← Orange County Bancorp, Inc. /DE/
| Annual Trend | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|
| Accrued interest receivable | $6.3m | $6.6m | $6.3m | $5.9m | $6.7m | $10.4m | |
| Goodwill | $5.4m | $5.4m | $5.4m | $5.4m | $5.4m | $5.4m | |
| Intangible assets | $2.0m | $1.7m | $1.4m | $1.1m | $821k | $535k | |
| Other assets | $19.4m | $27.8m | $42.4m | $41.7m | $45.5m | $43.5m | |
| Cash and due from banks | $121.2m | $306.2m | $86.1m | $147.4m | $150.3m | $204.2m | |
| Investment securities - available-for-sale (amortized cost $472,097, net of allowance for credit losses of $0 at December 31, 2025 and $519,567, net of allowance for credit losses of $0 at December 31, 2024) | $330.1m | $464.8m | $533.5m | $489.9m | $443.8m | $419.4m | |
| Restricted investment in bank stocks | $1.4m | $2.2m | $9.6m | $14.5m | $9.7m | $5.9m | |
| Loans | $1.2b | $1.3b | $1.6b | $1.7b | $1.8b | $2.0b | |
| Allowance for credit losses | — | — | ($21.8m) | ($25.2m) | ($26.1m) | ($28.3m) | |
| Loans, net | $1.1b | $1.3b | $1.5b | $1.7b | $1.8b | $1.9b | |
| Premises and equipment, net | $14.0m | $14.6m | $14.7m | $16.2m | $15.8m | $15.5m | |
| Bank owned life insurance | $28.5m | $39.5m | $40.5m | $41.4m | $42.3m | $32.6m | |
| Noninterest bearing | $521.1m | $701.6m | $723.2m | $699.2m | $651.1m | $725.7m | |
| Interest bearing | $968.2m | $1.2b | $1.3b | $1.3b | $1.5b | $1.6b | |
| FHLB advances, short term | — | — | $131.5m | $224.5m | $113.5m | — | |
| FHLB advances, long term | — | — | — | $10.0m | $10.0m | $10.0m | |
| Subordinated notes, net of issuance costs | $19.3m | $19.4m | $19.4m | $19.5m | $19.6m | $24.6m | |
| Surplus | $85.1m | $119.8m | $120.1m | $120.4m | $120.9m | $164.6m | |
| Total deposits | $1.5b | $1.9b | $2.0b | $2.0b | $2.2b | $2.3b | |
| TOTAL ASSETS | $1.7b | $2.1b | $2.3b | $2.5b | $2.5b | $2.7b | |
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY | $1.7b | $2.1b | $2.3b | $2.5b | $2.5b | $2.7b | |
| Accrued expenses and other liabilities | $17.9m | $23.0m | $23.9m | $27.3m | $27.9m | $30.1m | |
| TOTAL LIABILITIES | $1.5b | $2.0b | $2.1b | $2.3b | $2.3b | $2.4b | |
| Common stock, $0.25 par value; 30,000,000 shares authorized; 13,376,464 and 11,366,608 issued; 13,368,447 and 11,350,158 outstanding, at December 31, 2025 and December 31, 2024, respectively | 2.3m | 2.8m | 2.8m | 2.8m | 2.8m | 3.3m | |
| Retained Earnings | $47.7m | $64.9m | $84.6m | $107.4m | $129.9m | $164.4m | |
| Accumulated other comprehensive income (loss), net of taxes | $1.8m | ($3.4m) | ($68.2m) | ($64.1m) | ($67.8m) | ($47.8m) | |
| Treasury stock, at cost; 8,017 and 16,450 shares at December 31, 2025 and December 31, 2024, respectively | ($1.5m) | ($1.3m) | ($1.2m) | ($1.1m) | ($375k) | ($199k) | |
| TOTAL STOCKHOLDERS' EQUITY | $135.4m | $182.8m | $138.1m | $165.4m | $185.5m | $284.4m |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.