← FIRST FINANCIAL CORP /IN/ THFF
Market Price
$82.39
Market Cap
$979.77M
P/E Ratio
12.33
Revenue (FY 2025)
↑26.0% YoY
$1.45M
3-Yr CAGR: -10.0%
Net Income
↑67.5% YoY
$79.21M
Net Margin: 5,451.3%
Free Cash Flow
↑59.3% YoY
$86.42M
FCF Yield: 8.82%
EPS (Diluted)
↑67.0% YoY
$6.68
Basic: $6.68
Return on Equity
Efficiency
12.2%
ROA: 487.9%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (THFF)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2017: Revenue YoY (-8.4%) is identical to Gross Profit YoY (-8.4%). Verify the underlying Revenue and Gross Profit values for FY 2017 and FY 2016.
- FY 2018: Revenue YoY (+8.4%) is identical to Gross Profit YoY (+8.4%). Verify the underlying Revenue and Gross Profit values for FY 2018 and FY 2017.
- FY 2019: Revenue YoY (+40.7%) is identical to Gross Profit YoY (+40.7%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
- FY 2020: Revenue YoY (+157.5%) is identical to Gross Profit YoY (+157.5%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2021: Revenue YoY (-24.5%) is identical to Gross Profit YoY (-24.5%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
- FY 2022: Revenue YoY (-60.1%) is identical to Gross Profit YoY (-60.1%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
- FY 2023: Revenue YoY (-51.6%) is identical to Gross Profit YoY (-51.6%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
- FY 2024: Revenue YoY (+19.4%) is identical to Gross Profit YoY (+19.4%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
- FY 2025: Revenue YoY (+26.0%) is identical to Gross Profit YoY (+26.0%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $1.8M | — | $1.8M | $38.4M | — | $3.12 | — | $41.2M | $38.1M | — |
| FY 2017 | $1.7M | -8.4% | $1.7M | $29.1M | -24.2% | $2.38 | -23.7% | $50.1M | $47.2M | +23.6% |
| FY 2018 | $1.8M | +8.4% | $1.8M | $46.6M | +59.9% | $3.80 | +59.7% | $57.4M | $55.4M | +17.6% |
| FY 2019 | $2.6M | +40.7% | $2.6M | $48.9M | +4.9% | $3.80 | 0.0% | $49.9M | $48.8M | -12.0% |
| FY 2020 | $6.6M | +157.5% | $6.6M | $53.8M | +10.2% | $3.93 | +3.4% | $77.4M | $73.5M | +50.7% |
| FY 2021 | $5.0M | -24.5% | $5.0M | $53.0M | -1.6% | $4.02 | +2.3% | $55.1M | $51.2M | -30.3% |
| FY 2022 | $2.0M | -60.1% | $2.0M | $71.1M | +34.2% | $5.82 | +44.8% | $78.8M | $77.4M | +51.0% |
| FY 2023 | $1.0M | -51.6% | $1.0M | $60.7M | -14.7% | $5.08 | -12.7% | $86.1M | $79.5M | +2.8% |
| FY 2024 | $1.2M | +19.4% | $1.2M | $47.3M | -22.1% | $4.00 | -21.3% | $60.4M | $54.3M | -31.8% |
| FY 2025 | $1.5M | +26.0% | $1.5M | $79.2M | +67.5% | $6.68 | +67.0% | $90.4M | $86.4M | +59.3% |
Valuation
Market Price
$82.39
Market Cap
$979.77M
Enterprise Value
$1.09B
P/E Ratio
12.33
P/B Ratio
1.51
FCF Yield
8.82%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
0.93%
Operating Margin
6,793.81%
Net Margin
5,451.34%
Return on Equity (ROE)
12.17%
Return on Assets (ROA)
487.91%
Asset Turnover
0.09x
Revenue 3-Yr CAGR
-10.01%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.289
Debt / Assets
11.593
Cash & Equivalents
$74.39M
Total Debt
$188.21M
Book Value / Share
$54.73
Cash Flow Efficiency
Operating Cash Flow
$90.41M
Capital Expenditures (CapEx)
$3.98M
Free Cash Flow
$86.42M
OCF / Revenue
6,221.95%
FCF / Revenue
5,947.83%
FCF 3-Yr CAGR
3.76%
Per Share Metrics
EPS (Diluted)
$6.68
EPS (Basic)
$6.68
Dividends / Share
N/A
Book Value / Share
$54.73
EPS YoY Growth
67.00%
Balance Sheet (FY 2025)
Total Assets
$16.23M
Total Liabilities
$5.11B
Stockholders' Equity
$650.87M
Current Assets
N/A
Current Liabilities
N/A