← Primerica, Inc. PRI
Market Price
$313.58
Market Cap
$9.75B
P/E Ratio
13.69
Revenue (FY 2025)
↑6.6% YoY
$3.29B
3-Yr CAGR: 6.6%
Net Income
↑59.7% YoY
$751.23M
Net Margin: 22.8%
Free Cash Flow
↑5.1% YoY
$875.13M
FCF Yield: 8.98%
EPS (Diluted)
↑67.1% YoY
$22.91
Basic: $22.95
Return on Equity
Efficiency
30.7%
ROA: 1,659.3%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (PRI)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2017: Revenue YoY (+11.2%) is identical to Gross Profit YoY (+11.2%). Verify the underlying Revenue and Gross Profit values for FY 2017 and FY 2016.
- FY 2018: Revenue YoY (+12.5%) is identical to Gross Profit YoY (+12.5%). Verify the underlying Revenue and Gross Profit values for FY 2018 and FY 2017.
- FY 2019: Revenue YoY (+8.0%) is identical to Gross Profit YoY (+8.0%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
- FY 2020: Revenue YoY (+8.0%) is identical to Gross Profit YoY (+8.0%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2025: Revenue YoY (+6.6%) is identical to Gross Profit YoY (+6.6%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $1,519.1M | — | $379.8M | $219.4M | — | $4.59 | — | $292.2M | $292.2M | — |
| FY 2017 | $1,689.1M | +11.2% | $422.3M | $350.3M | +59.6% | $7.61 | +65.8% | $388.5M | $388.5M | +33.0% |
| FY 2018 | $1,899.8M | +12.5% | $475.0M | $324.1M | -7.5% | $7.33 | -3.7% | $478.1M | $478.1M | +23.0% |
| FY 2019 | $2,052.5M | +8.0% | $513.1M | $366.4M | +13.1% | $8.62 | +17.6% | $485.5M | $485.5M | +1.6% |
| FY 2020 | $2,217.5M | +8.0% | $554.4M | $386.2M | +5.4% | $9.57 | +11.0% | $643.4M | $643.4M | +32.5% |
| FY 2021 | $2,709.7M | +22.2% | $2,372.4M | $373.4M | -3.3% | $9.38 | -2.0% | $657.0M | $657.0M | +2.1% |
| FY 2022 | $2,720.1M | +0.4% | $2,407.9M | $373.0M | -0.1% | $9.74 | +3.8% | $757.7M | $731.9M | +11.4% |
| FY 2023 | $2,815.7M | +3.5% | $2,510.7M | $576.6M | +54.6% | $15.94 | +63.7% | $692.5M | $658.6M | -10.0% |
| FY 2024 | $3,089.1M | +9.7% | $772.3M | $470.5M | -18.4% | $13.71 | -14.0% | $862.1M | $832.9M | +26.5% |
| FY 2025 | $3,291.7M | +6.6% | $822.9M | $751.2M | +59.7% | $22.91 | +67.1% | $901.2M | $875.1M | +5.1% |
Valuation
Market Price
$313.58
Market Cap
$9.75B
Enterprise Value
N/A
P/E Ratio
13.69
P/B Ratio
4.00
FCF Yield
8.98%
Dividend Yield
1.33%
Shares Outstanding
Profitability & Margins
Gross Margin
25.00%
Operating Margin
25.35%
Net Margin
22.82%
Return on Equity (ROE)
30.71%
Return on Assets (ROA)
1,659.27%
Asset Turnover
72.70x
Revenue 3-Yr CAGR
6.56%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$756.23M
Total Debt
N/A
Book Value / Share
$78.43
Cash Flow Efficiency
Operating Cash Flow
$901.18M
Capital Expenditures (CapEx)
$26.05M
Free Cash Flow
$875.13M
OCF / Revenue
27.38%
FCF / Revenue
26.59%
FCF 3-Yr CAGR
6.14%
Per Share Metrics
EPS (Diluted)
$22.91
EPS (Basic)
$22.95
Dividends / Share
$4.16
Book Value / Share
$78.43
EPS YoY Growth
67.10%
Balance Sheet (FY 2025)
Total Assets
$45.27M
Total Liabilities
$28.31M
Stockholders' Equity
$2.45B
Current Assets
N/A
Current Liabilities
N/A