← OneMain Holdings, Inc.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income From Continuing Operations — — — — — — $872.0m $641.0m $509.0m $783.0m
Net Income (Loss) Attributable to Parent $215.0m $183.0m $447.0m $855.0m $730.0m $1.3b $878.0m $641.0m $509.0m $783.0m
Net Income (Loss) Available to Common Stockholders, Basic $215.0m $183.0m $447.0m $855.0m $730.0m $1.3b $878.0m $641.0m $509.0m $783.0m
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest $243.0m $183.0m $447.0m — — — — — — —
Net Income (Loss) Attributable to Noncontrolling Interest $28.0m — $0 — — — — — — —
Depreciation and amortization $521.0m $328.0m $289.0m $271.0m $264.0m $264.0m $262.0m $257.0m $277.0m $287.0m
Amortization of Intangible Assets $70.0m $52.0m $43.0m $39.0m $37.0m $32.0m $13.0m $0 $0 —
Depreciation Amortization Depletion — — — — — — $262.0m $257.0m $277.0m $287.0m
Deferred Income Tax Expense (Benefit) ($97.0m) $30.0m $23.0m $1.0m ($42.0m) $78.0m ($62.0m) ($36.0m) ($42.0m) $43.0m
Deferred Income Tax — — — — — — ($64.0m) ($36.0m) ($42.0m) $43.0m
Deferred Tax — — — — — — ($64.0m) ($36.0m) ($42.0m) $43.0m
Share-based Payment Arrangement, Noncash Expense $22.0m $17.0m $21.0m $13.0m $17.0m $23.0m $31.0m $36.0m $30.0m $36.0m
Payment, Tax Withholding, Share-based Payment Arrangement $7.0m $5.0m $10.0m $5.0m $6.0m $6.0m $14.0m $10.0m $11.0m $13.0m
Share-based Payment Arrangement, Expense — — $21.0m $13.0m $15.0m $22.0m $29.0m $34.0m $28.0m $34.0m
Goodwill, Impairment Loss — $0 $0 $0 $0 $0 $0 $0 $0 $0
Income Tax Expense (Benefit) $113.0m $248.0m $177.0m $243.0m $247.0m $427.0m $285.0m $199.0m $158.0m $218.0m
Additional Financial Items
Debt Securities, Available-for-sale, Realized Gain (Loss) — — ($1.0m) — — — — — — —
Gain (Loss) on Sale of Financing Receivable — — — — $0 $47.0m $63.0m $52.0m $23.0m $64.0m
Goodwill $1.4b $1.4b $1.4b $1.4b $1.4b $1.4b $1.4b $1.4b $1.5b $1.5b
Insurance Services Revenue $449.0m $420.0m $429.0m $460.0m $443.0m $434.0m $445.0m $448.0m $445.0m $445.0m
Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims $183.0m $193.0m $189.0m $185.0m $261.0m $194.0m $166.0m $171.0m $174.0m $186.0m
Provision for Loan, Lease, and Other Losses $932.0m $955.0m $1.0b $1.1b — — — — — —
Financing Receivable, Credit Loss, Expense (Reversal) — — — — $1.3b $593.0m $1.4b $1.7b $2.0b $2.0b
Beginning Cash Position — — — — — — $1.0b $959.0m $1.5b $1.1b
Cash Flow From Continuing Financing Activities — — — — — — ($326.0m) $932.0m $161.0m $500.0m
Cash Flow From Continuing Investing Activities — — — — — — ($2.1b) ($2.9b) ($3.3b) ($3.2b)
Change In Working Capital — — — — — — ($82.0m) ($44.0m) ($125.0m) ($13.0m)
Changes In Cash — — — — — — ($58.0m) $589.0m ($406.0m) $471.0m
End Cash Position — — — — — — $959.0m $1.5b $1.1b $1.6b
Financing Cash Flow — — — — — — ($326.0m) $932.0m $161.0m $500.0m
Free Cash Flow — — — — — — $2.4b $2.5b $2.7b $3.1b
Investing Cash Flow — — — — — — ($2.1b) ($2.9b) ($3.3b) ($3.2b)
Issuance Of Capital Stock — — — — — — $2.0m $3.0m $4.0m $5.0m
Net Business Purchase And Sale — — — — — — $0 $0 ($64.0m) $0
Operating Gains Losses — — — — — — ($36.0m) ($52.0m) $11.0m $3.0m
Other Non Cash Items — — — — — — $2.0m ($4.0m) ($1.0m) ($4.0m)
Purchase Of Business — — — — — — $0 $0 ($64.0m) $0
