← BYLINE BANCORP, INC.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income (Loss) Attributable to Parent $66.7m $21.7m $41.2m $57.0m $37.5m $92.8m $88.0m $107.9m $120.8m $130.1m
Net Income (Loss) Available to Common Stockholders, Basic $66.7m $10.4m $40.4m $56.2m $36.7m $92.0m $87.8m $107.9m $120.8m —
Depreciation, Amortization and Accretion, Net $5.1m $5.2m $5.6m $6.4m $6.5m $6.0m $4.3m $4.5m $5.0m $4.6m
Amortization of Debt Issuance Costs — — — — $84k $175k $174k $175k $174k $160k
Amortization of Intangible Assets $3.0m $3.1m $5.6m $7.7m $7.6m $7.1m $6.7m $6.0m $5.4m $5.6m
Deferred Income Tax Expense (Benefit) ($61.5m) $16.6m $15.4m ($882k) ($9.1m) ($60k) $25.6m $26.6m ($2.6m) $7.8m
Share-based Payment Arrangement, Noncash Expense $899k $1.5m $1.5m $1.7m $2.6m $4.0m $5.3m $6.7m $7.9m $9.3m
Payment, Tax Withholding, Share-based Payment Arrangement — — — — — — — $2.3m $2.8m $5.0m
Share-based Payment Arrangement, Expense $899k $1.3m $458k — — — — — — —
Gain (Loss) on Sale of Assets and Asset Impairment Charges — — — — — $2.2m — — $1.1m $0
Goodwill, Impairment Loss — $0 $0 $0 $0 $0 $0 $0 $0 $0
Operating Lease, Impairment Loss — — — — — — — $395k $194k $0
Gain (Loss) on Disposition of Property Plant Equipment ($20k) ($110k) ($151k) ($26k) ($3.0m) $313k ($297k) $723k $1.3m $672k
Gain (Loss) on Extinguishment of Debt — — — — — — — — — ($843k)
Income Tax Expense (Benefit) ($61.2m) $19.1m $14.2m $20.3m $14.2m $31.4m $26.7m $37.8m $40.3m $43.2m
Changes in operating assets and liabilities:
Additional Financial Items
Increase (Decrease) in Other Operating Assets $4.0m $350k $5.3m $10.3m — — — — — —
Provision for Loan, Lease, and Other Losses — — — — — — — — $27.0m —
Bank Owned Life Insurance Income — $313k — $69k — $0 — — — —
Gain (Loss) on Sales of Loans, Net $4.3m $33.1m $31.6m $31.8m $33.3m $46.3m $31.9m $22.8m $24.5m $22.7m
Proceeds from Stock Options Exercised — — $2.3m $3.1m — — — — — —
Parent Company — — — — $5.7m $11.3m $13.4m $14.6m $15.8m $18.2m
Accretion Expense $876k $721k $624k $566k $505k $455k $432k $453k $438k $519k
Debt and Equity Securities, Gain (Loss) — — $164k $1.2m $5.3m $1.4m $50k $0 ($699k) ($21k)
Equipment Expense $2.0m $2.5m $2.4m $3.1m $3.6m $4.1m $3.8m $4.5m $4.0m $3.8m
Equity Securities, FV-NI, Realized Gain (Loss) — — — $1.4m $729k ($62k) ($603k) $1.1m $1.1m $795k
Gain (Loss) on Sale of Properties $967k ($217k) $1.1m $82k $1k $632k $208k $349k $1.5m $834k
Gain (Loss) on Termination of Lease — — — — — — — $838k $67k —
Goodwill $52.0m $52.0m $128.2m $148.4m $148.4m $148.4m $148.4m $181.7m $181.7m $181.9m
Financing Receivable, Credit Loss, Expense (Reversal) — — — — — — — — $28.3m $35.8m
Stock or Unit Option Plan Expense — — — — — — — — $0 $0
Net Cash Provided by (Used in) Operating Activities ($26.2m) $2.1m $79.9m $29.3m $109.0m $74.4m $220.3m $166.1m $175.2m $140.3m
Cash flows from investing activities:
Payments to Acquire Property, Plant, and Equipment $5.9m $2.5m $2.6m $4.3m $3.9m $2.2m $3.6m $3.9m $4.0m $4.0m
Payments to Acquire Businesses, Net of Cash Acquired $11.3m — — — — — — — — —
Net Cash Provided by (Used in) Investing Activities ($271.3m) ($36.9m) ($369.4m) ($250.6m) ($886.4m) ($236.0m) ($819.9m) ($336.2m) ($330.9m) ($223.6m)
Cash flows from financing activities:
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale $95.4m $7.9m $29.6m $123.6m $193.0m $46.8m $26.8m $11.2m $111.1m $80.4m
Proceeds from Issuance of Common Stock $49.6m $76.8m $203k $580k $3.6m $2.1m $1.5m $1.8m $4.5m $1.9m
Payments for Repurchase of Common Stock — — — — $1.7m $28.9m $17.3m $0 $0 $23.7m
Payments of Ordinary Dividends, Common Stock — — — — $5.7m $11.3m $13.4m $14.6m $15.8m $18.2m
Other Interest and Dividend Income $393k $871k $1.8m $2.3m $1.6m $2.3m $2.8m $7.7m $20.4m $9.2m
Net Cash Provided by (Used in) Financing Activities $299.2m $46.6m $353.0m $180.1m $780.0m $236.1m $620.9m $217.0m $492.8m ($330.8m)
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect — — — ($41.1m) $2.7m $74.5m $21.4m $46.8m $337.0m ($414.0m)
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents — — — $80.7m $83.4m $157.9m $179.4m $226.1m $563.1m $149.1m
Supplemental disclosure of cash flow information:
Interest Paid, Excluding Capitalized Interest, Operating Activities $6.2m $15.3m $26.0m $48.0m $25.9m $13.1m $31.2m $128.6m $217.4m $197.0m
Income Taxes Paid, Net ($250k) $2.8m $3.5m $19.4m $14.4m $34.8m $28.7m $12.2m $12.5m —

Data sourced from SEC EDGAR 10-K filings via EdgarTools. Amounts are shown in USD as reported in each fiscal year filing.