Northwest Bancshares, Inc. NWBI

Latest FY: 2025 Financial Services Banks - Regional
Market Price $15.76
Market Cap $2.31B
P/E Ratio 17.13
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑25.3% YoY
$654.67M
3-Yr CAGR: 7.2%
Net Income ↑25.7% YoY
$126.01M
Net Margin: 19.2%
Free Cash Flow ↑13.1% YoY
$141.78M
FCF Yield: 6.14%
EPS (Diluted) ↑16.5% YoY
$0.92
Basic: $0.93
Return on Equity Efficiency
6.7%
ROA: 317.7%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (NWBI)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $332.2M $293.9M $49.7M $0.49 $136.9M $121.7M
FY 2017 $353.7M +6.5% $325.6M $94.5M +90.2% $0.92 +87.8% $156.1M $152.3M +25.2%
FY 2018 $361.9M +2.3% $324.7M $105.5M +11.7% $1.02 +10.9% $138.9M $133.7M -12.3%
FY 2019 $388.7M +7.4% $331.8M $110.4M +4.7% $1.04 +2.0% $127.5M $116.6M -12.8%
FY 2020 $423.9M +9.0% $381.5M $74.9M -32.2% $0.62 -40.4% $140.4M $128.2M +10.0%
FY 2021 $534.2M +26.0% $506.9M $154.3M +106.2% $1.21 +95.2% $205.5M $187.9M +46.6%
FY 2022 $531.5M -0.5% $503.4M $133.7M -13.4% $1.05 -13.2% $175.4M $171.1M -9.0%
FY 2023 $549.5M +3.4% $397.3M $135.0M +1.0% $1.06 +1.0% $92.9M $84.3M -50.7%
FY 2024 $522.6M -4.9% $289.0M $100.3M -25.7% $0.79 -25.5% $127.7M $125.4M +48.7%
FY 2025 $654.7M +25.3% $430.4M $126.0M +25.7% $0.92 +16.5% $153.4M $141.8M +13.1%
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Valuation

Market Price $15.76
Market Cap $2.31B
Enterprise Value N/A
P/E Ratio 17.13
P/B Ratio 1.22
FCF Yield 6.14%
Dividend Yield N/A
Shares Outstanding 146,314,700
%

Profitability & Margins

Gross Margin 65.74%
Operating Margin 24.87%
Net Margin 19.25%
Return on Equity (ROE) 6.67%
Return on Assets (ROA) 317.68%
Asset Turnover 16.50x
Revenue 3-Yr CAGR 7.19%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $68.79M
Total Debt N/A
Book Value / Share $12.92
💧

Cash Flow Efficiency

Operating Cash Flow $153.41M
Capital Expenditures (CapEx) $11.63M
Free Cash Flow $141.78M
OCF / Revenue 23.43%
FCF / Revenue 21.66%
FCF 3-Yr CAGR -6.07%
🏷️

Per Share Metrics

EPS (Diluted) $0.92
EPS (Basic) $0.93
Dividends / Share N/A
Book Value / Share $12.92
EPS YoY Growth 16.46%
🏛️

Balance Sheet (FY 2025)

Total Assets $39.67M
Total Liabilities $14.88B
Stockholders' Equity $1.89B
Current Assets N/A
Current Liabilities N/A