← nCino, Inc.
| Annual Trend | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|---|---|
| Cash and cash equivalents (VIE: $2,254 and $3,421 at January 31, 2025 and 2026, respectively) | $371.4m | $88.0m | $82.0m | $112.1m | $120.9m | $88.4m | |
| Accounts receivable, less allowances of $1,229 and $2,825 at January 31, 2025 and 2026, respectively | $55.5m | $74.5m | $99.5m | $113.0m | $146.8m | $166.5m | |
| Prepaid expenses and other current assets | $10.4m | $13.4m | $16.3m | $15.2m | $21.1m | $21.4m | |
| Long-term prepaid expenses and other assets | — | — | $8.1m | $10.1m | $10.2m | $14.7m | |
| Total current assets | $442.2m | $183.5m | $207.2m | $250.8m | $302.2m | $293.5m | |
| Property and equipment, net | $29.9m | $60.7m | $84.4m | $79.1m | $75.0m | $75.6m | |
| Goodwill | $57.1m | $841.5m | $839.4m | $838.9m | $1.0b | $1.1b | |
| Intangible assets, net | $23.1m | $180.1m | $152.8m | $115.6m | $154.6m | $135.7m | |
| Operating lease right-of-use assets, net | $0 | $13.2m | $10.5m | $19.3m | $16.0m | $12.7m | |
| Costs capitalized to obtain revenue contracts, current portion, net | $4.9m | $7.6m | $9.4m | $10.5m | $13.5m | $17.2m | |
| Costs capitalized to obtain revenue contracts, noncurrent, net | $10.2m | $16.4m | $18.2m | $17.4m | $23.7m | $30.7m | |
| Investments (related party $2,500 and $0 at January 31, 2025 and 2026, respectively) | $0 | $4.0m | $6.5m | $9.3m | $9.3m | $7.3m | |
| Accrued expenses and other current liabilities | $4.1m | $14.7m | $10.9m | $10.8m | $16.2m | $64.4m | |
| Deferred revenue | $89.1m | $122.6m | $154.9m | $170.9m | $191.2m | $210.6m | |
| Financing obligations, current portion | $324k | $621k | $1.0m | $1.5m | $1.7m | $818k | |
| Operating lease liabilities, current portion | $0 | $3.5m | $3.9m | $3.6m | $5.2m | $4.2m | |
| Operating lease liabilities, noncurrent | $0 | $11.2m | $7.3m | $16.4m | $12.8m | $9.7m | |
| Deferred income taxes, noncurrent | $368k | $1.7m | $2.8m | $3.7m | $13.9m | $7.0m | |
| Revolving credit facility, noncurrent | — | $0 | $30.0m | $0 | $166.0m | $213.5m | |
| Financing obligations, noncurrent | $15.9m | $33.5m | $54.4m | $52.7m | $51.2m | $50.4m | |
| Redeemable non-controlling interest (Note 2) | $3.8m | $2.9m | $3.6m | $3.4m | $8.3m | $12.7m | |
| Total stockholders’ equity | $425.2m | $1.1b | $1.0b | $1.0b | $1.1b | $1.1b | |
| Total assets | $563.4m | $1.3b | $1.3b | $1.3b | $1.6b | $1.6b | |
| Accounts payable | $1.6m | $11.4m | $11.9m | $11.8m | $13.6m | $14.5m | |
| Deferred revenue, noncurrent | $946k | $44k | $0 | $0 | $269k | $170k | |
| Total current liabilities | $115.7m | $174.4m | $205.2m | $215.0m | $251.5m | $294.5m | |
| Other long-term liabilities | — | — | — | $0 | $17.2m | $4.1m | |
| Total liabilities | $134.4m | $230.5m | $299.6m | $287.8m | $512.8m | $579.5m | |
| Preferred stock, $0.001 par value; 10,000,000 shares authorized, and none issued and outstanding as of January 31, 2025 and 2026 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Common stock, $0.0005 par value; 500,000,000 shares authorized as of January 31, 2025 and 2026; 115,996,852 and 118,868,921 shares issued; 115,996,852 and 113,904,867 outstanding as of January 31, 2025 and 2026, respectively | 47k | 55k | 56k | 57k | 58k | 59k | |
| Treasury stock, at cost; 0 and 4,964,054 shares at January 31, 2025 and January 31, 2026, respectively | — | — | — | — | $0 | ($125.6m) | |
| Additional paid-in capital | $586.0m | $1.3b | $1.3b | $1.4b | $1.5b | $1.6b | |
| Accumulated other comprehensive income | $240k | ($72k) | $694k | $996k | $176k | $7.0m | |
| Accumulated deficit | ($161.1m) | ($209.6m) | ($310.3m) | ($352.8m) | ($385.3m) | ($375.8m) | |
| Total liabilities, redeemable non-controlling interest, and stockholders’ equity | $563.4m | $1.3b | $1.3b | $1.3b | $1.6b | $1.6b |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.