← PRA GROUP INC PRAA
Market Price
$20.59
Market Cap
$772.35M
P/E Ratio
N/A
Revenue (FY 2025)
↑7.8% YoY
$1.20B
3-Yr CAGR: 7.5%
Net Income
↓-532.2% YoY
-$305.14M
Net Margin: -25.4%
Free Cash Flow
↑8.4% YoY
-$90.36M
FCF Yield: -11.70%
EPS (Diluted)
↓-535.2% YoY
$-7.79
Basic: $-7.79
Return on Equity
Efficiency
-31.1%
ROA: -6.0%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (PRAA)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2019: Revenue YoY (+5.7%) is identical to Gross Profit YoY (+5.7%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
- FY 2020: Revenue YoY (-38.2%) is identical to Gross Profit YoY (-38.2%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2021: Revenue YoY (+50.8%) is identical to Gross Profit YoY (+50.8%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $830.6M | — | $749.7M | $85.1M | — | $1.83 | — | $103.0M | $88.9M | — |
| FY 2017 | $813.6M | -2.0% | $709.9M | $162.3M | +90.7% | $3.54 | +93.4% | $0.8M | $-22.0M | -124.8% |
| FY 2018 | $14.9M | -98.2% | $14.9M | $65.6M | -59.6% | $1.44 | -59.3% | $80.9M | $60.3M | +374.3% |
| FY 2019 | $15.8M | +5.7% | $15.8M | $86.2M | +31.4% | $1.89 | +31.2% | $133.4M | $115.4M | +91.2% |
| FY 2020 | $9.7M | -38.2% | $9.7M | $149.3M | +73.3% | $3.26 | +72.5% | $141.7M | $124.5M | +7.9% |
| FY 2021 | $14.7M | +50.8% | $14.7M | $183.2M | +22.6% | $4.04 | +23.9% | $84.9M | $73.7M | -40.8% |
| FY 2022 | $966.5M | +6,475.4% | $833.6M | $117.1M | -36.0% | $2.94 | -27.2% | $21.6M | $8.3M | -88.7% |
| FY 2023 | $802.6M | -17.0% | $607.9M | $-83.5M | -171.3% | $-2.13 | -172.4% | $-97.5M | $-100.4M | -1,304.0% |
| FY 2024 | $1,114.5M | +38.9% | $876.0M | $70.6M | +184.6% | $1.79 | +184.0% | $-94.6M | $-98.6M | +1.8% |
| FY 2025 | $1,201.8M | +7.8% | $938.5M | $-305.1M | -532.2% | $-7.79 | -535.2% | $-85.5M | $-90.4M | +8.4% |
Valuation
Market Price
$20.59
Market Cap
$772.35M
Enterprise Value
N/A
P/E Ratio
N/A
P/B Ratio
0.80
FCF Yield
-11.70%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
78.09%
Operating Margin
-2.52%
Net Margin
-25.39%
Return on Equity (ROE)
-31.14%
Return on Assets (ROA)
-5.98%
Asset Turnover
0.24x
Revenue 3-Yr CAGR
7.53%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$104.41M
Total Debt
N/A
Book Value / Share
$25.69
Cash Flow Efficiency
Operating Cash Flow
-$85.54M
Capital Expenditures (CapEx)
$4.82M
Free Cash Flow
-$90.36M
OCF / Revenue
-7.12%
FCF / Revenue
-7.52%
FCF 3-Yr CAGR
N/A
Per Share Metrics
EPS (Diluted)
$-7.79
EPS (Basic)
$-7.79
Dividends / Share
N/A
Book Value / Share
$25.69
EPS YoY Growth
-535.20%
Balance Sheet (FY 2025)
Total Assets
$5.10B
Total Liabilities
$17.06M
Stockholders' Equity
$979.85M
Current Assets
N/A
Current Liabilities
N/A