← WINTRUST FINANCIAL CORP WTFC
Market Price
$162.40
Market Cap
$10.95B
P/E Ratio
14.25
Revenue (FY 2025)
↑5.9% YoY
$265.63M
3-Yr CAGR: 6.9%
Net Income
↑18.5% YoY
$823.84M
Net Margin: 310.1%
Free Cash Flow
↑35.4% YoY
$860.40M
FCF Yield: 7.86%
EPS (Diluted)
↑10.6% YoY
$11.40
Basic: $11.57
Return on Equity
Efficiency
11.3%
ROA: 840.7%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (WTFC)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2020: Revenue YoY (+5.4%) is identical to Gross Profit YoY (+5.4%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2023: Revenue YoY (+1.3%) is identical to Gross Profit YoY (+1.3%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
- FY 2024: Revenue YoY (+13.7%) is identical to Gross Profit YoY (+13.7%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
- FY 2025: Revenue YoY (+5.9%) is identical to Gross Profit YoY (+5.9%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $722.2M | — | $631.9M | $206.9M | — | $3.66 | — | $309.1M | $275.2M | — |
| FY 2017 | $832.1M | +15.2% | $717.7M | $257.7M | +24.6% | $4.40 | +20.2% | $401.0M | $341.8M | +24.2% |
| FY 2018 | $964.9M | +16.0% | $759.0M | $343.2M | +33.2% | $5.86 | +33.2% | $377.2M | $308.9M | -9.6% |
| FY 2019 | $161.5M | -83.3% | $161.5M | $355.7M | +3.7% | $6.03 | +2.9% | $266.0M | $184.0M | -40.4% |
| FY 2020 | $170.1M | +5.4% | $170.1M | $293.0M | -17.6% | $4.68 | -22.4% | $-518.5M | $-582.1M | -416.4% |
| FY 2021 | $207.2M | +21.8% | $56.6M | $466.2M | +59.1% | $7.58 | +62.0% | $1,130.9M | $1,073.8M | +284.5% |
| FY 2022 | $217.7M | +5.1% | $217.7M | $509.7M | +9.3% | $8.02 | +5.8% | $1,375.0M | $1,321.6M | +23.1% |
| FY 2023 | $220.4M | +1.3% | $220.4M | $622.6M | +22.2% | $9.58 | +19.5% | $744.4M | $698.0M | -47.2% |
| FY 2024 | $250.7M | +13.7% | $250.7M | $695.0M | +11.6% | $10.31 | +7.6% | $721.6M | $635.5M | -8.9% |
| FY 2025 | $265.6M | +5.9% | $265.6M | $823.8M | +18.5% | $11.40 | +10.6% | $910.3M | $860.4M | +35.4% |
Valuation
Market Price
$162.40
Market Cap
$10.95B
Enterprise Value
N/A
P/E Ratio
14.25
P/B Ratio
1.51
FCF Yield
7.86%
Dividend Yield
1.23%
Shares Outstanding
Profitability & Margins
Gross Margin
15.01%
Operating Margin
421.03%
Net Margin
310.14%
Return on Equity (ROE)
11.35%
Return on Assets (ROA)
840.67%
Asset Turnover
2.71x
Revenue 3-Yr CAGR
6.86%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$392.20M
Total Debt
N/A
Book Value / Share
$107.62
Cash Flow Efficiency
Operating Cash Flow
$910.35M
Capital Expenditures (CapEx)
$49.95M
Free Cash Flow
$860.40M
OCF / Revenue
342.71%
FCF / Revenue
323.90%
FCF 3-Yr CAGR
-13.33%
Per Share Metrics
EPS (Diluted)
$11.40
EPS (Basic)
$11.57
Dividends / Share
$2.00
Book Value / Share
$107.62
EPS YoY Growth
10.57%
Balance Sheet (FY 2025)
Total Assets
$98.00M
Total Liabilities
$70.54M
Stockholders' Equity
$7.26B
Current Assets
N/A
Current Liabilities
N/A