← WORLD ACCEPTANCE CORP
| Annual Trend | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross loans receivable | — | — | — | $1.2b | $1.1b | $1.5b | $1.4b | $1.3b | $1.2b | $1.3b | |
| Loans receivable, net | $695.7m | $725.2m | $755.6m | $804.4m | $733.7m | $985.5m | $887.8m | $847.4m | $813.0m | $841.9m | |
| Income taxes receivable | — | — | — | — | — | — | $0 | $3.1m | $0 | $2.4m | |
| Property and equipment, net | $24.2m | $25.6m | $25.4m | $24.8m | $26.3m | $24.5m | $23.9m | $22.9m | $19.8m | $17.4m | |
| Goodwill | $6.1m | $7.0m | $7.0m | $7.4m | $7.4m | $7.4m | $7.4m | $7.4m | $7.4m | $7.4m | |
| Intangible assets, net | $6.6m | $6.6m | $15.3m | $24.4m | $23.5m | $19.8m | $15.3m | $11.1m | $7.4m | $4.2m | |
| Other assets, net | $13.8m | $14.2m | $18.4m | $28.5m | $31.4m | $35.9m | $43.4m | $42.2m | $40.9m | $38.7m | |
| Cash | $15.2m | $32.1m | $9.3m | $11.6m | $15.7m | $19.2m | $16.5m | $11.8m | $9.7m | $6.1m | |
| Unearned interest, insurance and fees | — | — | — | ($309.0m) | ($279.4m) | ($403.0m) | ($376.7m) | ($326.7m) | ($309.3m) | ($325.1m) | |
| Allowance for credit losses | — | — | — | ($96.5m) | ($91.7m) | ($134.2m) | ($125.6m) | ($103.0m) | ($103.3m) | ($112.0m) | |
| Restricted cash | — | — | — | — | — | — | — | — | $5.0m | $23.3m | |
| Operating lease ROU assets, net | — | — | $0 | $101.7m | $90.1m | $85.6m | $81.3m | $79.5m | $76.2m | $71.5m | |
| Deferred income taxes, net | — | — | $23.8m | $23.3m | $25.0m | $39.8m | $41.7m | $30.9m | $33.3m | $41.2m | |
| Warehouse facility | — | — | — | — | — | — | — | — | $262.5m | $587.2m | |
| Senior unsecured notes payable, net | — | — | — | — | $0 | $295.4m | $287.4m | $272.6m | $184.4m | $0 | |
| Income taxes payable | $12.5m | $14.5m | $11.6m | $5.0m | $11.6m | $7.4m | $2.5m | $0 | $223k | $0 | |
| Operating lease liability | — | — | $0 | $102.8m | $91.7m | $87.4m | $83.7m | $81.9m | $78.7m | $74.0m | |
| Deferred revenue (contract liability) | — | — | — | — | — | — | — | — | $3.3m | $3.9m | |
| Total shareholders' equity | $461.1m | $541.1m | $552.1m | $412.0m | $404.9m | $373.0m | $385.2m | $424.4m | $439.5m | $351.0m | |
| Total assets | $800.6m | $841.0m | $855.0m | $1.0b | $954.3m | $1.2b | $1.1b | $1.1b | $1.0b | $1.1b | |
| Accounts payable and accrued expenses | $31.9m | $40.4m | $39.4m | $59.3m | $41.0m | $58.0m | $50.6m | $54.0m | $42.4m | $38.0m | |
| Total liabilities | $339.5m | $299.9m | $302.9m | $618.1m | $549.3m | $845.3m | $732.1m | $631.9m | $568.1m | $703.1m | |
| Preferred stock, no par value Authorized 5,000,000, no shares issued or outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Common stock, no par value Authorized 95,000,000 shares; issued and outstanding 4,656,505 and 5,374,012 shares at March 31, 2026 and March 31, 2025, respectively | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Additional paid-in capital | $144.2m | $175.9m | $198.1m | $227.2m | $255.6m | $280.9m | $288.1m | $286.4m | $266.4m | $279.4m | |
| Retained earnings | $344.6m | $391.3m | $354.0m | $184.7m | $149.3m | $92.1m | $97.2m | $138.0m | $173.1m | $71.6m | |
| Total liabilities and shareholders' equity | $800.6m | $841.0m | $855.0m | $1.0b | $954.3m | $1.2b | $1.1b | $1.1b | $1.0b | $1.1b |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.