OLD REPUBLIC INTERNATIONAL CORP ORI

Latest FY: 2025 Financial Services Insurance - Property & Casualty
Market Price $42.83
Market Cap $10.41B
P/E Ratio 11.51
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑11.0% YoY
$9.14B
3-Yr CAGR: 4.2%
Net Income ↑9.7% YoY
$935.40M
Net Margin: 10.2%
Free Cash Flow ↓-5.6% YoY
$1.16B
FCF Yield: 11.18%
EPS (Diluted) ↑14.8% YoY
$3.72
Basic: $3.82
Return on Equity Efficiency
15.8%
ROA: 3.1%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (ORI)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $5,900.5M $3,519.7M $466.9M $1.62 $637.3M $637.3M
FY 2017 $6,263.1M +6.1% $3,747.6M $560.5M +20.0% $1.92 +18.5% $452.8M $452.8M -29.0%
FY 2018 $6,021.8M -3.9% $3,531.7M $370.5M -33.9% $1.24 -35.4% $760.5M $760.5M +68.0%
FY 2019 $7,213.7M +19.8% $4,623.9M $1,056.4M +185.1% $3.51 +183.1% $936.2M $936.2M +23.1%
FY 2020 $7,166.0M -0.7% $4,649.5M $558.6M -47.1% $1.87 -46.7% $1,185.0M $1,185.0M +26.6%
FY 2021 $9,341.6M +30.4% $6,886.0M $1,534.3M +174.7% $5.05 +170.1% $1,311.7M $1,311.7M +10.7%
FY 2022 $8,083.7M -13.5% $5,588.0M $686.4M -55.3% $2.26 -55.2% $1,170.6M $1,170.6M -10.8%
FY 2023 $7,258.3M -10.2% $4,610.1M $598.6M -12.8% $2.10 -7.1% $880.4M $880.4M -24.8%
FY 2024 $8,231.5M +13.4% $5,124.9M $852.7M +42.4% $3.24 +54.3% $1,233.4M $1,233.4M +40.1%
FY 2025 $9,136.3M +11.0% $5,703.5M $935.4M +9.7% $3.72 +14.8% $1,164.3M $1,164.3M -5.6%
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Valuation

Market Price $42.83
Market Cap $10.41B
Enterprise Value N/A
P/E Ratio 11.51
P/B Ratio 1.76
FCF Yield 11.18%
Dividend Yield 8.92%
Shares Outstanding 243,554,000
%

Profitability & Margins

Gross Margin 62.43%
Operating Margin 12.80%
Net Margin 10.24%
Return on Equity (ROE) 15.82%
Return on Assets (ROA) 3.13%
Asset Turnover 0.31x
Revenue 3-Yr CAGR 4.16%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents N/A
Total Debt N/A
Book Value / Share $24.28
💧

Cash Flow Efficiency

Operating Cash Flow $1.16B
Capital Expenditures (CapEx) N/A
Free Cash Flow $1.16B
OCF / Revenue 12.74%
FCF / Revenue 12.74%
FCF 3-Yr CAGR -0.18%
🏷️

Per Share Metrics

EPS (Diluted) $3.72
EPS (Basic) $3.82
Dividends / Share $3.82
Book Value / Share $24.28
EPS YoY Growth 14.81%
🏛️

Balance Sheet (FY 2025)

Total Assets $29.86B
Total Liabilities $219.30M
Stockholders' Equity $5.91B
Current Assets N/A
Current Liabilities N/A