA: 0.6%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (NCNO)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2020 | $44.4M | — | $74.1M | $-27.7M | — | — | — | $-9.0M | $-14.8M | — |
| FY 2021 | $59.7M | +34.4% | $116.2M | $-41.3M | -48.8% | — | — | $9.2M | $4.9M | +133.1% |
| FY 2022 | $82.9M | +38.8% | $162.5M | $-50.1M | -21.4% | — | — | $-19.2M | $-24.7M | -605.6% |
| FY 2023 | $127.7M | +54.0% | $238.7M | $-101.8M | -103.2% | — | — | $-15.4M | $-33.7M | -36.6% |
| FY 2024 | $130.5M | +2.3% | $285.1M | $-43.5M | +57.3% | — | — | $57.3M | $53.8M | +259.5% |
| FY 2025 | $123.2M | -5.6% | $324.8M | $-33.0M | +24.1% | — | — | $55.2M | $53.4M | -0.7% |
| FY 2026 | $136.6M | +10.8% | $6.7M | $9.7M | +129.4% | — | — | $90.1M | $82.6M | +54.7% |
Valuation
Market Price
$20.82
Market Cap
$2.26B
Enterprise Value
N/A
P/E Ratio
N/A
P/B Ratio
2.16
FCF Yield
3.65%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
4.91%
Operating Margin
4.91%
Net Margin
7.11%
Return on Equity (ROE)
0.92%
Return on Assets (ROA)
0.59%
Asset Turnover
0.08x
Revenue 3-Yr CAGR
2.27%
Financial Health & Liquidity
Current Ratio
5.06
Cash Ratio
20.90
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$88.37M
Total Debt
N/A
Book Value / Share
$9.64
Cash Flow Efficiency
Operating Cash Flow
$90.06M
Capital Expenditures (CapEx)
$7.50M
Free Cash Flow
$82.56M
OCF / Revenue
65.95%
FCF / Revenue
60.46%
FCF 3-Yr CAGR
N/A
Per Share Metrics
EPS (Diluted)
N/A
EPS (Basic)
N/A
Dividends / Share
N/A
Book Value / Share
$9.64
EPS YoY Growth
N/A
Balance Sheet (FY 2026)
Total Assets
$1.65B
Total Liabilities
$579.45M
Stockholders' Equity
$1.06B
Current Assets
$21.38M
Current Liabilities
$4.23M