|
Finance receivables at fair value
|
|
$0
|
$383.9m
|
$457.3m
|
$463.3m
|
$473.7m
|
$546.2m
|
|
Settlement receivable
|
|
—
|
$0
|
$2.0m
|
$1.9m
|
$2.0m
|
$0
|
|
Tax receivable agreement liability
|
|
$0
|
$23.3m
|
$25.6m
|
$25.0m
|
$26.5m
|
$39.8m
|
|
Property, equipment and software, net
|
|
$10.6m
|
$14.6m
|
$14.0m
|
$10.3m
|
$13.7m
|
$27.6m
|
|
Operating lease right-of-use assets
|
|
—
|
$0
|
$13.6m
|
$12.2m
|
$10.6m
|
$8.8m
|
|
Other assets
|
|
$4.8m
|
$9.9m
|
$11.2m
|
$10.2m
|
$9.6m
|
$21.4m
|
|
Cash
|
|
$25.6m
|
$25.1m
|
$16.2m
|
$31.8m
|
$61.3m
|
$49.5m
|
|
Restricted cash
|
|
$20.1m
|
$37.3m
|
$33.4m
|
$42.2m
|
$26.9m
|
$43.8m
|
|
Equity method investment
|
|
—
|
—
|
—
|
$0
|
$19.2m
|
$19.1m
|
|
Debt issuance costs, net
|
|
$2.6m
|
$1.5m
|
$4.0m
|
$3.8m
|
$2.7m
|
$5.0m
|
|
Deferred tax asset
|
|
$0
|
$25.6m
|
$26.8m
|
$25.8m
|
$21.3m
|
$32.6m
|
|
Operating lease liabilities
|
|
—
|
$0
|
$16.6m
|
$15.1m
|
$13.3m
|
$11.4m
|
|
Senior debt, net
|
|
$131.7m
|
$251.6m
|
$344.7m
|
$332.7m
|
$318.8m
|
$321.4m
|
|
Warrant liabilities
|
|
$0
|
$11.2m
|
$1.9m
|
$6.9m
|
$15.1m
|
$26.5m
|
|
Total cash and restricted cash
|
|
$45.7m
|
$62.4m
|
$49.7m
|
$73.9m
|
$88.3m
|
$93.3m
|
|
Total OppFi Inc.’s stockholders’ equity
|
|
$6.2m
|
($9.0m)
|
($494k)
|
$10.4m
|
$32.8m
|
$58.5m
|
|
Total stockholders’ equity
|
|
—
|
$157.9m
|
$159.2m
|
$194.0m
|
$234.2m
|
$308.9m
|
|
Total assets
|
|
$244.7m
|
$502.1m
|
$579.8m
|
$601.5m
|
$641.2m
|
$754.1m
|
|
Total liabilities and stockholders’ equity
|
|
$244.7m
|
$502.1m
|
$579.8m
|
$601.5m
|
$641.2m
|
$754.1m
|
|
Accounts payable
|
|
$136k
|
$6.1m
|
$6.3m
|
$4.4m
|
$879k
|
$2.8m
|
|
Accrued expenses
|
|
$22.8m
|
$29.6m
|
$23.2m
|
$22.0m
|
$32.4m
|
$43.4m
|
|
Total liabilities
|
|
$136k
|
$344.2m
|
$420.7m
|
$407.5m
|
$407.0m
|
$445.2m
|
|
Preferred stock, $0.0001 par value (1,000,000 shares authorized with no shares issued and outstanding as of December 31, 2025 and 2024)
|
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Common stock, value, issued
|
|
$701
|
$11k
|
$11k
|
$11k
|
$9k
|
$9k
|
|
Additional paid-in capital
|
|
$6.4m
|
$61.7m
|
$65.5m
|
$76.5m
|
$93.9m
|
$113.5m
|
|
Accumulated deficit
|
|
($186k)
|
($70.7m)
|
($63.5m)
|
($63.6m)
|
($55.1m)
|
($33.5m)
|
|
Treasury stock, at cost (3,280,573 and 1,738,624 shares as of December 31, 2025 and 2024, respectively)
|
|
—
|
$0
|
($2.5m)
|
($2.5m)
|
($6.0m)
|
($21.5m)
|
|
Noncontrolling interest
|
|
$0
|
$166.9m
|
$159.6m
|
$183.6m
|
$201.4m
|
$250.4m
|