← RBB Bancorp

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income (Loss) Attributable to Parent $19.1m $25.5m $36.1m $39.2m $32.9m $56.9m $64.3m $42.5m $26.7m $31.9m
Net Income (Loss) Available to Common Stockholders, Basic $19.1m $25.5m $36.1m $39.1m $32.9m $56.7m $64.3m $42.5m $26.7m $31.9m
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest — — $36.1m $39.2m $32.9m $56.9m $64.3m $42.5m $26.7m $31.9m
Depreciation and amortization $1.4m $1.3m $1.7m — — — — — — —
Amortization of Debt Issuance Costs — — — $342k $342k $525k $578k $562k $382k $382k
Amortization of Intangible Assets $372k $355k $575k $4.9m $5.8m $6.3m $3.9m $2.6m $2.3m $1.8m
Deferred Income Tax Expense (Benefit) $1.3m $2.5m ($131k) $1.5m ($3.0m) ($1.1m) ($2.2m) $216k ($2.9m) ($641k)
Share-based Payment Arrangement, Noncash Expense $894k $779k $684k $689k $686k $1.1m $848k $750k $1.4m $1.7m
Payment, Tax Withholding, Share-based Payment Arrangement — — — — — — — — $108k $265k
Share-based Payment Arrangement, Expense $894k $779k $684k $689k $686k $1.1m $848k $750k $1.1m $1.4m
Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual Amount — — — — — — — $0 $0 $390k
Goodwill, Impairment Loss $0 $0 $0 $0 $0 $0 — $0 — $0
Gain (Loss) on Disposition of Property Plant Equipment — — — $6k $0 $0 $757k $32k $0 $42k
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal — — — — — — — — — $10.6m
Gain (Loss) on Disposition of Assets ($3k) — — $6k $0 $0 $757k $166k $456k $42k
Income Tax Expense (Benefit) $13.5m $21.3m $10.1m $16.1m $14.5m $24.0m $27.0m $17.8m $9.0m $10.2m
Operating Lease, Expense — — — — — $5.3m $5.4m $5.7m $5.8m $5.8m
Operating Lease, Lease Income — — — — — $479k $548k $570k $612k $640k
Additional Financial Items
Provision for Loan, Lease, and Other Losses — — — — — — — — — $10.4m
Bank Owned Life Insurance Income $560k $824k $797k $775k $767k $1.1m $1.3m $1.4m $1.6m $1.7m
Gain (Loss) on Sales of Loans, Net $5.8m $9.3m $7.1m $9.9m $6.0m $10.0m $1.9m $374k $1.6m $1.2m
Proceeds from Stock Options Exercised $595k $2.3m $9.6m $2.8m $712k $3.5m $5.5m $295k $1.8m $417k
Debt Securities, Available-for-sale, Realized Gain (Loss) — — — $7k $210k $0 $0 — — —
Equity Securities, FV-NI, Realized Gain (Loss) — — — — — — — — — $680k
Equity Securities, FV-NI, Unrealized Gain (Loss) — — $0 $147k $0 ($360k) $0 $24k $41k ($74k)
Gain (Loss) on Sale of Mortgage Loans $3.4m $3.7m $4.3m $8.2m $5.2m $7.9m $1.2m $112k $818k $746k
Goodwill $29.9m $29.9m $58.4m $58.6m $69.2m $69.2m $71.5m $71.5m $71.5m $71.5m
Financing Receivable, Credit Loss, Expense (Reversal) — — — — — — — $3.9m $9.8m —
Gain (Loss) on Derivative Instruments, Net, Pretax — — — — $78k $46k ($247k) — — —
Net Cash Provided by (Used in) Operating Activities $56.2m $28.8m ($84.6m) $476.5m $124.5m $202.2m $93.8m $51.3m $58.5m $43.4m
Cash flows from investing activities:
Payments to Acquire Property, Plant, and Equipment $210k $684k $2.5m $1.4m $4.2m $2.0m $2.1m $652k $788k $798k
Payments to Acquire Businesses, Net of Cash Acquired $35.1m — ($25.1m) — ($6.6m) $0 ($71.4m) — — —
Net Cash Provided by (Used in) Investing Activities $7.2m ($264.4m) ($322.4m) ($219.4m) ($446.0m) ($504.2m) ($260.2m) $243.3m ($160.4m) ($260.2m)
Cash flows from financing activities:
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale $4.4m $4.4m $64.0m $141.5m $454.6m $442.1m $485.8m $641.0m $316.2m $286.5m
Proceeds from Issuance of Common Stock — $60.2m — — — — — — — —
Payments for Repurchase of Common Stock — — — $3.2m $7.9m $10.5m $19.8m $6.8m $20.7m $14.0m
Dividends paid $2.6m $5.1m $5.8m $8.0m $6.6m $9.9m $10.7m $12.2m $11.7m $11.3m
Payments of Dividends $2.6m $5.1m $5.8m $8.0m $6.6m $9.9m $10.7m $12.2m $11.7m $11.3m
Other Interest and Dividend Income — — — — — — — — $15.3m $16.9m
Net Cash Provided by (Used in) Financing Activities ($58.6m) $267.0m $404.7m ($223.0m) $334.4m $801.7m ($444.5m) $53.2m ($71.7m) $171.4m
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents — — — $181.8m — — — — — —
Supplemental disclosure of cash flow information:
Interest Paid, Excluding Capitalized Interest, Operating Activities $12.3m $13.8m $20.0m $45.7m $36.2m $22.5m $29.7m $93.7m $120.9m $108.7m
Income Taxes Paid, Net $12.5m $16.9m $9.3m $14.5m $13.5m $25.8m $24.0m $21.4m $6.2m $18.7m

Data sourced from SEC EDGAR 10-K filings via EdgarTools. Amounts are shown in USD as reported in each fiscal year filing.