← OppFi Inc. OPFI
Market Price
$7.13
Market Cap
$1.03B
P/E Ratio
N/A
Revenue (FY 2025)
↑18.6% YoY
$381.18M
3-Yr CAGR: 20.7%
Net Income
↑262.8% YoY
$26.33M
Net Margin: 6.9%
Free Cash Flow
↑23.0% YoY
$382.19M
FCF Yield: 37.22%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity
Efficiency
8.5%
ROA: 3.5%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (OPFI)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2019 | $114.9M | — | $93.0M | $33.0M | — | — | — | $148.9M | $148.9M | — |
| FY 2020 | $200.2M | +74.3% | $179.6M | $-0.2M | -100.6% | — | — | $-0.3M | $-0.3M | -100.2% |
| FY 2021 | $263.7M | +31.7% | $239.6M | $25.6M | +13,865.6% | — | — | $167.3M | $167.3M | +60,198.3% |
| FY 2022 | $217.0M | -17.7% | $181.8M | $7.1M | -72.2% | — | — | $243.3M | $230.0M | +37.5% |
| FY 2023 | $273.2M | +25.9% | $226.4M | $-1.0M | -114.2% | — | — | $296.1M | $287.2M | +24.8% |
| FY 2024 | $321.5M | +17.7% | $276.8M | $7.3M | +822.2% | — | — | $323.8M | $310.8M | +8.2% |
| FY 2025 | $381.2M | +18.6% | $341.8M | $26.3M | +262.8% | — | — | $401.3M | $382.2M | +23.0% |
Valuation
Market Price
$7.13
Market Cap
$1.03B
Enterprise Value
N/A
P/E Ratio
N/A
P/B Ratio
3.32
FCF Yield
37.22%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
89.67%
Operating Margin
47.87%
Net Margin
6.91%
Return on Equity (ROE)
8.52%
Return on Assets (ROA)
3.49%
Asset Turnover
0.51x
Revenue 3-Yr CAGR
20.67%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
N/A
Total Debt
N/A
Book Value / Share
$2.14
Cash Flow Efficiency
Operating Cash Flow
$401.31M
Capital Expenditures (CapEx)
$19.11M
Free Cash Flow
$382.19M
OCF / Revenue
105.28%
FCF / Revenue
100.26%
FCF 3-Yr CAGR
18.44%
Per Share Metrics
EPS (Diluted)
N/A
EPS (Basic)
N/A
Dividends / Share
N/A
Book Value / Share
$2.14
EPS YoY Growth
N/A
Balance Sheet (FY 2025)
Total Assets
$754.09M
Total Liabilities
$754.09M
Stockholders' Equity
$308.88M
Current Assets
N/A
Current Liabilities
N/A