Repurchase Of Capital Stock — — — — — — ($303.0m) ($65.0m) ($35.0m) ($141.0m)
Stock Based Compensation — — — — — — $31.0m $36.0m $30.0m $36.0m
Gain (Loss) on Sales of Loans, Net $167.0m $0 $0 — — — — — — —
Net Cash Provided by (Used in) Operating Activities $1.3b $1.6b $2.0b $2.4b $2.2b $2.2b $2.4b $2.5b $2.7b $3.1b
Cash flows from investing activities:
Payments to Acquire Businesses, Net of Cash Acquired — — — — — — — — $64.0m $0
Net Investment Purchase And Sale — — — — — — ($59.0m) $145.0m $108.0m $85.0m
Purchase Of Investment — — — — — — ($536.0m) ($184.0m) ($284.0m) ($330.0m)
Sale Of Investment — — — — — — $477.0m $329.0m $392.0m $415.0m
Payments for (Proceeds from) Other Investing Activities $27.0m $7.0m $32.0m $12.0m $29.0m $69.0m $75.0m $91.0m $78.0m $97.0m
Net Other Investing Changes — — — — — — ($75.0m) ($91.0m) ($78.0m) ($97.0m)
Net Cash Provided by (Used in) Investing Activities ($2.0m) ($2.2b) ($2.4b) ($3.4b) ($751.0m) ($2.1b) ($2.1b) ($2.9b) ($3.3b) ($3.2b)
Cash flows from financing activities:
Issuance Of Debt — — — — — — $5.6b $4.8b $4.4b $8.0b
Long Term Debt Issuance — — — — — — $5.6b $4.8b $4.4b $8.0b
Net Issuance Payments Of Debt — — — — — — $469.0m $1.5b $701.0m $1.1b
Net Long Term Debt Issuance — — — — — — $469.0m $1.5b $701.0m $1.1b
Repayments of Long-term Debt $8.3b $4.4b $5.5b $4.0b $6.8b $3.9b $5.1b $3.3b $3.7b $6.8b
Long Term Debt Payments — — — — — — ($5.1b) ($3.3b) ($3.7b) ($6.8b)
Repayment Of Debt — — — — — — ($5.1b) ($3.3b) ($3.7b) ($6.8b)
Proceeds from Issuance of Common Stock $0 $0 — — — — — — — —
Common Stock Issuance — — — — — — $2.0m $3.0m $4.0m $5.0m
Net Common Stock Issuance — — — — — — ($301.0m) ($62.0m) ($31.0m) ($136.0m)
Payments for Repurchase of Common Stock — — — — $45.0m $368.0m $303.0m $65.0m $35.0m $141.0m
Common Stock Payments — — — — — — ($303.0m) ($65.0m) ($35.0m) ($141.0m)
Dividends paid — — — $408.0m $806.0m $1.3b $480.0m $487.0m $498.0m $499.0m
Cash Dividends Paid — — — — — — ($480.0m) ($487.0m) ($498.0m) ($499.0m)
Common Stock Dividend Paid — — — — — — ($480.0m) ($487.0m) ($498.0m) ($499.0m)
Net Other Financing Charges — — — — — — ($14.0m) ($10.0m) ($11.0m) ($13.0m)
Net Cash Provided by (Used in) Financing Activities ($1.7b) $975.0m $44.0m $1.5b ($370.0m) ($1.8b) ($326.0m) $932.0m $161.0m $500.0m
Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents ($468.0m) $338.0m $0 $454.0m $1.1b ($1.7b) ($58.0m) $589.0m ($406.0m) $471.0m
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect — $338.0m ($307.0m) $454.0m $1.1b ($1.7b) ($58.0m) $589.0m ($406.0m) $471.0m
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents ($468.0m) $1.5b $1.2b $1.6b $2.7b $1.0b $959.0m $1.5b $1.1b $1.6b
Supplemental disclosure of cash flow information:
Change In Cash Supplemental As Reported — — — — — — ($58.0m) $589.0m ($406.0m) $471.0m
Interest Paid, Excluding Capitalized Interest, Operating Activities ($765.0m) ($746.0m) $752.0m $845.0m $978.0m $891.0m $857.0m $968.0m $1.1b $1.2b
Income Taxes Paid, Net $249.0m $156.0m $150.0m $261.0m $289.0m $403.0m ($343.0m) ($215.0m) ($219.0m) $127.0m

Data sourced from SEC EDGAR 10-K filings via EdgarTools. Amounts are shown in USD as reported in each fiscal year filing.

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.