BayCom Corp

Annual Trend FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Cash and cash equivalents $323.6m $295.4m $299.3m $379.7m $176.8m $307.5m $364.0m $206.5m
Interest receivable and other assets $17.4m $19.5m $27.5m $29.9m $45.5m $47.4m $43.7m $38.4m
Core deposit intangible, net $9.2m $8.3m $6.5m $5.2m $3.9m $2.7m $1.7m
Goodwill $14.6m $35.5m $38.8m $38.8m $38.8m $38.8m $38.8m $38.8m
Right-of-use assets ("ROU"), net $15.3m $12.0m $12.1m $16.6m $13.9m $13.4m $12.7m
Cash due from banks $20.8m $23.5m $29.7m $21.2m $27.0m $17.9m $23.1m $26.8m
Federal funds sold and interest-bearing balances in banks $302.7m $271.9m $269.6m $358.5m $149.8m $289.6m $340.9m $179.7m
Time deposits in banks $1.7m $7.7m $3.6m $2.2m $1.2m $249k $0
Investment securities available-for-sale ("AFS"), at fair value, net of allowance for credit losses of $0 at both December 31, 2025 and December 31, 2024 $154.0m $163.2m $193.3m $179.7m
Equity securities, at fair value $13.8m $12.6m $13.1m $12.6m
Federal Home Loan Bank ("FHLB") stock, at par $5.2m $7.2m $7.7m $8.4m $10.7m $11.3m $11.3m $11.5m
Federal Reserve Bank ("FRB") stock, at par $4.1m $6.7m $7.6m $7.7m $9.6m $9.6m $9.6m $7.7m
Loans held for sale $855k $2.2m $8.7m $6.5m $2.4m $2.2m $1.3m
Loans, net of allowance for credit losses of $21,210 at December 31, 2025 and $17,900 at December 31, 2024 $1.9b $1.9b $2.0b
Premises and equipment, net $11.2m $10.5m $15.1m $14.4m $13.3m $13.7m $13.4m $13.2m
Cash surrender value of bank owned life insurance ("BOLI") policies, net $19.6m $20.2m $20.9m $21.6m $22.2m $22.9m $23.6m $24.4m
Noninterest and interest bearing deposits $1.3b $1.7b $1.8b $2.0b $2.1b $2.1b $2.2b $2.2b
Junior subordinated deferrable interest debentures, net $8.2m $8.2m $8.3m $8.4m $8.5m $8.6m $8.6m $8.7m
Subordinated debt, net $0 $63.4m $63.5m $63.7m $63.9m $63.7m
Salary continuation plan $3.3m $3.7m $4.0m $4.4m $4.8m $4.6m $4.7m $5.1m
Lease liabilities $15.6m $12.3m $12.7m $17.1m $14.8m $14.4m $13.7m
Interest payable and other liabilities $8.4m $11.3m $11.6m $13.9m $16.5m $14.6m $14.6m $14.0m
Total shareholders' equity $200.8m $254.2m $252.6m $262.6m $317.1m $312.9m $324.4m $338.6m
Total assets $1.5b $2.0b $2.2b $2.4b $2.5b $2.6b $2.7b $2.6b
Total liabilities $1.3b $1.7b $1.9b $2.1b $2.2b $2.2b $2.3b $2.3b
Common stock, no par value; 100,000,000 shares authorized; 10,887,681 and 11,121,475 shares issued and outstanding at December 31, 2025 and December 31, 2024, respectively 149.2m 184.0m 167.2m 157.1m 204.3m 180.9m 172.3m 166.0m
Additional paid in capital $287k $287k $287k $287k $287k $287k $287k $287k
Accumulated other comprehensive loss, net of tax ($103k) $1.3m $2.7m $2.2m ($14.8m) ($14.6m) ($13.0m) ($6.6m)
Retained earnings $51.3m $68.6m $82.4m $103.1m $127.4m $146.3m $164.8m $178.9m
Total liabilities and shareholders' equity $1.5b $2.0b $2.2b $2.4b $2.5b $2.6b $2.7b $2.6b

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.