← Paymentus Holdings, Inc. PAY
Market Price
$41.84
Market Cap
$5.31B
P/E Ratio
N/A
Revenue (FY 2025)
↑37.3% YoY
$1.20B
3-Yr CAGR: 34.0%
Net Income
↑51.5% YoY
$66.94M
Net Margin: 5.6%
Free Cash Flow
↑156.1% YoY
$161.77M
FCF Yield: 3.05%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity
Efficiency
11.9%
ROA: 10.0%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (PAY)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2019 | $235.8M | — | $74.4M | $13.7M | — | — | — | $17.5M | $16.5M | — |
| FY 2020 | $301.8M | +28.0% | $92.6M | $13.7M | +0.1% | — | — | $35.6M | $35.2M | +113.5% |
| FY 2021 | $395.5M | +31.1% | $121.4M | $9.3M | -32.2% | — | — | $19.5M | $18.5M | -47.3% |
| FY 2022 | $497.0M | +25.7% | $149.7M | $-0.5M | -105.5% | — | — | $19.9M | $18.6M | +0.5% |
| FY 2023 | $614.5M | +23.6% | $182.3M | $22.3M | +4,451.3% | — | — | $68.8M | $68.2M | +266.6% |
| FY 2024 | $871.7M | +41.9% | $238.2M | $44.2M | +97.9% | — | — | $63.6M | $63.2M | -7.4% |
| FY 2025 | $1,196.5M | +37.3% | $296.3M | $66.9M | +51.5% | — | — | $162.1M | $161.8M | +156.1% |
Valuation
Market Price
$41.84
Market Cap
$5.31B
Enterprise Value
N/A
P/E Ratio
N/A
P/B Ratio
9.39
FCF Yield
3.05%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
24.77%
Operating Margin
7.13%
Net Margin
5.59%
Return on Equity (ROE)
11.94%
Return on Assets (ROA)
10.02%
Asset Turnover
1.79x
Revenue 3-Yr CAGR
34.03%
Financial Health & Liquidity
Current Ratio
4.46
Cash Ratio
3.25
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$320.91M
Total Debt
N/A
Book Value / Share
$4.45
Cash Flow Efficiency
Operating Cash Flow
$162.13M
Capital Expenditures (CapEx)
$361.00K
Free Cash Flow
$161.77M
OCF / Revenue
13.55%
FCF / Revenue
13.52%
FCF 3-Yr CAGR
105.61%
Per Share Metrics
EPS (Diluted)
N/A
EPS (Basic)
N/A
Dividends / Share
N/A
Book Value / Share
$4.45
EPS YoY Growth
N/A
Balance Sheet (FY 2025)
Total Assets
$667.88M
Total Liabilities
$667.88M
Stockholders' Equity
$560.39M
Current Assets
$441.33M
Current Liabilities
$98.85M